Harry found himself sitting on a bench in a waiting room outside an office. After he told the teller (politely of course) what his name was, the teller all but dragged both him and Hagrid to this waiting room. It was 15 minutes since then, and he was getting very nervous.

I feel like I'm waiting to go in the principal's office like at my old school.

Don't worry about it, kid. I doubt the goblins are anything like those idiot Muggles.

Harry nearly jumped at the sound before remembering that it was just George. A few minutes passed.

Ah, memories. I remember many a time when Jimmy and I would wait outside Professor Dumbledore's office when he, Sirius and Remus would be caught doing pranks on people.

They were pranksters, huh?

George laughed. Oh, yeah. They were known as the Marauders. Oh, we had so much fun at Hogwarts!

"Mr. Potter? Director Steeltongue is ready to see you now."

Harry walked into the ornate office, hearing George say Director? He must have finally got that promotion he always wanted. Remember, Harry: be polite at all times. The goblins are pretty easy to insult. Tread carefully, OK?

Harry nodded, and then saw an elderly goblin behind a massive desk.

"Greetings, Mr. Potter. I am Steeltongue, Director of Gringott's Bank and the Potter family account manager."

"Hello, Director. I was interested in how much I am worth. I would also like to hear my parents' wills, please."

Steeltongue's eyebrows rose. It wasn't common for a wizard of any age to show respect to a goblin, but then again this was the son of James and Lily Potter.

"Of course, Mr. Potter. I already have the portfolio right here." He opened the file on the table and began to read through it. "Your family has 16 vaults here in Gringott's, all filled to capacity. In total, you are worth approximately 16,827,391,012 Galleons. Given our current exchange rates, this translates to 84,136,955,060 British pounds. If we converted all the gold to troy ounces, the gold would be worth 118,969,654,454,840 British pounds. And that amount increases all the time, by the way."

"118 TRILLION POUNDS!"

"That is only the gold, Mr. Potter. That does not include all the properties and stock you have. I have a list here. You are the major stockholder for Madam Malkin's robe shop, Ollivander's wand shop, Quality Quidditch Supplies, Zonko's joke shop, Florish and Blott's bookstore, and that's just the magical businesses. You also have major stocks for GM, GE, Microsoft, Apple, Wal-Mart, Boeing, Lockheed Martin, McDonald's, BP, Aston Martin, Volkswagen, BMW, IBM, Audi, Ferrari, Universal Studios, Disney, Shell, ExxonMobil, the list is practically endless. The bottom line is you are the richest human being on Earth."

Harry's jaw dropped to the floor. He thought Hagrid was kidding about his parents having a lot of money.

"You also wanted to see your parents' wills. I happen to keep it in a drawer in my desk." He then issued orders in goblin language to an employee. A moment later, the same employee came in with a TV and a VCR.

"The Potters made a video recording about a month before they went into hiding. This is the tape of that recording." He pushed the VHS into the player and pressed play.

A screen came up with the words Potter Last Will and Testament recorded 14 September 1981.

After a moment, the image of a spacious sitting room appeared, with four people sitting on twin couches. Two were obviously his parents, the man a virtual twin of Harry, the woman with the same piercing green eyes.

"I, James Sheldon Potter, Head of the Most Ancient and Noble House of Potter, of reasonably sound mind – shut up, Padfoot! – and incredibly handsome body – shut UP, Padfoot! I'm not kidding! – declare this my last will and testament. Now, since this is currently a time of war, I could die at any moment. In the horrifying event of my death, I wish to leave 50,000 Galleons each to my dear friends Sirius Black, Remus Lupin and Peter Pettigrew. I leave everything else to either my astonishingly beautiful wife Lily or my already handsome son Harry. If it is Harry that becomes the primary beneficiary of this will, then I want to enact the Rite of Succession law. Steeltongue will know how to explain, Harry. I'm sorry I wasn't there for you, but hopefully you had lots of fun with Sirius and Remus. That's it for me, your turn Lily."

The redhead sitting next to the bespectacled man nodded and began to speak.

"I, Lily Rose Potter of the Most Ancient and Noble House of Potter, of sound mind – at least I have a mind, you idiots! – and sound body – do that again Padfoot and I'll have you neutered! – declare this my last will and testament. Okay then, I leave 15,000 pounds to my sister Petunia, and everything else goes to either my idiotic husband James or my son Harry. And that's it for me."

James started speaking again, "A couple other things, for the record. Lily, Harry and I are going into hiding soon, and we'll be hiding via the Fidelius Charm. Originally, the Secret Keeper was to be our friend Sirius Black. He has convinced us to change our minds at the last minute to our other friend Peter Pettigrew. So if anything happens to us, just look for Peter.

"Also, we would, of course want to raise Harry and any future Potters ourselves, but in case the tragic event of our deaths occurs, we want Harry to be raised jointly by Sirius Black and Remus Lupin. Under no circumstances may he be sent to Vernon and Petunia Dursley. They hate all things to do with either of us and frankly, we don't trust them not to hurt Harry."

The tape ended there and the TV turned off. The room was silent for a moment. Then Harry asked, "His middle name was Sheldon?"

George laughed at that.