"Members Only" - Her neighbor, Christian, has never mentioned the exclusive "Members Only Club," but Ana's got her suspicions. She'll help him...if he'll help her. It's a dirty little deal that launches them into a world of urban adventure...but not every member is happy...this may be a lot tougher than either expected - This story is OCC for all characters. Doesn't have BDSM, but will have LEMONS!

AN: I do not own these characters. All rights go to E.L. James

"Members Only"

Chapter 1

WHAT ARE THEY DOING THERE?

Christian peered into the darkness. It was three o'clock in the morning on a Saturday. Most of his little neighborhood was sleeping.

Christian had been wrestling with insomnia for the past three months, which was how he noticed the strange activity at the closed grocery store across the street. Men had been showing up for the past hour, and disappearing into the alleyway. The funny thing was none of them looked like criminals, unless thugs were starting to wear suits and ties.

There was definitely something strange going on.

He craned his neck, trying to get a better view, but the angle from his window didn't give him a lot of options. He considered going down to the street. But what if they were criminals, and they decided they didn't want some Good Samaritan type snooping around?

No, he needed to observe a little more from a distance.

Abruptly, he realized the perfect vantage point, and without a moment's hesitation he left his apartment. Padding out into the hallway in bare feet, he opened the window and climbed out carefully onto the fire escape.

Now, almost the whole street was in clear view. It'd be better if I were just a little higher, he thought, then glanced at the fire escape stairs. The metal felt cold under his heels as he climbed up as quietly as he could. It was June, but it was Seattle, which meant that the weather was brisk. He regretted not throwing a shirt on, wearing only a thin pair of sweatpants.

There were only a few men going into the alley now…stragglers, from the look of it. He barely made out one man joking with another one as they disappeared into the darkness. He squinted. One of them looked like…was he wearing a tux?

Who were these guys?

"Nice night."

Christian spun around. There was a woman standing in the open window behind him, wearing a large T-shirt with the slogan, Well Behaved Women Rarely Make History. She was also holding a golf club like she meant business, which was at odds, with the casual greeting she'd given him.

Christian cleared his throat. "I'll bet you're wondering why I'm out here," he said in a low voice.

Her full lips quirked with amusement. "It did cross my mind."

"There's something going on across the street," he said. "I was awake, and I noticed a bunch of people going into that alley."

"Really?" She took a step closer, but didn't let go of the golf club. "I don't see anybody."

Oh, great, she thinks I'm a perv, some kind of Peeping Tom. Christian winced. "I swear there were a bunch of guys going into that alleyway."

"Why didn't you call the police?"

Christian felt embarrassment wash over him. "They didn't look like criminals," he answered.

"So you're saying, basically, that curiosity got you out on my fire escape at three o'clock in the morning?"

"When you put it that way," Christian said ruefully, "it sounds pretty dumb."

"You said it, not me."

Christian frowned, taking her in. She was maybe five foot six, with a thin build; her T-shirt billowed around her like a ghost. In the pale moonlight, he could only tell that her hair color was dark, the length ended at her waist. She looked like a kid.

"You know, you should have called the police," he scolded.

Her eyebrows went up, and the golf club went down. "I'm sorry?"

"I outweigh you by…what…sixty pounds?" He sized her up, realizing just how bad the situation could have been, were it anyone but him. "I could have taken that golf club from you. You shouldn't try to be brave in a situation like this. If a strange guy is on your fire escape, you lock yourself in your bathroom and call the police."

"On, that's rich," she said, her laugh tinkling musically. "I'm being chastised by my potential burglar on personal safety and home security."

"I'm serious."

"You didn't look like a criminal," she echoed, and she sent him a wide smile. "The golf club was just in case I was mistaken. Should I call the police now? Or would you like to come in? You look a little chilly."

It was pretty cold and the guys he had noticed were nowhere to be seen. "Well, under the circumstances…but this really isn't a good idea, either," he pointed out as he climbed in through the window.

"Why not?"

"You don't know me."

"Of course I do," she said. "You're Christian Grey who lives in apartment 3D."

"Uh…well, yes," he admitted, momentarily shocked.

"We met once, when I moved in," she said. "About six months ago. I bumped into you and your girlfriend."

"She's not my girlfriend," Christian said automatically, then sighed. That response was getting to be old. "That is…she's not anymore. I'm sorry. I don't remember your name."

"Ana," she replied, putting down her weapon and holding out her hand. "Anastasia Steele. But everyone calls me Ana. Nice to meet you. Again."

He shook her hand, finally laughing. "This has got to be one of the weirdest introductions…"

"Reintroduction," she interrupted, with that quicksilver grin.

"Sorry, yes, reintroductions, I've ever had." She was cute, in a girl next door kind of way. Which was funny, considering she technically was the girl next door, in a manner of speaking. He shifted his weight from foot to foot, and then glanced out the window. "I'm telling you, there really was something weird going on across the street."

"I believe you," she said, and thankfully it sounded as though she did. "Were you just planning on hanging out on the fire escape until the strange men came back?"

Christian rubbed his jaw. "Honestly, my thinking hadn't gone quite that far."

"I'll bet, or you would've grabbed a jacket."

He crossed his arms in front of him and then grinned when she giggled again.

"Would you like a cup of tea? Coffee?" She winked at him. "Hot cocoa?"

Definitely cute. "At the risk of ruining my masculine reputation even further, I'll take the hot chocolate."

"You can even have marshmallows," she said. "Don't worry. I won't tell anyone."

As she disappeared into the kitchen, he surveyed his surroundings. The light from the kitchen splashed out into the living room, revealing large windows, including the one he'd climbed into and hardwood floors. The couch looked very comfortable and the flat screen television looked large, surrounded by piles of DVDs. There were also a multitude of books stacked haphazardly in built-in dark cherry bookshelves. The living room was cozy, comfortable and inviting.

Much like its owner.

After several minutes, Ana returned with two mugs…and a robe, belted primly at the waist, much to his disappointment. He felt his own bare chested state keenly. He took the mug, taking a sip slowly so he wouldn't burn his tongue. "This is fantastic," he said.

She smiled. "The trick is to make it on the stovetop," she said. "Doing it in the microwave just isn't the same. So…have the guys come back?"

"Not that I've seen," Christian said, deflated. He took another sip, savoring the rich, creamy, chocolate concoction. "What else is in this?"

"Nutmeg," she replied, with a slight shrug. "It's my own blend. I used to own a chocolate shop. Just sold it recently, actually."

He happened to be glancing out the window as she made her statement. "Look! There they are!"

The two of them huddled by the window, peering out. Like a colony of army ants, men streamed out of the alleyway, making the buzzing noise of people trying to be quiet and failing miserably. There were several loudly whispered mutters of "shh" and "shut up!" heard, and laughter, as the crowd dispersed and went their separate ways.

"It's almost four," Ana said. "What are they doing?"

"I have no idea," Christian said, watching as a limo drove by and picked up several of the group. "Now do you see why I was out on the fire escape?"

She laughed and it warmed him more than the hot chocolate. "I wasn't really complaining that you were out there," she replied, looking down at her mug. Then she looked back at him, smiling shyly.

He stared at her. Was she flirting with him? After all, here he was, in her living room, in the middle of the night. In just sweatpants. She was just wearing a T-shirt and a robe, from the looks of it. It could definitely be an invitation.

Of course, he had just invaded her place on the strangest of circumstances. She could just be what she looked like, a sweet girl who was being neighborly.

He shook his head, handing her mug back. "I owe you," he said. "Thanks for the hot chocolate and for not calling the cops. Although next time…"

"I'll be dialing them from the bathroom," she said. "Still, I don't think I could convince myself that you were a burglar. You're too…"

"Too what?" he prompted, but didn't need her to answer. He got a feeling he knew the answer.

Nice. She was going to say "nice."

He paused, his ex-girlfriend's words echoing in his head as if she'd just said them that night, and not three months ago.

Christian, I can't possibly be in a relationship with you.

You're too nice. You're too sweet.

You're boring.

"Telling me to protect myself was really…sweet," she stammered. "You just don't seem like the burglar / rapist type. I watch enough Criminal Minds to know."

"Thanks," he said, then started to go out the window.

"You know, you can use the door."

"Oh. Yeah. Right," he said, feeling like a complete idiot. He followed her to the door, stepping out into the hallway.

For a second, standing there propped against the door, she looked like less of a kid, and more of a woman, her leg peeking out from the split in her robe, her hair tousled and wild, and her eyes low lidded.

You should ask her out.

He waited.

Logic prevailed. The moment passed.

"Thanks, again," he repeated. He turned and walked away.

He just wanted to find out what the deal was with the guys in the alleyway. He wasn't looking for a girlfriend. He wasn't even looking for someone to date. He certainly wasn't interested in a girl next door type, especially one who lived in the apartment above him.

And MOST definitely not one who thought he was "sweet."