I've always wanted to do this kind of story even if I wouldn't be able to finish it. I don't own hp etc.
Note: This story is for fun and getting it out of my system. Sorry, if it's bad etc, but it is what it is.
Harry Potter
... and the pile of galleons and abilities
"Excuse me, I wish to check my account here." Harry said.
"Name?" the goblin said.
"Harry Potter," Harry said.
"Do you have a key to access your vaults?" the goblin said bored.
"No, my keys currently out of my possession and I wish to withdraw some galleons from my vault, is there any way I could access it or get a new key made?" Harry said.
"For an extra five galleons we can make a new key but that's the only way you could without your key and it would make the other key's unusable" the goblin said his eyes boring into Harry's.
"Do it. Do you need anything to confirm my identity?" Harry asked.
"Yes. Just a drop of blood but the test takes a while and since it's peak time I'm afraid I don' have time to do it so..." the goblin said probably about the tell him to go away.
"So, you'll find someone to do it for me, so that I don't take whatever galleons I have here out of the bank once I can." Harry said interrupting the goblin.
The goblin grinned, "I was about to say so you're out of luck, human, but I admire the bravery that took. Please enter to your left and you'll be taking to an accounting manager to have the key made."
"Next!" the goblin said already ignoring him as he was lead to an office in the bank.
He sat down outside of it and stared at the waiting room. It was taupe and beige with uncomfortable hard steel cushioned seats. He spied a cushioned one near a magazine rack and looked at the magazines on it. Most were grossly out of date- he saw one that was recent when he was born. Reaching for the most recent one he jumped when voice behind him spoke up.
"I can see you now, mister Potter, please enter my office and we can discuss business." the goblin said.
"Thank you, I appreciate you taking the time to help me" Harry said.
"Please cut your finger with this dagger and we can make you your new key. This test costs ten galleons but it updates any inheritances you might have" the goblin said.
Hesitatingly he did as asked and it took a while to sting. The blade was either sharp or meant to dull the pain. He saw a list of names come up after his and the goblin swore. Leaning over, the parchment was snatched up quickly, and the goblins eyes were growing to the size of saucers.
"Is that supposed to happen?" Harry said.
"Yes, but I've never seen so many names come up before. This only happens when a person gets a considerable inheritance," the goblin said.
"May I see the document?" Harry asked.
The document was handed to him. In gold ink was Potter, Black, Evans, Flamel, Emerald and silver had Le Fay, Pendragon and many others but he didn't recognize the rest except the houses of Hogwarts with others in bronze,red, and green. He dropped it in shock and sat hard in his seat. Silence filled the office and finally one of them spoke up.
"Considering the list, I expect that it will take up to 15 minutes for the total list of assets," the goblin said.
"What do the different colours mean?" Harry asked.
"Gold means a direct inheritance, Silver means you earn any titles, stocks, and items with some moneys, Bronze means you inherit the items but no titles and green means you were given money, and red is the ones that you inherited due to a line dying or given it- without a direct relation towards the beneficiary," the goblin said.
"Potter, I get, but what about Black and how am I related to the Flamel's?" he asked
"They lived over 500 years. It's their right to chose who inherited their things when they were gone. You're distantly related to them, like most wizards, but have to claim a blood bond an inherit the lines gift or leave it to your children," the goblin said.
"Blood bond?" Harry asked.
"Yes, from your parents you got Potter and Evans, your Godfather is a Black and Flamel chose you and magic accepted so you're their 'son' ... and honestly I've never even heard of anyone being able to claim the Emerald vault," the goblin said.
"What about the silver and bronze names?" Harry asked.
"You can't claim their line gifts fully- but you can still get a boost from them. Your children will, however, at 21 be able to claim their line gifts. Silver gives you half, and Bronze a third. Green gives nothing and if you link red account to a child of yours they'll get the line gift if a ritual is done before they turn nine" the goblin said.
"I'm not required to marry several times, am I?" Harry asked.
"No, but I don't think many human woman would want to birth six children, and each line needs to be preserved. I would recommend that you pay another human woman to carry your other children. It's a simple solution" the goblin said.
"Can I see the line gifts, and assets?" Harry asked.
The goblin simply said it would appear on the parchment and they waited. Finally it unrolled itself. His eyes were saucers too as he skimmed it. He put it down and after five minutes picked it up again.
Baron Harry James Potter
Age:12
Title:Baron Potter
Heir to: Duke Black, Lord Evans, Lord Flamel, Prince Emerald
Holder to: Lady Lefay, Lady Ravenclaw, Lady Hufflepuff, etc
Holder to:Lord Gryfindor, Lord Slytherin, etc
His eyes couldn't believe the list that the was a 'holder' to until he got to the monetary assets.
Monetary assets:
Potter: 1,240,000 galleons
Black: 6,940,000 galleons
Flamel: 5,000,000,000* galleons
Evans:400,000 galleons
Emerald:100,000 galleons
Total amount of Galleons from direct inheritance: 5,008,680,000* Galleons
Harry skipped to the bottom of the page to read the asterisk. The fine print read that while he 'legally' had that amount, he couldn't withdraw most of it because it was tied up in magical banks, magical governments, and in exchange for that he got free banking and a legal citizenship to every magical country it was on loan to.
"How much do I have in the Flamel accout?" Harry asked.
"950 million galleons," the goblin said.
Harry's eyes were as big as a plate now. He was a three digit millionaire and nearly a billionaire. He didn't even know what he got in items or what it entailed. He had share of stock in things he would have to look up and he was in shock until he saw the line gifts
Gifts:
Potter:Omni-linguist (Blocked)
Black:Metamorphmagus (Blocked) (note 1)
Flamel: Master Potion making (Blocked)
Omni-animagus (Blocked)
Emerald:Omni-elemental (Blocked) (note 2)
Wandless magic (Blocked)
Evans:Double core (Blocked)
Master Runes and Arithmancy (Blocked)
He barely skimmed the silver ones. It didn't matter what they were. He couldn't take all the information right now anyway. He could figure what most of the 'gifts' were. He looked at note 1 and 2. Metamorphmagus was conflicting with Omni-animagus and Omni-elemental worked with either Double core or Wandless magic but not both. He didn't ask what it all meant as he was handed a self-updating Line Gift book. He left the bank in a daze. The goblins were watching his every move. Line gifts were hard to unblock but it was possible to do so. If he unlocked them, and took his galleons out of the bank they would be in a bad position.