Privet drive was a small suburban cul-de-sac located in little whinging surrey near London, nothing about the street was strange or abnormal. None of the residents owned brightly coloured cars or had unusual singing door bells Each house had perfectly cut grass and well-kept gardens.

This was especially true for the residents of number four Vernon Dursley worked as a director at grunning's drill company, he was a large overweight man that enjoyed the finer things in life and had serious anger management problems.

Petunia Dursley didn't work thanks to her husbands high paying job, unlike her husband she was very thin and had a long neck. She loved to gossip with her neighbours and loved to brag about her lifestyle.

Dudley Dursley like his father was a large overweight boy he was a dumb boy who struggled with reading and writing and during school would bully kids younger than him and steal any money they had to spend on chocolate and crisps. He was a spoilt child that would get his own way and when he didn't would throw massive temper tantrums.

To the residents of privet drive the Dursley's were a very respectable family, none knew that Dudley was a bully and that their children were terrified of the large boy to them he was a polite young man.

The family had been struck with a tragedy eight years ago in which Petunia had announced her sister and her husband had been killed and out of the goodness of her heart she had decided to look after her nephew, it was a lie that she told that improved the families standing in the community.

Petunia and Vernon quickly grew to hate and fear the boy like his parent's the boy was a freak that could make strange things happen, as the boy grew, they noticed that the boy acted very strangely he was very cold and could be very scary and intense.

The older he got the worse things become, Petunia was in the garden enjoying a rather sunny day one day Dudley and Harry both five at the time and were in the garden playing or in Harry's case reading, she had looked over to see him hissing at a garden snake that had wrapped itself around his shoulders before his aunt had taken a shovel and hit the snake if him not only smacking him with the shovel but then killing the snake, Vernon hadn't been happy about that incident and had used his belt to show his displeasure which wouldn't be the first time the man abused him.

Harry Potter was an extremely good looking child he had pale skin high defined cheek bones full lips and amazing green eyes that had scatterings of red in them, his hair was a deep red colour that could be mistaken for black, to any who saw the child they would instantly fall for him, but to the Dursley's the child was terrifying.

He was extremely intelligent and bright and moved like royalty even move was graceful and spoke of an high bred upbringing, he could read and understand books that should have been way to advanced for him, his teachers were very impressed with him if slightly worried that he didn't have any friends.

He searched the library for an explanation every chance he could to explain why he had the dreams, why he could speak to snakes and why he was convinced he was a wizard called Tom Riddle, his search through the library had ended in failure, he was half convinced that he was insane.

It wasn't till he was seven years old that something inside him changed he was getting a beating off Vernon all because he had appeared on his pre-school roof at the time he had been running away from Dudley and his gang.

His uncle had dragged him out his cupboard when he had gotten home from work and slammed him against the wall before knocking him to the ground, he pulled his t-shirt off him and started to whip him with his belt, he was clenching his teeth to keep from screaming when something in him had snapped and before he realised what he was doing he was spinning around to face his uncle and snarled "CRUIO." At his startled uncle.

He watched as his uncle dropped to the ground and started screaming making his aunt who had been watching pale and drop to her knees begging him to stop, he had watched the fat whale for a few moments before he felt extremely tired and fell unconscious, things had changed from that moment.

He was bought new cloths and given plenty of food all his chores had stopped, he was moved into Dudley's second room, he enjoyed the sight of Vernon and Petunia cowering before him and begging him not to hurt them.

It hadn't taken long before Dudley grew jealous of the treatment, the boy had taken to ripping his library books up and destroying his homework and hitting him whenever he had the chance and it wasn't long before Harry had enough and using what little magic he could tortured his cousin until the boy was a quivering mess and he was covered in fine sheet of sweat and felt very tired he slept over 12 hours that night, Dudley never told his parents what happened even though they begged.

He found himself starting too day dream as time passed more and more, he would be reading or doing his homework and his mind drift, he would suddenly find himself reading dusty tomes in a huge castle. The longer he dreamed of Tom's life the more he changed and started to act like the man.

He started to organise his mind and pictured a library inside his mind where his thoughts were books and spent hours at night shifting through his thoughts organising them in his library, one such protection was to sink the island the library was on beneath a stormy ocean he would build more advanced protections when he needed, another thing he became aware of was that he could tell when anyone lied to him and if he concentrated enough he could hear whispers of thoughts from the person he was looking at.

His dreams changed to some days he dreamt of learning magic in class rooms full of excited children and others his dream would be filled with fear, one dream in particular filled him with such fear and dread, the dream always started with him hiding under his bed, the sounds of booming echoed around him as bombs exploded the building shook from the force.

He gripped his yew wand in his right hand tightly unable to enjoy the feeling of power it gave him as he sobbed and begged magic that he would survive the long night, he could hear the roars of planes flying above as they bombed the city around him.

It had taken a while for him to overcome the fear he had felt and still did when he thought of that dream, his dreams had eventually helped him he had dreamed he found a way to become immortal using a ritual and creating what was called a Horcrux.

He could remember pushing the boundaries of magic and splitting his soul multiple times and finally feeling safe in the knowledge that he couldn't die.

That was when he realised that Tom had in fact been a real person and he was somehow both Harry and Tom as if he wasn't confused enough, His dreams changed then from learning magic to being involved in a war as he fought along side wizards and witches wearing black robes and white skull masks.

He could remember sitting on a black throne as a man in death eater robes kneeled before him and told him of a young boy destined to destroy him a boy named Harry James Potter and for the first time since the bombing, he felt fear engulf him.

Eventually he dreamt of a young man with black messy hair and wire glasses who looked like him but without the glasses fall dead at his feet before he made his way up some stairs and killed a woman with fiery red hair and green eyes the colour of the killing curse.

He remembered and dreamt of a baby sitting in a crib watching him as he slowly raised his wand and tried to kill the boy destined to defeat him, by the time he reached ten years old he had the knowledge of a 55-year-old Tom Riddle.

He decided to try out the knowledge he knew by finding a pen and placing it on his desk he concentrated on wishing the pen would float towards his hand and was shocked when it slowly and shakily did "I'm a wizard. Its real, it's not my imagination." He whispered to himself as he wiped a fine sheet of sweat from his brow.

He quickly realised that simple spells that he knew quickly tired him out he realised that magic was like a muscle it takes time to strengthen, he could feel it inside him it was something he couldn't explain or define he just knew it was magic.

One morning he decided it was time Harry Potter after ten years away finally returned to the wizarding world, so dressing up in plain black trousers and a deep green T-shirt and a simple black jacket last he put on a simple pair of white trainers and decided he was ready for Diagon Alley, he walked into the kitchen to find Vernon stuffing his face and Petunia drinking what smelt like coffee, he watched as they stopped eating.

"W-We didn't know w-when you were getting up." He uncle said as she struggled to swallow his bacon.

Harry sighed and ran his hand through his shoulder length hair, his aunt had tried to get him to cut it a few times, but one glare silenced her protests. He busied himself by throwing some fruits into a bowl before he turned to Vernon who had fallen silent "I need to go to London today and I will need money." He said as he gracefully walked to the table and sat down. He watched as his uncle stopped eating and slowly turn purple.

"Why you ungrateful freak if you think..." he started to scream.

Harry jumped up and with a flick of his fingers a sharp cutting knife sailed across the room and stopped at Vernon's throat "Enough you useless lump, do as I say." He watched as both Vernon and Petunia paled and a strong smell of urine filled the room.

He watched as his uncle nodded and with a deep breath released his hold on the knife causing it to drop on the table with a thud, he sat down with a heavy sigh he watched as Vernon hobbled out the room quickly followed by Petunia.

A few hours later he found himself standing at Charing cross road watching an old pub called the leaky cauldron, he had managed to get his uncle to drop him off just around the corner from the pub and he spent the last couple hours watching the strange pub as equal strange men, women and children in strange cloths walked into the pub.

He straightened his jacket and using his fringe made sure his scar was covered before he walked towards the pub's door and slowly pushed it opened and stepped inside.

The inside was full of people wearing robes drinking and laughing, the air had a slight herbal smell to it thanks to many of the patrons smoking from pipes.

"Hello young man can I help you? Do you need me to open the entrance for you?"

He turned to look at the bartender who was wiping a glass with a rag "No thank you and yes please." He said as he followed the man through the room and out back, he tried to act like a polite young man no need to give a bad first impression.

He watched as the bartender pulled a wand from his sleeve and tapped certain bricks before stepping back as the brick folded into themselves revealing an archway.

"There you go young man." The bartender said as he offered him a bow and walked back into the pub.

He nodded at the bartender before he stepped through and into the alley, he raised an eye brow at the sight sure it was impressive, but he had dreamt of the alley before multiple times.

He walked down the alley looking at the various shops and noticing that nothing had changed from his memories of the alley, which was understandable, for all their power the wizarding community was very stuck in old their ways.

He spotted the familiar white building of Gringotts wizarding bank he knew the potter name was an old one and so walked up the white marble stone steps and with a nod at an armoured goblin walked into the bank.

The room beyond was beautiful it was richly decorated and had a huge golden chandelier hanging from a high ceiling, the floor was highly polished and from one end of the room to the other was many goblins counting galleons or weighing gems and jewels. He spotted a free teller and walked to the desk and waited for the goblin to speak.

"What do you want child?" the goblin sneered as it leaned forward to look over the desk at the human child.

Harry swallowed "My name is Harry Potter, I would like to speak to my account manager." He said as he looked into the goblin's eyes unafraid or scared, he knew goblins were a warrior race and if you showed any weakness, they would crush you.

"Fine Mr Potter wait here."

He watched as the goblin hopped off it's stool and walked through a set of doors that led deeper into the bowls of the Gringotts. Harry stood there waiting for a few minutes he ideally scanned the crowd he noticed three wizards dressed in dragonhide armour that added to Gringotts considerable security, he finally noticed a goblin in a suit walked towards him.

"Mr Potter if you would follow me."

He followed the goblin through the bank passing hundreds of doors that offered many services that goblins provided, deeper and deeper they went until they came to a finely crafted door which the goblin knocked on and opened the door before gesturing him inside.

Inside he found a goblin sitting behind a large highly decorated desk the goblin was writing with a large quill and without saying anything motioned for him to sit in the chair in front of the desk.

He sat down and looked behind the goblin to see a wall covered in axes and knives, other than that the room was surprisingly spartan.

"So Mr Potter I'm Raggok what can Gringotts do for you?"

Harry leaned forward and placed his arms on his knees "I would like an audit of my account and its holdings." He watched as the goblin nodded before it reached into a draw and pulled out a gold bowl covered in runes and an ornate knife.

"I will need you to prove that you are in fact a potter." Raggok said as the goblin handed him the danger.

Harry accepted the dagger feeling its weight in his right hand before he sliced hi palm on his left hand and allowed his blood to pool in his hand before pouring it into the bowl.

He handed the knife back to Raggok and watched as his palm healed itself, he watched as Raggok placed a sheet of parchment into the bowl.

The parchment was then lifted from the bowl and placed in front of the goblin who muttered something in his native language causing the blood to soak into it, he watched as words started to appear on the parchment.

Harry James Potter age 10.

Lord Peverell.

Lord Potter.

Father. James potter. Deceased.

Mother. Lily potter nee Evans. Deceased.

Heir Black through grandfather ritual.

Eligible to become lord Potter and Peverell due to being last living descendant.

Raggok nodded as he handed the parchment to him before he reached into his desk and wrote something on a different piece of parchment which the disappeared in a burst of light. He could remember from tom's memories that the Peverell's were extremely powerful wizards that supposedly created three powerful artefacts.

"All seems to be in order Mr Potter you can claim both lordships today and claim the black heir ring."

Harry nodded "what of my accounts? I've been isolated for many years from the wizarding world." He said as he handed the parchment back to Raggok.

"You mean to say you haven't been getting your account statements we have sent out?" Raggok asked.

Harry shook his head "No I have never seen any Gringotts statements." Before either could reply a knock sounded and a goblin holding three simple black boxes, Raggok took the boxes with a nod before he turned to him.

"Most unusual Mr Potter, I assumed your magical guardian told you about your heritage and had shown you your statements."

Harry frowned at Raggok "My magical guardian? Do I even have one of them." He knew many purebloods had safe guards protecting their money like making distant cousins guardians to their wealth.

He watched Raggok got up from behind his desk and approached one of the walls Raggok placed his hand on the wall and muttered something before the wall dissolved into nothing revealing a room filled with filing cabinets, he saw Raggok pick up a plain folder filled with sheets of parchment and return to his desk.

"One moment Mr Potter." Raggok said as he scanned the parchments nodding to himself before he placed the parchment down and looked at him "It seems your magical guardian is Albus Dumbledore."

Harry felt his breath hitch and anger surged through his body as he pictured the man inside his mind all grandfatherly smiles and twinkling eyes, he forced his emotions away keeping his face blank as he spoke "How? I have never met the man."

"It seems the chef warlock used his many positions and influence to get himself made your guardian through the Ministry although I will say that he never approached Gringotts about this and it does present us with an opportunity."

"Opportunity?" he asked as he calmly leaned back in his seat and ran a hand through his hair.

"Yes, it seems that although in the eyes of the Ministry he is your guardian and holds power over your accounts, he never filed the paper work through Gringotts and as you know Gringotts is a separate nation that isn't governed by your ministry."

Harry smiled at that and pictured the old goats face when he realised his mistake "How do we go about that?" he asked and watched as Raggok opened two of the black cases and turned them around to show him two rings, one was silver and had small coat of arms floating inside a black stone he picked it up and noticed a coat of arms floating in the stone it was of a triangle with a circle inside it and a single line running through the circle.

He placed the ring on his right middle finger he felt something inside him reach out to the ring before the ring resized automatically to fit his finger.

"Congratulations Lord Peverell." Raggok said and offer him a small smile.

The next ring was a golden ring with a red stone on it with the Potter family coat of arms floating inside the stone and on either side of the stone was the family motto Eskhantos ekhthros katargeitai o Thanatos (the last enemy that shall be destroyed is death) he picked up the ring and placed it next to the Peverell ring and again felt his magic reach out and touch the ring forcing it to resize to shape his finger.

"Congratulations again Lord Potter."

He nodded at Raggok "Thank you. Now what of the heir black ring?" he asked as he pointed at the last black box on Raggok desk. He watched as Raggok took out a piece of parchment and read something before he glanced at the young lord.

"You can claim the heir ring and can claim the heir trust fund but you will not be allowed to take anything out of the family vault."

He nodded and opened the box to find a silver and black ring with a coat of arms of a skull above a hand with a sword raised and below that three black ravens engraved into the black and silver ring the family motto started at on side of the coat of arms and finished at the other TOUJOURS PUR (always pure).

When he put on this ring it felt different to the others it felt cold like an icy hand and reached into him and judged him worthy yet unworthy at the same time, the ring melted into the Potter ring joining the two together.

"Well done Lord Peverell-Potter heir Black, you should be able to will the rings into existence whenever you need."

Harry tried it a few times before he nodded "What of my grandfather?"

"It seems the current Lord Sirius Black is in Azkaban for murdering a fellow wizard and killing twelve muggles and being a Death Eater, he is serving multiple life sentences."

He frowned at this information he knew all the Death Eaters and he could honestly say the man had never been in his army, he nodded "What of my accounts?" he filed the information away on Sirius until a later day.

"As you can see the Peverell vault has a substantial account of gold. The Potter account though has almost quadrupled these last years."

Harry who had been reading the summery of the Peverell account glanced up at Raggok "What do you mean?" he asked as he looked through the pieces of parchment until he came to the Potter account summery.

"Your grandfather didn't trust James with the family money he thought that Dumbledore held to much influence over your father, the Potter's and now one of the richest families in Britain."

Harry who had never had money in his life either of them really shook his head and glanced at the amounts stated on the account summery.

Potter Family Vault 701. Seventy-six million galleons. Two million sickles and one million knuts, two million galleons worth of jewellery. Family vault includes books that have not been valued.

Potter trust fund vault 687. 10 thousand galleons. 2 thousand sickles and one thousand knuts. Topped up every year.

Peverell Family vault 302. Eighty million galleons, two million sickles and a hundred thousand knuts. Family vault includes books that have not been valued. Family jewellery moved to potter vault.

Harry felt himself lean back and looked up at Raggok in shock "How?" he asked and then felt himself shake his head at his stupid question.

"Well young lord when you have over 10 years interest and good profitable investments the Potter account flourishes, plus the Potter's have always been allies of the Goblins."

Harry glanced at the parchments in his hand before he spotted one "I own properties?" he asked as he looked at the list and saw he owned a flat here at Diagon Alley, a Potter family Manor at John O'Groats in Caithness, Scotland, a flat in Egypt and a beach house on a private island in the Caribbean.

"Yes the Manor wards are currently in status and the manor is hidden under a Fidelius charm you will need to use your blood on the ward stone to unlock the wards, the beach house is being used to rent out earning a nice profit each year."

Harry nodded "I would like the Manor to be brought up to date if possible and a team of your best curse breakers sent to evaluate the wards once I've activated them." He said as Raggok made a note on a piece of parchment before he placed it in a draw that when closed glowed briefly.

"Done payment will be taken out the family vault automatically. Now then what else can I do for you today?"

Harry stood up and walked around the chair "I need to get some money and check over the books in the Potter and Peverell Vault please, I would also like new keys for all my accounts." He asked as he flicked a speck of dust off his shoulder.

"That is acceptable young lord." Raggok picked up his estates folder and handed it to him before he opened a desk and pulled out three simple keys "Place a drop of blood on each key."

Harry took the knife Raggok offered him and pricked his finger and squeezed a drop of blood onto each key, after a gesture from Raggok he picked up the keys and placed them inside his pocket.

"Follow me then." Raggok said as he walked from behind the desk and gestured at the door.

Harry followed Raggok through the many halls of Gringotts until they reached the entrance to the vaults and got into an old mining cart and disappeared into the earth with a whoosh.


i really struggled with this chapter i couldnt decide how much money haary would have does it seem like to much? please let me know in a review, thanks to jamcreynolds for being my aplha.