Cold
You don't like winter. You don't hate it, but it's not your favourite season either. It's always cold, windy and snow is always getting in your boots. But at least you're not lying on the ground in your underwear. That would be true wintertime horror. And just as you think of that, you see a girl lying on the ground in her underwear. You'd laugh at the coincidence but you've got a person to save!
She's freezing. You pick her up and rush to your house. Luckily it's not that far away, she weighs more than you figured. You wonder why. It's just a girl, after all. You open your door, quickly place her on your couch and turn the heaters up. You bring her a blanket and sit next to her. After a while she stirs and you get up, sitting in front of her on a small stool. She sits up, still wrapped in the blanket. She slowly, and with a stutter, asks where she is. You tell her you saved her from certain hypothermia and brought her to your house to recover. You tell her to wait as you fetch her some clothes. You hurry back with a shirt, baggy pants and a hoody. She puts on the pants, immediately feeling warmer. She puts on the shirt. It's too small in the chest. And not by a little. She puts on the hoody. She buttons it up but as soon as she moves even an inch, the top button snaps off. The hoody is also too small in the chest. She quickly apologizes for breaking your hoody but you calm her down, telling her you have at least five more. She settles down, finally warm and cosy. You ask what happened.
She explains she got mugged and beaten by some thugs. You say it's horrible, what people are willing to do to others for their own gain. She says you're clearly not like that. After all, you saved her even though you didn't have to. You say you couldn't live with yourself if you hadn't done something. She looks down for a bit and asks if she could sleep over for the night. After all, she didn't have her keys or a cell phone. You agree immediately, saying it's a given. You show her the guest room and wish her good night as you head to your own bedroom to sleep. You'd just gone under the covers when the girl sneaks into your room in her underwear and crawls onto you. Her large breasts are dangling just over your face as you blush madly. She smirks and pulls the covers out of the way. She lays down on you, her long red hair surrounding you and her deep brown eyes staring through your soul. She says she still needs to pay you back for that hoody. And saving her life.