Title: Ripple Effect

You'd be surprised just how far a single act in the throes of hate can go to change a person's life. A single, spitefully spoken word could bring a person to the depths of despair, a single action could spawn a lifelong vendetta, a single thought could bring down an empire.

When Andrew Joshua Talon spitefully threw away every last Hogwarts book in his home, wishing that he had never been involved in the world of magic, he would never know just how far four of those books would travel and just how much the world would change because of it…

[Picture Emily Rose (Haven; SyFy) when you think of Jessica.]

Chapter 5- Gringotts

"Okay this… This is impressive." Jessica marveled at the massive structure towering before them.

"It is indeed." Aurora smiled at the awe present on the faces of the two as she felt the slight tingle of the Gringotts ward-boundary wash over her skin. "Said to be one of the most secure building in magical Britain, if not the merged country, the goblins pride themselves on a simple fact: it's damned near impossible to steal from them."

That statement earned her a skeptic glance from Jessica. "Really."

Aurora just shrugged. "Hey. They haven't been robbed once in the past century and a half, not even any sort of swindling or scamming has gone through and, judging by the reports the Financial Secretary has been releasing, it hasn't been for lack of trying." She completed her sentence just as they walked up to the bank's burnished bronze doors. Off to the side stood a diminutive looking creature wearing a uniform of scarlet and gold. "That's a goblin," she pointed out as she pulled them off to an alcove within view of the guard. "Now, they may seem small, physically, but they are proud people so I'd recommend that you treat them with respect. No wasting of time, no funny business, treat them like you would treat your account manager, Jess. Let them know that you are bringing Harry in for the first time and why and if they need something you cannot provide, tell them that you request my presence."

"Basically, we should treat them with respect because if we don't they can accidentally hike the current currency conversion rates." Jessica smiled a tad wryly, earning a laugh from the dark skinned teacher. "Don't worry, I'll make sure I don't shoot myself in the foot."

The interior of the bank was just as majestic as the exterior, with wide arching hallways and exquisite furbishing that showed opulence without being gaudy. All about the bank, transactions flowed and clients interacted with the goblins.

"You know, even though you read it from the books we found, I still expected them to at least have a hint of green in their skin." Jessica murmured as they shifted around, searching for a free goblin that would attend to them. "Except for the height and maybe the beard, it kinda feels anticlimactic."

"I'm wondering if the elves actually match the descriptions they were given. Wait, this one's free." Harry muttered back as they crossed over to the free goblin.

"Um, hi." Jessica greeted the bored looking goblin before remembering Aurora's suggestions. "I mean, good afternoon. I'm Jessica Drew, a non-magical human. I'm here to make inquiries as regards the current currency conversion rates from the British pound to… um, sorry, what currency is used by the magical society?"

"The Galleon." The goblin replied , still sounding as disinterested as ever, its eyes focused on the papers it was filing. "Any other thing?"

"Yes." Jessica replied, sounding more confident. The little creature, while clearly not deeming her of great importance, certainly didn't seem rude. "You see, I'd like to open an account for my charge here; he'll be starting at Hogwarts by fall and I'd like to see if I can provide funds that he'll have access to if I'm not available."

"Alright then, Miss Drew, what is his name? Your charge, I mean."

"His name's Harry." She replied. "Harry James Potter."