It's a beautiful autumn day. John Kramer and Jill Tuck are walking down the park. Mighty passes them by. John is filming Jill with a camera. The two embrace and exchange words.
"I love you," said John.
"I love you," replied Jill.
They enter a John's workplace. John walks over to a clock, still ticking.
"This is the clock?" asked Jill. "What's so special about her?"
"Except for the fact the whole deal on her," replied John. "300 years old still ticking. It stood the test of time."
Jill walks over to the stuff John had made and worked on. John walks over to a shelf. "I got a surprise for you."
He draws out a puppet.
At the police station, Geoffrey St. John is taking to a little girl. Manic steps out of the room with Hershey. Her husband, Agunus is sitting on a chair in the room. Hershey was abused by Agunus and the little girl is their daughter who's also abused. The girl and Agunus look directly eye to eye. Agunus wags his finger and places it towards his mouth, indicating not to say a word. After Geoffrey and Manic finished talking, Manic walks off with the girl. Agunus walks over to Geoffrey. While talking to him, Agunus places his hand on Geoffrey's shoulder and Geoffrey turns around saying: "Get your hands off me!"
"Hey take it easy!" startled Agunus.
Geoffrey throws a punch at him and Manic pulls him back to prevent a fight.
"You're making the biggest mistake of your life!" yelled Agunus.
"We'll take a look at it alright?" said Manic.
At the drug clinic where Jill works, John's talking to her. "Cherish your life is a concept of this whole clinic was built on cherish your life."
Back at the police station Sonic gives a recaps on what happened earlier, to Manic and Geoffrey. "Client has a broken nose and a fractured cheek bone." They were also discussing on Geoffrey's assault.
At the drug clinic, Sleet is throwing a fit. "I've been here for 3 fucking hours!"
Antoine's sitting next to Nack. "Shut the fuck up!"
He throws a punch and the two get into a fight. Jill breaks up the fight while John's watching.
After the fighting stops John confronts Sleet who's holding a small tube full of liquid medication. "You don't want to do that."
"How the fuck should you know?" asked Sleet.
"You're my problem. You're becoming everybody else on this day."
Sleet puts the tube in his pocket and walks off.
John meets Scourge at a party and the two introduced themselves.
"Kramer, you're Jill's husband right?" asked Scourge.
"Yeah, I am," John answered.
The two have coffee and sandwiches. Scourge give information on the insurance company he's working at. "When people come to us for coverage, we have analyse people for the probability of success."
"How do you do that?"
"It's a formula. It's complicated actually; in essence it pre-extends to monthly payments, multiplied by life span, minus the probability of illness and if it's positive, we consider it coverage."
John becomes very interested in what he's saying. "Who devised that formula?"
Scourge takes a sip of his coffee. "By me."
"So in a sense, you choose who lives and who dies."
Months later, Jill is pregnant. They're recording the baby in Jill's womb. They recorded themselves as if their son is watching it.
Sleet is in a car driving towards the clinic with Mina Mongoose at the wheel.
It's closing time at the clinic. She escorts Rotor and another man out the door. John is in his car waiting for Jill then Amy Rose comes over to him.
"Want some loving?" she asked.
"You're a beautiful girl, go home," said John.
Sleet and Mina sneaked towards the main door, Sleet starts to feel nervous. "I don't know if I can do it."
"Go on," assisted Mina.
"I don't know about this. How do I speak to her?"
Mina pressurises him and Sleet heads to the front door. Jill was about to leave when Sleet pops up at the entrance door. "Hey I left my jacket in there, would you go get it?"
Jill walks over to the jacket on the chair and walks over. When she unlocks the door Sleet charges at her with a knife
"What are you doing?" she asks.
"I don't want to hurt you, alright? I want you to open that fucking door!"
Jill hands him the key, Sleet unlocks it and went inside. Moments later Jill peeps into window on the door.
"Sleet?" she said in a worried way.
Then Sleet bursts through the door hitting Jill, injuring both her and unborn baby. Sleet runs out the door while Mina was filled with shock and horror. John spots him running and knows something's wrong. He ran towards the entrance and sees the aftermath.
He takes her to the hospital. It took awhile for Jill to undergo treatment. When she told John that the baby didn't survive, he went into a state of depression. He has given up hope.
Months later, Jill heads to John's workplace along with Sonic. They see numerous drawings of people in unusual situations. Sonic knocks over the puppet and finds John sitting in a corner. He speaks about buildings John's working on but John was so depressed he felt that his next chapter in life just vanished without a trace. Sonic tries to talk some more.
"Get the fuck out of here." said John in a low voice. "I said-"
"I heard you John. Take care of yourself."
Sonic tells him to call when he's feeling alright just when he's leaving. Jill follows him out. John picks up the puppet and places it on the desk, where Sonic knocked it over.
Jack Rabbit is sitting at his desk with his rejected application. "I don't get it. I've been with this company for ten years."
"I know Jack. Unfortunately when we reviewed your claim, you failed to mention your previous condition."
"There's no condition."
Scourge looks inside a file. "It says here your had oral surgery to remove a cyst from your jaw."
"That's absurd. I had heart disease which had nothing to do with it 30 years ago."
"Oral surgery can lead to scar tissue. Scar tissue can lead to gum disease, and gum disease can cause heart disease."
Jack begins to feel insulted and doesn't believe a word he's saying. "You're a criminal."
He got out of his chair. "You are a god damn criminal. I paid my monthly premium for 10 years without a cold. Now that I'm ill you just going to deny my coverage? I have a family!"
Scourge understood but he felt like there are no options left. "Those are the rules Jack."
Jack slowly walks to the door. "You've just given me a death sentence. Who's going to pay my coverage?"
He opens the door. "You just killed me."
He heads to Bernadette Hedgehog and Emerl, his wife and son. Before they left, they glanced at Scourge in anger.
John is checking into a hospital for a check-up. He heads to Dr. Laurence Steward's office. He was told that he had a brain tumour in his frontal lobe while having colon cancer. He was feeling down while looking at the x-ray scans, so he went to Umbrella Insurance. He meets Scourge in his office. "I came to talk to you Scourge because I've a treatment for my cancer that I think holds a lot of promise."
He hands Scourge a sheet of paper. "But my request for coverage have all been turned down. So I was hoping that I came and explained it to you, that you might be able to get that overturned for me."
Scourges reads it and places it next to him. "Well the buck stops here John, fire away."
John takes out a pamphlet and shows it to him. "This is a doctor in Norway. He's got a 30% to 40% success rate with gene therapy. He injects what he call suicide genes into cancerous tumour cells."
He takes out a booklet and shows it to Scourge. "Then an inactive form of a toxic drug is administered..."
"Yes, I'm familiar with the therapy you're talking about," interrupted Scourge.
"And a new trial's starting," continued John. "He's looking for new patients and he seems to think that I'm the perfect candidate."
"John," interrupted Scourge again. "If your primary physician Dr. Steward, thought you were a suitable candidate, he would of pursued it."
John seems to disagree. "Dr. Steward is a specialist, he's making money on his speciality. He's not a thinker. The man has his hand on a doorknob half the time that I'm there."
"I'm going to be straight with you. At your age and with the development of cancer isn't feasible with Umbrella..."
"By whose mathematical equation is not feasible?"
"It's policy John. And if you go outside and seek for this treatment which has been deemed ineffective, you'll be in breach of policy and be dropped from coverage completely."
John couldn't believe what Scourge just spoke into his face. He got out of his chair and walked around. "Did you know that in the Far East, people pay their doctors when they're healthy? When they're sick they don't have to pay them."
John is staring at the six people outside Scourge's office. "So basically they end up paying for what they want, not what they don't want. We got it all ass-backwards here."
He turns around and points to the TV. "Those politicians, they say the same thing over and over and over again. Healthcare should be made by doctors and their patients, not by the government. Well I know they're not made by doctors and their patients or by the government. They're made by fucking insurance companies."
John stars at the fish tank full of piranha. Scourge stands up and walks to him "If you do this you're on your own and the subsequent cost to you will be staggering."
"Don't talk to me about money. I have money."
He turns his head to Scourge. "You see Scourge, this is my life you're talking about. You remember?"
"What about Jill's life? How's she going to be taken care of when you're gone?"
"Let me worry about that."
"The type of cancer you have is malignant and inoperable."
"That rolled right off your tongue real smooth."
"Even if the treatment works, it will return it's an unwinable battle."
"That was even smoother. As a matter of fact it was downright slick. You think it's the living who'll have the judgement over you, because the dead will have no claim over your soul."
John takes the paper he has given to Scourge, crumples it and tosses it in the waste basket.
John then drives of a cliff. Suddenly after the crash, John survived.
At his workplace, he looks at a bunch of photos, editing his voice over recordings and filing them.
Meanwhile, at the Chinese New Year festival, Sleet steals a small Buddha figure. John places chloroform on a rag, heads outside and picks up two pig masks. One for disguise and the other with the rag inside. He stalks Sleet and then moments later, he places the mask with the chloroformed rag in it over Sleet's face.
Sleet wakes up tied to a chair with restrains through both his hands and feet. He spots John. "You did this to me."
"No, you did this to yourself. You took the life of an innocent child."
"If you could give me time..."
"I can't give you time, and if I can time's an illusion."
"Please let me go."
"I could let you go. Time will serve you. You see things aren't simple. Do you understand what I'm saying to you?"
"Yeah. I understand." Sleet said sarcastically. "You're nuts."
John walks behind him and picks up a rack with knives on it. Sleet was confused and scared at the same time. "What the fuck is that?"
"The tool that will save your life."
He places it over Sleet's head with knives in front of his face.
"The life of lives Sleet. Now comes the moment of truth. Since you're a thief, you pray on the kindness of others, fuelling your addiction. Today will bring the ugliness inside of you out into the open. In order for you to stay alive, you have to match you're with the ugliness of your soul. Just lean forward into the knives with your face. Push hard and the arm and leg retrains will be released. Live or die Sleet. Make your choice."
Sleet leans forward into the knives and moves back small cuts appear on his face. He tries again. Every time he does it the cuts are deeper and more blood spilled. On his fifth attempt the restrains released him and Sleet fell to the ground. His hand is on his neck preventing the bleeding. "You're dead!"
He runs towards John preparing to attack him. John dodged him and Sleet falls into a pile of razor wire, killing him.