He looked down at the piece of paper in his shaking hands. Surely, there had to be some mistake. His day had already started off so badly that there was no way in Hell it could possibly get any worse.

Taking a deep, shaky breath and letting it out slowly, the young man ran a hand through his blonde hair as he dialed the number to his bank and listened to it ring once, twice, three times before it was answered.

"Thank you for calling Dade Mutual banking you can trust. This is Rachel. How may I help you today?"

The young man took a deep breath to get his voice steady before he spoke. "This is Michael Travers, and I want to get my account balance."

"I'll need your account number."

He had been expecting that she would need that information, so he looked down at the checkbook he had open and read off the numbers to her.

"Give me just a moment to access your account, Mr. Travers."

"Okay," he agreed, listening to the click of keys on the keyboard.

"Sir, the balance on your account is zero."

The phone fell to the counter, startling him.

"Sir?"

With a shaking hand, he picked the phone up and cleared his throat. "I… can you repeat that?"

"You have nothing in your account sir."