Hey all, Frost here. Sorry this took a bit longer to get out, but I got a bit stuck at the end and couldn't quite figure out how to do it properly. Oh well, hopefully it's not too bad. Anyway, I still own nothing.

Chapter 3

In the past year Harry and Dudley had come far. With their new friend Daphne's help, the pair had learned much of the magical world. They had learned of the light and the dark, Daphne kept little hidden. In fact the only things she refused to tell them were about family secrets. The three of them had become friends, although Daphne wasn't as close as they were, due to only being able to meet one day a month.

Despite this, things were looking up for them. Harry had been taught much by the elements, and was now quite powerful. Well, powerful with respect to a normal Human, he was only the equivalent of a level 10 shaman. The elements had taught him to use [Healing Surge], [Elemental Fury], [Lava Lash], [Rockbiter], [Critical Strikes], and [Riptide]. They had also gifted him with a stone dagger in order to learn and use [Lava Lash] and [Rockbiter]. In addition to that, Harry had also managed to teach himself another evocation cantrip, [Dancing Lights].

Dudley had also advanced, and he was the equivalent of a level 10 mage in the arcane specialization. In the fire specialization however, he had been having a bit of difficulty, and he had not yet created all of the spells he should have. He had created [Arcane Barrage], [Arcane Blast], and [Fireball]. However, he couldn't get [Pyroblast] to work, and he hadn't even started on working on [Critical Mass]. Despite that, he was still rather more powerful than any wizard his age should be.

Despite their advancement, there were a few things that they hadn't advanced in. Harry had not yet learned how to create or use any totems, which were a major part of a shaman's strategies. In addition he had not yet found a safe place to create a Zerg Swarm. Anyplace he might create it would easily be found, so he was hopping to find a place in the magical world. Dudley had also run into a roadblock, in addition to his inability to use [Pyroblast] he also had found that creating and memorizing new spells was a long, and difficult process. In fact, he noted that with the number of failures he would need at least one notebook to create a single spell.

Daphne had been taught enough to decide to become a Frost specialized Mage, as well as to specialize in Evocation and and Enchantment spells from Dungeons and Dragons. Dudley had assisted her, however she was only the equivalent of a level 3 mage. She had created [Frostbolt], and Dudley had taught her to use [Frost Nova], but she had not yet had time to master any other spells. In fact she had only managed to create a single cantrip, an evocation cantrip called [Light].

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Harry and the Dursleys were sitting around the table, eating breakfast. In the past couple of years things had greatly changed in the Dursley house. Harry still had to cook meals, as no one else was any good at cooking, and he had to do most of the yard work, but he rarely had to do any other chores. Instead, he was helping Dudley with anything that came up, whether it was schoolwork, magic, or something else. In addition, the food that was served had changed.

Oh Petunia still usually just had coffee and some fruit, sometimes with oatmeal when she was particularly hungry. Vernon still ate way to many eggs and bacon, usually with a cup of coffee to was it down. However Dudley had changed to eating omelets, made with vegetables. In addition, Harry got to actually have more than a slice of burnt toast. Rather, he actually got toast with jam, and a couple slices of bacon, with water.

While they were eating Vernon was alternating between reading the newspaper, and telling Dudley about his old school, which Dudley was supposed to go to. He was in the middle of one of his boring, and irritating, stories when the doorbell rang. "Get the door boy!"

"Yes Uncle Vernon." Harry sighed. He walked over and opened the door just enough to look out, "Hello?"

"Harry Potter? I am Professor Minerva McGonagall. I am here to discuss things with you and your family about school." The woman looked quite stern, like an old, no-nonsense governess. However despite her being dressed in normal clothes, Harry could still see the wand tucked up her sleeve.

Harry smiled, "My cousin and I right?" A pensive look crossed his face, "I'll grab him and we can go talk in our training place in the park. I don't think Vernon and Petunia would be happy if you were to come in right now…"

The professor raised an eyebrow but nodded in agreement. "Very well, I will wait at the end of the street for you."

Harry nodded and closed the door. He went back into the kitchen and said, "It was the wrong house Uncle Vernon." The man grunted and went back to his paper. Harry discreetly caught Dudley's eye and signaled towards the door. Dudley nodded and excused himself.

A few minutes later the pair met up with Professor McGonagall and led her to the part of the park they used. "So, shall we assume that you are from Hogwarts professor?"

The woman gave a brief look of surprise, before she nodded, "Yes, I am. How did you know?"

Harry smiled, "I noticed your wand in your sleeve."

A slight smile appeared on her face, "A very good observation, one I would not have expected a muggle-raised wizard to have noticed so quickly. Yes, I am Professor McGonagall. I teach Transfiguration at Hogwarts school of witchcraft and wizardry. I have here an acceptance letter for each of you." She handed the two their respective letters, which they immediately opened.

After scanning the letter Dudley nodded, "Seems good…but how are we supposed to send an owl when neither of us own an owl?"

She smiled slightly, "The Owl Post office in Diagon Alley will allow you to send your reply. And unless you have any specific questions, I will guide you to the alley now."

Harry and Dudley exchanged a look before Harry smiled, "I think we're good."

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It was an hour after Professor McGonagall had arrived, and they had just arrived at Gringotts. The bank was an impressive, if slightly unstable looking, building made of marble. Even more impressive were the goblin guards flanking the doors. Despite Daphne having told them about the goblins, Harry and Dudley were still in awe of seeing their first nonhuman magical race.

Despite their name, the goblins were nothing like the version in World of Warcraft. Those goblins were pyromaniacs and good with technology. The only similarity was that they were shrewd businessmen. They were also formidable warriors, far better than goblins from World of Warcraft.

Once they were up to the desk Harry spoke in the goblin language, Gobbledegook, "Greetings master goblin. I seek an audience with the Potter account manager."

The goblin seemed slightly surprised, but nodded. "Very well, if you'll follow me I shall escort you there myself."

"Harry what did you say?" Professor McGonagall asked. "And how do you know Gobbledegook?"

"I asked for an audience with the Potter account manager." Harry said with a shrug. "And I have a friend who got me a goblin written book on the language."

Harry ignored her questions of who this 'friend' was, telling her that it was none of her business. When they reached the office their guide said, "Senior Account Manager Goldaxe is the Potter's account manager. Only Mr. Potter may enter, unless he wishes for another to go in."

Harry smiled at Dudley, "Come on Lee, I want you to come as well." The pair entered before McGonagall could protest or request to accompany them. The office was richly furnished, with mahogany paneling and a mahogany desk. Attached to the walls were bookshelves with ledgers, and finely made weapons were mounted on the walls as well.

The goblin sitting behind the desk, Goldaxe, looked at them, "Mr. Potter…I trust you received my letter and that is why you are here?"

Harry blinked, "I'm afraid not sir…I believe there is a mail ward over the place I live, or else I just missed it. But I've never gotten any mail. Why?"

Goldaxe glowered, "I was doing some paperwork when I noticed something…off. One of the numbers wasn't right, so I decided to look back and discovered that someone had been altering the reports I was getting. Someone has been stealing and I wished to discuss it with you."

Harry was visibly angry, "Tell me everything."

"Very well. Each month 50 galleons are withdrawn and exchanged for 1,000 pounds, at 20 pounds a galleon. Those 1,000 pounds are then transferred to a bank account in the name of one Vernon Dursley. That is a total of 128,000 pounds or 6,400 galleons. In addition, 1,000 galleons have been deposited in an account here for one Ronald Weasley. Another 33,000 galleons have been deposited in the vault of one Albus Dumbledore. All of these withdrawals were made by Albus Dumbledore. As of three years ago another man, one Severus Snape began making withdrawals as well, and has taken out 15,000 galleons." Goldaxe explained.

Harry let of a small growl, "What can be done?"

"Well…I can have the locks on your vaults changed and have new keys issued, which will prevent any more from being stolen. As for the rest, a demand for them to return the money on pain of their vaults being confiscated and being banned from the bank."

Harry frowned, "That wouldn't work for Vernon Dursley. He wouldn't acknowledge anything you sent, and wouldn't care for your threats as he doesn't use the bank anyway."

Goldaxe nodded, "True, true. However I can have him reported for theft…to the muggle authorities. It would take a little longer, but you would get your money back just the same."

Harry nodded absentmindedly, then looked at Dudley. "What do you think Lee? I mean, this is your father we're talking about."

Dudley frowned, "I dunno. I mean…it would certainly explain some things…but I don't want mum and dad to be totally ruined."

Harry frowned, "I can't just let that go, especially since it is by far the larger amount…but…hm. Instead of that, could we, I don't know, have him pay it back?"

Goldaxe leaned forward slightly, "Oh? Do tell what you are thinking, I would be quite interested in hearing it."

"Well I was thinking, maybe hold the other option over his head while making him pay off the full amount in bits. Say, a minimum of 1,000 pounds a month, and if he misses a payment he'll also have to pay interest on what is essentially a loan." Harry explained thoughtfully.

Goldaxe leaned back, giving a tight smile. "I believe that is possible…I will have it done as quickly as possible. I shall also put together a profile for you to go over, detailing your total worth and breaking down, as well as the last list of items in the vaults. It should be ready in, lets say, about a month."

Harry smiled, "Thank you Mr. Goldaxe. Was that everything you wished to discuss?"

Goldaxe nodded, "Yes, Mr. Potter, was there something else you needed me for?"

Harry nodded, "Yes actually. First, a friend of mine recommended I ask about an inheritance test, as I am the last known Potter." When Goldaxe nodded he continued. "And secondly, I need to make a withdrawal so my cousin and I can purchase our school supplies."

Goldaxe nodded once more, "Very well Mr. Potter. I have the necessary materials for the test, which costs 10 sickles, and I can have someone sent to change the locks and make your withdrawal for you."

"Thank you very much Mr. Goldaxe. Um, how much should I get for both of our school supplies?"

"You shouldn't need more than 100 galleons each, 150 if you want extra spending money."

Harry nodded, "In that case can I make a withdrawal of 300 galleons?"

Goldaxe nodded and quickly scribbled out a note, before setting it into a tray. A moment later the paper disappeared with a soft 'pop'. Then Goldaxe pulled out two pieces of parchment and a knife. "The first sheet is the test itself, and the second is a family tree tester. You must allow a couple drops of blood to fall on each of them."

Harry nodded, but rather than take the offered knife he drew his stone dagger. He pricked his finger and allowed some blood to fall onto each sheet of parchment. The sheets absorbed the blood, and a few moments later writing began to appear on them. Once they were finished Harry picked up the family tree and examined it. Indeed, he was the last living Potter, although he had living relatives among other families. Few of them were very close at all however, so he didn't comment on it. Finished, he replaced it for the inheritance test.

Inheritance Test for

Harry James Potter

Mother: Lily Marie Potter née Evens (deceased)

Father: James Charles Potter (deceased)

Godmother: Alice Longbottom (incapacitated)

Godfather: Sirius Black (imprisoned)

Legal Guardian: Petunia Dursley née Evens (illegally)

Magical Guardian: Albus Dumbledore (illegally)

Claimable Titles: Heir Potter, Heir Black

Vaults: 713, 62, 12.

Allied Houses: Longbottom, Greengrass, Davis, Weasley, Delacour, Bones.

Cadet Houses: Evens, Dursley, Perevel.

Debts: none.

Feuds: none.

Contracts: marriage contract 01; Daphne Greengrass (active). marriage contract 02; Ginny Weasley (illegal). marriage contract 03; Padma Patil and Parvati Patil (pending review).

Harry blinked, "Mr. Goldaxe, what is this about?"

Goldaxe took the parchment and scanned it, before walking over to a bookshelf and searching it. He returned a moment later with a folder. "Lets see…well the first one was drawn up between your father acting as Lord Potter, and Lord Cyrus Greengrass. Congratulations, you have been betrothed to one Daphne Greengrass your whole life and only just found out." Goldaxe's dry humor was lost on Harry, who was stunned into silence. "It is a rather, interesting contract though. Usually contracts like this one have a clause that forbids taking additional lovers, but this one doesn't. It could be an oversight but…anyway, as long as you marry her within a year of you both being 21 years old you will be fine."

Goldaxe shuffled his papers a bit before continuing, "The second contract was submitted by Albus Dumbledore. Luckily for you, this contract, which has several major disadvantages to you, is void for two reasons. One, Albus Dumbledore is not apparently recognized as your true magical guardian, and two, the head of House Weasley didn't sign it."

"As for the third contract…well, it was sent by Lord Patil to be reviewed. Attached is a letter addressed to you, so I assume that it was submitted so that you could later decide." Goldaxe nodded, "So you have one ironclad active marriage contract, one voided marriage contract, and one marriage contract to be discussed."

Harry looked down at the sheet, then shook his head. "I'm going to have to talk with Daphne…I wonder why she didn't tell me? Mr. Goldaxe? May I keep this?"

The goblin nodded, "Yes Mr. Potter, the test is yours."

Just then another goblin entered the office. He held a bag which he handed over to Harry. "300 galleons, the bag has a bottomless and featherweight enchantment on it."

Harry nodded, "Thank you. Mr. Goldaxe? This part says claimable titles, what does it mean?"

"It means that you are able to claim the title of Heir Potter and Heir Black, however to do so…" Goldaxe gave a nasty grin, "…you have to fill out some paperwork."

Harry sighed, but nodded. "Very well, I'll do that and then I guess we can go out to the alley and get some stuff."

Alright so I know that the whole marriage contract is a bit over used, but more will be explained about it next chapter, and it will actually have a point. I'd also like to stress that I'm not bashing anyone...well...I might bash Snape and Dumbledore a bit. It will be cleared up and straightened out later on. Anyway, as always I appreciate any feedback you give me. Thanks for reading, Frost out.