Cobblepot:
The Cobblepots from Gotham City, Illinois, had just moved into Royal Woods, Michigan, a suburb not far from the once-prosperous city of Metropolis. Esther Cobblepot and her seven-year old son, Oswald.
One of Gotham's founding families, they had fallen on hard times. The misfortune began with the passing of Oswald's father from pneumonia, caused by walking in the rain without the protection of an umbrella, which happened when the boy was barely four.
Mr. Cobblepot was a distant father, and young Ozzie could scarcely recall having any sentimental moments with him, but his death caused Esther to become paranoid about her son's health. She insisted that he always keep an umbrella with him at all times.
Ozzie was raised to always be a gentleman, and to regain their family's standing in Gotham. And to gain retribution upon the family responsible for their fall from grace: the Waynes. Esther despised the Waynes, and was quick to instill that in her son.
Due to his short height, bird-like nose, and obesity, Ozzie was bullied mercilessly at school, receiving the mocking nickname 'The Penguin' from his peers.
His sole solace from this torment was his mother and their many pet birds. Ozzie had such a natural affinity for birds that he dreamed of being an ornithologist when he grew up.
One day, at school, minutes after the school day ended, Oswald saw a small bird lying ill on the sidewalk. He stepped cautiously towards it, contemplating whether he should take it back home to nurse it back to health, when he was jumped from behind.
A small gang of bullies had followed him, hoping to find some amusement at 'the Penguin's' expense. The leader of this bunch of ruffians, despite Ozzie's pleas, picked up the bird and choked it to death with a smirk. They then punched the young Cobblepot in the face, leaving him lying on his back on the sidewalk, moaning in pain.
That was the last straw for Ozzie. He began an exercise regimen, lifting weights and using a punching bag for weeks until he worked up enough courage to confront the bully in the schoolyard.
With one punch, he dropped the bully, before leaping upon him and pounding his face. By the time Ozzie had been pulled off him, the bully had lost several teeth, and Ozzie's own knuckles felt bruised.
Ozzie was expelled from school for the beating. Esther was conflicted: she was upset at Ozzie for using violence, but felt remorse for not intervening enough to protect him from being bullied.
So, she decided that, instead of enrolling him in another Gotham school, she would move away, to give him a fresh start.
Despite all the reprimands he had received, Ozzie couldn't help, but feel pride for what he had done to the sick bastard.
Loud:
16-year old Leni Loud was looking for a job.
She had already lost several due to her own ditziness over the years, but she felt she had just found the perfect one: babysitting.
Having been the second eldest of eleven siblings, she felt she was a natural at taking care of a child's needs.
She heard that their new neighbor, a Mrs. Cobblepot, had a son who needed a babysitter.