Percy picked up the TV remote and paused Transformers.
He turned to his cousins and asked, "Would Transformers buy car insurance or life insurance?"
"Only you Percy." Said Nico, shaking his head.
"Well, I suppose both."
"Or maybe they don't. Like, they are from a different planet. What if they have like, metal people who turn into cars insurance?" Thalia interjected.
"Or hero insurance."
"Why don't we have hero insurance?"
And so the movie was forgotten as they had a 'highly intelligent and Mind boggling' conversation about Transformers, heroes, and insurance.