Spencer threw the tenth dress she'd tried on, onto the bed. She let out a disgruntled groan. She was never going to find a good dress to wear to church and Toby was going to be here in less than a half an hour.

"What's the matter?" Melissa asked standing in her doorway.

"I don't have anything to wear," she said crankily.

"Your room is covered with things to wear" she quipped.

"I want something different, something bold and sexy but not too sexy since I'm going to church." She explained.

Melissa held up her finger and walked to her room coming back with a short strapless dress. It was still in its garment bag.

"I could let you borrow this" she smirked "borrow as in I'm going to want it back"

Spencer shyly took the dress from her sister. She tried it on and smiled. It was perfect. Spencer was still admiring her reflection in the mirror when the doorbell rang. Spencer walked to the door opening it to reveal Tobyson on the other side of the door. He had on a gray suit and a blue colored shirt with a matching tie.

"You look amazing as always," Toby said reaching for her hand. Spencer didn't miss Tobys eyes running over her body.

"Toby?" Melissa called from behind Spencer. "I lent my sister that dress. I'd like both of them returned intact."

Spencer turned to Melissa with wide eyes. That was one thing she wasn't crazy about, about her sister. One minute she'd be doing something nice like loaning her a dress, the next she was completely embarrassing her.

"Come on, let's go," Spencer said pulling Toby to the car. "I'm so sorry about her."

"She's being protective, it's sweet," Toby said.

"That's one way to look at it" Spencer grumbled.

Toby and Spencer drove in comfortable silence to the church. As they walked into the church Spencer could tell all eyes were on her. She expected they would be seeing as she was dating the minister's son.

They mingled with a few people until it was time to sit down. Spencer noticed Jenna staring at her a few rows back. She forced herself to ignore her. Toby was with her now, Jenna would just have to get over it.

Spencer was finding it hard to concentrate on the sermon that Toby's stepdad was giving. When it was over Toby made a beeline for the door.

"Sorry, I'm just not ready to deal with my mom just yet," Toby explained. "Believe me if I thought I could have gotten out of going without it being the end of the world, I would have."

Toby drove out to the beach house they had gone to before.

"We don't have to go in if you don't want to, we can go somewhere else," Toby said hesitantly.

"It's fine, let's go in," she said. Spencer remembered the first time she had been here. Everyone was making out except her and Toby. That wouldn't be the case this time.

"Do you want to go upstairs?" He asked in her ear.

Her heart beat wildly in her chest. Part of her wanted to and part of her wondered what message she'd be sending to Toby by agreeing to go up to a room with him. She finally nodded and he led her upstairs.

Toby brought her into a room that was obviously a guest bedroom as it had no pictures or personalization. In the center was a queen sized bed covered in white linen. Spencer wondered idly whose bright idea that had been.

Spencer's heartbeat pounded in her ears as she stared at the bed. She had gotten in over her head. What if Toby expected them to have sex?

"Spencer," Toby said interrupting her thoughts. "We don't have to do anything if you don't want to."

Spencer cautiously sat on the bed. It was so soft that Spencer thought she might be completely engulfed in the bed.

Toby took a seat in an armchair that sat across the room. Spencer realized she was going to have to make the first move. She stood taking a deep breath as she walked to the chair. Spencer straddled Toby's lap as he wrapped his arms around her. Spencer kissed him lightly at first before deepening the kiss. As Toby's arms went around her she laid her hands on his chest. She could feel his heartbeat against her fingertips. Spencer slipped her hands under his Tobyet pushing it off his shoulders. Toby pulled her close as he leaned forward to wiggle out of the coat. She broke the kiss and began loosening his tie.

Spencer let out a little giggle as she pulled the tie over his head and began kissing him again. She wove her fingers into his hair pulling him closer. Spencer felt Toby move underneath her as he stood and carried her to the bed.

Toby climbed onto the bed with Spencer still in his arms and laid her down on the bed. He propped himself up on his elbows so as not to crush her with his body weight. Toby let his fingers get tangled into her hair as she kissed him more fervently.

When Spencer pulled away to catch her breath, Toby began kissing her neck. She let out a moan as his lips met with the sensitive skin on her neck. She was breathless still from all the kissing. Toby began kissing down her body through her clothes.

Red flags started going up all over the place as Toby went passed her midline. She knew what would happen if this train of activities were to continue.

"Toby," she panted "we have to stop."

"Ok," he said pushing himself off the bed. "Come on, I'll take you home."

"Toby," Spencer said, "Are you mad at me?"

"No sweets," he said cracking a smile.

"Ok," she said composing herself.

Spencer tried to discern what Toby was thinking as he drove her home. Was he mad at her? Was he annoyed? She remembered the way Andrew had always flown off the handle when she'd "led him on" as he had called it.

"Andrew, stop it," Spencer said when he tried to pull the sweatpants she had on down.

"Come on baby," Andrew insisted "It's time"

"No," she said pushing him away.

"You're such a tease. Every other guy in the senior class is getting some,"

"Andrew, I'm not ready," she said.

"You would do it if you loved me," he said glaring at her.

Spencer blinked coming out of the memory. Andrew had found someone else to give him what he wanted, what if Toby did too?

Tears streaked down her face when she thought about Toby being with another girl.

"Spencer, honey don't cry," Toby said as he stopped at a red light.

"I'm sorry I just..." She trailed off.

"Hey, it's okay," he said kissing her eyelids. "I'm not mad at all, promise"

A car behind them honked obnoxiously letting them know that the light was green.

When Toby pulled up to the house, Spencer hesitated, she didn't want to leave things between them this way.

"Do you want to grab dinner later or something?" she offered.

"I can't," he said solemnly. "There is a car in the shop that has to be finished by tomorrow morning."

"Oh,' Spencer said disappointedly. She wondered if he was just blowing her off.

"How about I call you when I get done if it isn't too late and we can get ice cream or something?"

"Ok," she nodded.

Spencer went into the house and got out of her sister's dress so she could give it back to her.

"What's the matter?" Melissa asked her again as she handed her the dress.

"How do you know when you're ready for sex?" Spencer asked flopping herself down on her sister's bed.

"I don't know," Melissa said "you just know when you are"

Spencer found her sister's words completely unhelpful.

"Is Toby pressuring you already?" she asked "You haven't even been going out very long"

"I don't want to lose him" Spencer huffed

"Spencer, I'm sorry but I think that you are getting way too serious about this guy. You are leaving in August. This thing with Toby is just a summer fling. You need to get comfortable with the idea of losing him."

"Ok, so fine. I don't want to lose him until I absolutely have to."

"I'm gonna do it," Spencer said as she started walking out of the room.

"Do what?" Melissa asked.

"I'm going to lose my virginity to him, tonight," she said as she determinedly walked back to her room.