WARNING: SEXUALLY EXPLICIT CONTENT

"I'm so glad you talked me into this, Luke. I could use some down time."

"Baby, if there's anything I know it's how to relax and enjoy the fruits of your labours."

"Yes, my labours. Yours leave much be to desired."

"Better watch it, Spanky. I might dunk you for that."

"Come here and try, Spencer. I'm still a better athlete than you are."

"That's because of your fancy-ass school. I grew up with the world for my playground"

"Ha, perhaps the world on the other side of the tracks. I can still swim laps around you."

"Oh Mama, is that a challenge?"

"I challenge you every moment of your life, and you know it."

"Mmmm, that's the truth. Come here, I wanna play at a different challenge."

"What did you have in mind, Husband? And if you think for one moment you are going to dunk me, I will make you pay."

"Oh, that does sound enticing. Pay how?"

"Oh no, you first. What game did you have in mind?"

"My favourite."

"I should have known. You are insatiable."

"Now, now, don't go pointing fingers. Your libido isn't exactly in neutral and I know you love that game as much as I do."

"Hmmm, true. So, what did you have in mind? The lake is too cold and we're pretty far from land."

"Are you trying to tell me you're too old to make love in the water?"

"No, I said it was too cold. I can make love to you anywhere, anytime – haven't I proven that one on a few occasions."

"Yup, and our kids will need therapy for a couple of those incidents."

Laughing, Tracy swam back to the boat leaving Luke in her wake. He had convinced her to take the sail boat out on to the lake that afternoon so they could have some privacy. Between their jobs and their family, there was precious little time to be had outside their bedroom. And although they enjoyed their boudoir time, sometimes they just needed a change in scenery.

Luke easily caught up. For all Tracy's protestation that she was the better athlete – and she was – Luke's length was an advantage. He splashed her a little as he passed her and got to the boat first. Holding on to the ladder he waited until she was by his side. He pulled her into a kiss while she wrapped her legs around his middle and felt the bulge waiting for her.

"You know Spanky, it's not too late to change you mind about the water."

"When we do this in the Caribbean I will gladly stay in the water. In this middle of the Great Lakes, however, it's too bloody cold."

"I'll hold you to that."

"Good, I intend to collect."

"Okay. Up you go, Mama" he said as he put his hands on her hips and hoisted her up several rungs of the ladder. He whistled his appreciation as he watched her hips sway in her continued climb. "You keep up your laps, Spanky. You've got the tightest ass in the state."

"You are such a pig."

Chuckling, Luke climbed the ladder after her and took the proffered towel she held for him on deck. Quickly he dried his hair and chest, then took his swimming trunks off and wrapped the towel around his waist. Tracy appreciated the view as she dried her own hair.

"Would you pull up the ladder, Luke?"

"Yeah. Don't want any uninvited guests."

As Luke turned back to hoist the ladder, Tracy walked around the deck of the boat to ensure everything was as they left it. They hadn't been far away, but the winds on the lake could pull ropes in interesting directions. Once satisfied the the lines on the main sail and jib were secure, she returned to see her husband watching the late afternoon sun play on her features.

"God, you are beautiful. I don't think I can ever tell you enough."

Tracy smiled up at her husband, "no, you can't say that enough."

Grinning at his wife, he moved towards her and pulled her close.

"I love this, Tracy. Just you and me and no interruptions. This is my idea of paradise."

"I think you would love it best if we just weighted anchor and headed out to the Atlantic."

"Don't think I haven't thought about doing exactly that."

"I know" she said quietly. "And some day we'll do that, okay?"

"It's a deal" he said pulling her in for a deep kiss. As his arms reached around her body and hugged her close, he could feel her shiver and the goose bumps were multiplying under his hands. "You need to get out of this wet suit and dry off, my love."

"Sounds like a plan. Can you help me?"

"Thought you'd never ask", he said as he dawned his rascally grin.

With her still in his arms, he slowly pulled the ties from her bathing suit and peeled it off her damp skin. Picking her towel up from the deck, he wrapped it around her shoulders as he pulled the drenched cloth down her body. He couldn't resist nibbling along the way as he knelt in front of her to help her step out of her suit.

"Mmmm, I love the taste of mermaids fresh from the lake."

Tracy couldn't suppress a shudder as he took one of her nipples in his mouth and started to suckle. The fire in her groan immediately sprung to life as she pulled his head closer. She melted when she felt his mouth pull more of her breast in and flick the nipple. Around and around his tongue moved, encouraging the tip towards it's erection.

Pulling off of her breast, Luke looked into the flushed face of his wife. Tracy looked down at him and smiled as she traced his brow.

"You want me to play it a little like that, Spankster?"

"Don't talk, my other side wants attention."

The feel of Luke's chuckle vibrated through her chest and he willingly took her second breast in his mouth. Holding he weight of it in his hand, he circled the aureole until the second nib was standing at attention just like the first. Looking up to see the dreamy look in his wife's face again, Luke took her entire breast into his mouth and began to suck firmly. A groan escaped from her throat as she threw her head back.

Sitting back on his knees, he moved his hands down her back and grabbed on to her buttocks. Kneading firmly he pulled her to him as he peppered her belly with nips and kisses. Tracy had to hold on to his shoulders to remain standing. She didn't know if she was shivering from the cool air or from the heat of her husband's mouth.

Freeing one hand, Luke reached around to the front and found the opening he was looking for. Tracy opened her legs to grant him greater access. Pushing one finger in and out of her vagina, Luke found she was fully moist and ready for him. Not willing to wait a moment longer to be inside of her, he pulled her firmly down onto his thighs and pulsed into her.

The forcefulness of the action took Tracy's breath away as she adjusted her legs on either side of him and began moving up and down. Luke held her tightly around the waist as she moved. She wrapped her towel around the two of them like a cocoon as her speed increased. As they rocked together the boat picked up the rhythm, offering them an even greater thrust while it created waves in the water.

Faster and faster they moved as Luke pushed upward to match Tracy's movements. The pace became frantic as they pounded together, each trying to get as close as possible before they pulled back and pushed even deeper.

The need to be more firmly connected overwhelmed him and in one quick movement, Luke pushed Tracy up on to the bench seat behind her and raised himself on his knees so he could ram into her. Over and over he drove into her as she pulled him close with her legs locked behind his waist. Her breast jiggled from the force of his body pounding into her and she felt the heat searing up her spine.

Within seconds Luke felt her muscles tighten around him, preparing to milk him. He quickened the pace as Tracy grabbed his shoulders and pulled him still closer. The boat bucked severely to starboard as he shot into her for the final time, both screaming out their release as orgasms consumed them.

Rolling with the motion of the boat, they moved together as wave after wave consumed them. The erotic motion of the water seemed to keep them in an elevated state as Luke continued to pulse inside her. Slowly the euphoria lessened as the wake declined, but neither were ready to separate.

Leaning over her body, he began kissing the line between her breasts as both gasped for air. After kissing and licking the nipple of each breast once more, Luke laid his head down on her chest. The sound of her heartbeat echoed the tattoo in his own body while he slowly moved out of her.

Raising her hand, Tracy softly traced the edge of his hairline and stroked her finger up and down his neck. She felt the warmth of his arms as he reached around her back to hold her close. Beneath them the boat bounced more slowly in the subsiding waves.

And in the distance the sun began to set on the horizon.