Over Dinner the next night Rose and Cal talked about how she and Jack had got the piece of wood. "Jack froze to death Cal!" Exclaimed Rose with tears running out of her eyes. "And what has happened to you, You don't look like you have had a bath in weeks." "Well I am broke and homeless." Said Cal. "Broke,How could that happen?" Asked Rose. "Well it happened after I got married. My wife and I were always fighting, and she packed up and left. Since the house was signed in her name she got it. She got everything else, including the money." "Cal that is awful." Said Rose. All of this made Rose feel very sorry for Cal, even after all of the horrible things he had done to her. "Cal would you like to stay with my daughter and I, until you can get your feet back on the ground?" Asked Rose very politely. "Rose that would be wonderful!" Cal replied in a very cheery voice. "Do you still have the "Heart of the Ocean"?" Asked Cal very suspiciously. "Why do you ask?" Replied Rose in a very harsh tone. "I was just wondering if you sold it, or had lost it." "Of course I still have it." Replied Rose.
The next morning Rose woke up and started thinking about Jack. "What would he think if he know that Cal was living with me? Would he think I was doing the right thing by helping Cal?" She said to herself. Opal started crying and then all of a sudden she got quiet. Rose immediately got up to check on Opal, when she walked into her room she was surprised to see Cal. "What are you doing in here?" Asked Rose. "I was holding the baby, I thought her crying might wake you." Replied Cal. "Well I guess that is okay." Rose muttered. "She looks a lot like Jack doesn't she?" Asked Cal with a big smile on his face. "Yes she does." Replied Rose. Rose and Cal got ready to go into town to buy Opal's new doll for her birthday. When they got there they started talking about Roses family. Rose was surprised to find out that her mother had died in 1913 of pneumonia. Cal and Rose when back home when they got the doll for Opal/ When they got there Cal started questioning Rose about the "Heart of the Ocean. She answered all of the questions except for one. Cal asked where the necklace was. Rose replied by saying, "Why do you want to know, it is none of your business". Rose and Cal both went to bed. Before Rose went to sleep she hid the necklace. She did not know why Cal would want it; well actually she did but she didn't want to believe it.