Calamity: Hey, I thought I would mention this now. Thank you to all the reviewers and thank you to all the readers.

Yami Calamity: Yeah. You guys are awesome!

Calamity: . . . Who the fuck are you and what are you doing in my author's note?

Yami Calamity: I'm your yami. All Y-Gi-Oh author notes require a yami.

Calamity: OH Hell NO! I'm not falling into that trap! *takes bat*

Yami Calamity. : Wait. Wut? What are you…?! AH GOD NO! OW! STOP! NO! ARGH *gurgle*

Calamity: *wipes off bats* As I was saying, thanks to everyone who has been involved in this story. I really appreciate the support. I'll try to make sure I don't let anyone down. And to my reviewers: I try to respond when I can and if I missed anyone I'm sorry!

-x—x---x—x-

"And this," concluded Tonks with a dramatic wave of her arm, "is Gringotts." All that was heard was the shuffling of feet. Tonks frowned and spun on the group, placing her hands on her hops. "Well?"

"It's nice," offered Ryou in the hopes of appeasement.

Tonks hands fell from her hips, her jaw going slack. "What do you mean it's nice?" She asked incredulously. "This building holds all the wealth of the Magical World!"

"It's very nice?" Yugi stepped in, trying to rescue Ryou from the wrath of the psychedelic witch. He squeaked and ducked behind Harry at her expression. She opened her mouth, her jaw working furiously.

Kaiba cut her off. "The building's pathetic. Look," he pointed at the structure, "Do you see the discolored areas? The building has already needed patchwork but whoever was responsible for it secured a lower grade of the material. And the idiots didn't even bother to fix the original problem. Look, see there? That stone is eroded enough that it will soon need to be replaced. The original construction is obviously some form of limestone and the morons in charge of building this place obviously didn't factor in the porous nature of the stone. Until someone is fired for these atrocities this place is going to be brought down by water damage.

"And you say this is the only bank? The only one? Ridiculous! Just look at the security. There is one man-"

"That's a goblin," Ron corrected loudly.

"One man," Kaiba spoke over the red head, "guarding the doors and judging by the way he stands he is merely a greeter. I bet even the mutt could take him."

"I can assure you, Mr. Kaiba," spoke up Mr. Lupin in an attempt to save Tonks form the CEO's wrath, "That the security guarding the vaults is near impenetrable. In the entire history of the building there has never been an item removed without its owner's consent."

//Only because Hagrid and I removed it first.//

/Don't give Kaiba any more ammo. He really doesn't need it./

Kaiba sniffed exaggeratedly. "Oh, well, in that case the fact its fine. After all the only reason there should be outer security is so that patrons aren't robbed entering or leaving. And it's not like people bring or remove objects from a bank. Oh no, that would be ridiculous." Sarcasm dripped from Kaiba's tongue like acid.

"It would be a synch to pull off a job here," Bakura noted, eying the doors enthusiastically. "No one is paying any attention to loiterers," Bakura indicated the group. All you'd need to do is wait, pick your target and follow. And since this is in the only bank it wouldn't be hard to do a bit of research and maximize profit. "

Kaiba nodded in agreement. Yugi and Ryou shuddered. Kaiba agreeing with Bakura was definitely a sign of the apocalypse.

"This entire system leaves business vulnerable. Unless you use credit cards? No? I thought not. Imbeciles." Kaiba shook his head. "But I bet you are daft enough to make arrangements using credit. All you would have to do is wait for an exchange between two businesses. After all the money used would have to come from here, seeing as how it is the only bank. This is why us Muggles use multiple banks. Only idiots leave all their resources in one place."

"Kaiba?"

"What!" The CEO snapped, his glacier eyes zooming on the person who had dared interrupt his speech.

Yugi didn't shrink back. Kaiba had been impossible to talk to since the whole 'creative studying' incident. He and Bakura had been going at it nonstop since noon the previous day, fighting with each other or everyone else, and both showed absolutely no signs of easing up. Any attempts of disciplining either of the youths had been met with hostility and scorn. Yugi wasn't really surprised. Kaiba ran his own corporation and Bakura had been dead longer than anyone here had been alive. There was no way either of them was going to listen to a bunch of adults dressed up like Gandalf for advice on how to behave.

Despite the headaches it was causing their constant bickering had actually proven to be beneficial. The pair was unwittingly providing a constant distraction, which allowed Yugi and Harry more time to sneak off together. Yugi had actually managed to spend most of the day teaching Harry how to use the mind link. The wizard was still nowhere near perfect but he had gotten to the point where he could at least notice people in the outside world were talking to him when he was thinking with Yugi. Harry had also managed to put up a bit of a barricade. It was nothing that would withstand a mental assault but it would give Yugi a chance to relax his barriers without having to worry about he and Harry's mind immediately mingling.

It had also given those involved in the memory transfer who weren't behind distractions a chance to discuss what had happened. Everyone had woken up bleary eyed and hung-over. The wizards had dismissed the crankiness as exam anxiety and saw it as a sign that the boys were going to be taking this very seriously, which is why they were once again allowed to escape back into the study group. There they had run through their collective knowledge to see how much of what they remembered. After extensive prodding Hermione had been able to find no gaps in their information. She had smiled with satisfaction.

The next morning they had all gotten up early. Mrs. Weasley, Tonks and Lupin were taking them to Diagon Alley to purchase their necessary supplies. Everyone knew that Dumbledore would have preferred the magical items to be bought by a third party but wands were something that could only be bought in person. And all the cooped up children had pulled the "If they're going, I'm going" routine. In the end everyone, from Ginny up to George, had badgered, threatened, and pouted their way into the trip.

Which was never going to get anywhere if they didn't make it into the bank.

"Kaiba, the sooner we can enter the sooner we can leave," Yugi's wide eyes held hints of amusement.

"Fine," barked Kaiba, his jaw tense. He nodded at Tonks to show him the way, Lupin and Mrs. Weasley both glad they had taken up the rear. The group made their way into the bank in an odd silence.

Ryou was quiet because he was busy being nostalgic, his mind matching up the hazy memories he had of this place with its current reality. Bakura was creating a mental map of the street, hi mind running through various plots and antics while Hermione was observing how the new students were reacting to everything, trying to predict how well they would handle Hogwarts. She was a little surprised at how calm they were taking everything, despite knowing they had their own type of magic. This still should have been a lot to take in.

The Weasleys were also unusually silent. Ginny still wasn't awake yet, having used the only brainpower she had this early in the morning into forcing her way onto the trip. Ron was being silent because every time he opened his mouth Bakura or Kaiba would respond with a cutting remark that killed any possibility of conversation. This was actually why the twins were being quiet.

They were taking notes.

As for Harry, he wasn't being as quiet as he appeared. He had been giving Yugi the full tour, explaining which buildings he had been to and the experiences he had had there. Yugi had listened quietly because he was, well, Yugi. He liked to listen.

Even though what he was hearing now was going to lead to disaster.

"Do they seriously expect that to stop crime?" Kaiba started again as they passed through bronze doors. His eyes had caught the inscription on the silver ones ahead.

Enter strangers but take heed

Of what awaits the sins of greed,

For those who take but do not earn,

Must pay most dearly in their turn,

So if you seek beneath our floor,

A treasure that was never your.

Thief, you have been warned, beware

Of finding more than treasure there. *

Bakura read the inscription. A devious smile began to spread across his face. "That's practically a challenge."

Ryou grabbed his sleeve, pulling him close. /You wouldn't!/

Bakura's grin grew. //Why not? After all,// he switched to speaking out loud, "That sign actually gives permission to rob this place. If it is as dangerous as everyone seems to think then make it in and out of one of the vaults is a task deserving of reward."

Everyone turned to stare at him. Yugi giggled.

Bakura shrugged casually, "Where you see a "Warning" I see a "Help Wanted."

Tonks gripped her wand under her robe, wishing she had permission to stun her charges. Her grip tightened as they made it into the lobby.

Kaiba opened his mouth again. "Look. Not a single one of those is guarded."

"Because you would have to be daft to even think about going down there," growled Ron.

"There there," Bakura grabbed the youngest Weasley boy's hand, "I'll hold you close to prevent you from acting on the urge." Ron yanked his hand away and scowled.

"And look at the way people are treating the employees. It's despicable."

Ryou looked up the CEO in surprise. "I didn't know you cared about people."

"I don't," Kaiba said shortly. "I care about efficiency. Putting people-"

"-Goblins-"

Kaiba spun on Ron. "If you interrupt me again I am going to hire someone to punch you. Now, as I was saying, placing people in a position of trust then showing them disrespect is inefficient. A good repertoire with the customer eases service a long, and if the customer has a good relationship with the employee then the entire establishment has an increased function, which works to the benefit of everyone. Yet here there is an obvious discrimination against the bank employees."

"That's because they are goblins," Ron muttered in exasperation.

Kaiba pulled out his wallet and went to hand Bakura a piece of paper. Bakura eyed it. "Is this going to be our only business dealing?"

Kaiba eyed up Ron. "I doubt it."

"Then the first one is on the house," Bakura pushed Kaiba's hand back.

"Ow!" cried Ron, holding onto his arm and hissing.

Bakura rolled his eyes. "You were warned you fucking sissy."

"Next!" Tonks could have fainted in relief as the group took their place in line. She smiled at the Goblin. He didn't smile back.

"Wotcher. We need to open two new accounts as well as exchange some Muggle currency for galleons and arrange a direct payment to the Hogwart's vault, as well as three direct withdrawals."

"Who has to exchange the most?"

"I'm exchanging fifty million yen," Kaiba stepped forward, confident he would be going first.

Yugi coughed and shuffled nervously. "I'd like to exchange a million dollars." Everyone shot him a look. "U. S."

Bakura was the first to find his voice. "Where the fuck did you get that much money?"

Yugi blinked in surprise. "Duelist Kingdom. You were there at the time."

"We though you gave it all to Jonouchi's sister for her eye operation," Ryou tugged at his hair. It was no wonder Yugi had been offering to pay for meals.

Yugi laughed. "Eye surgery doesn't cost a million, and the prize money was three. Plus Jonouchi wouldn't accept any more than that. So I used a little to pay his debts and Grandpa helped me set him up a college find. Then Grandpa had it put into an offshore account under my name. All the prize money from the tournaments goes into there and the interest is pretty high."

Bakura snorted. "The old man is gonna flip when he finds out you withdrew a million."

Yugi was shaking his head before Bakura finished. "It was his suggestion."

Ryou squeaked. "When did you talk to him?"

"This morning," Yugi admitted. "I got up at four to call the store." He shuffled his feet nervously. "Only Grandpa and I ever work there, so if Grandpa was home he would be in there, taking his lunch. I told him about the school and the costs and he said that this was probably a good amount, especially if we are planning to go back next year."

Ryou opened his mouth to ask a million questions, but Kaiba cut him off. "As much as this conversation is fascinating you are holding up the line."

Yugi paled. He squeaked an apology out to the goblin. The creature just waved and other goblins came over. "This is Gornuk. You will conduct your business with him," the goblin pointed Yugi and Gornuk out to each other. "This is Griphook and he will be working with you." The goblin gave Kaiba a beady and Griphook nodded in understanding.

As Kaiba followed his guide he heard the teller demand to see the keys for the Weasley, Granger, and Potter vault. He followed as he was led up the stairs to a private room. Without being offered he settled himself in a chair, waiting for his new business associate to do the same.

Griphook sat down. "How can Gringotts serve you today?"

"I need to open a vault and exchange fifty million yen into whatever the hell wizards use. I also need to subtract the Hogwarts' tuition from that sum."

Griphook started to scribble on the paper. "All Galleons, or would you like some Knuts and Sickles as well."

"I trust you to know what is best."

The Goblin wrote some more. "It would be my advice to go with sixty thousand Galleons, converting half of the remaining nine thousand into Sickles and the remain amount in the hundreds to Knuts. This would give you a total of sixty thousand Galleons, one hundred fifty three Sickles, and three hundred four thousand-"

Kaiba waved a hand, not concerned with the particulars. "I'm sure its fine. Now," he leaned forward, "I have more pressing business with you."

The goblin stilled his pen and looked up, slightly annoyed. "Oh yes?"

"Is it true that Gringotts is the only wizarding bank?" The Goblin gave a terse nod. Kaiba smiled. "Really? That sounds most inefficient. It must be especially difficult for the workers here to have to serve so many people."

Griphook's eyes narrowed. He set down his pen. "Speak plainly or not at all."

"I want to open a rival bank. I also want to lure away the employees here." Kaiba crossed his arms and leaned back.

"And why do you think any of our employees would follow you?"

Despite the angry tone Kaiba could make out the intrigued gleam in Griphook's eye. He held up a hand. "I can give you two reasons. Free dental," Kaiba raised a finger.

Griphook looked amused, but not overly interested. "And?"

"And," Kaiba raised another finger, "I would give you the right to refuse service."

Now Griphook looked interested.

-x—x---x—x-

Bakura held on to the sides of the cart as it raced down the track. He could almost feel how tight Ryou was shutting his eyes. Ryou had always told him how badly he hated roller coater rides. He had, however, neglected to mention how much fun they were. It was too soon before the cart stopped off in front of a vault.

Ryou practically spilled out of the cart. A concerned Tonks and Mrs. Weasley lifted the trembling boy to his feet, the rest of the group moving around to offer words of comfort as Hermione guilty opened the vault her parents had arranged for her to buy her supplies with.

As bad as Bakura felt for his hikari he was infinitely grateful with the opportunity provided. He smiled and vanished into the dark.

He never backed down from a challenge.

-x—x---x—x-

*Harry Potter and the Philosopher's Stone by JK Rowling, Page 57

Calamity:+1 dead puppy. (Cyber cookies to all who know where that's from and why it's here).

The Galleon is often thought to be worth $7.50US. I'm using that rate since I'm familiar with it. And my math nerd was showing. Sorry. (But not really.)

Update might slow a bit. I've been a bit sick lately. But since I seem to update insanely fast I am sure you can cope and here is a small chappie to tide you over. And I haven't forgotten about the monkey.

Hope you enjoyed and please review!