The next few are going to be chronological order, probably, or if not chronological then at the very least in the same time period. There won't be any explanations given in story for Cloud's predicament, but just assume that OC awhile back was involved in some way.
"Zack, it's cold!" Cloud whined, curled up in the corner of Missus Strife's kitchen and plastered against the wood stove in a pile of blankets. The only visible parts of the former dragon were a tuft of blond hair and blue eyes peeking out balefully. "And these blankets itch, I don't like them! Get my scales back!"
Beside him, Tifa shoved another spoonful of Strife Specialty Stew into Cloud's mouth before he could close it again. "Chew," she demanded and the dragon obeyed immediately. It was some good stew, and it kept him warm. The memory of the freezing winds in his cave and the rushed trip to the Strife house before he froze to death made him shiver again. Zack set down the pile of firewood beside the stove and turned to Cloud, crossing his arms.
"Maybe if you'd stop taking off the clothes I gave you-"
"They're too big! And they itch too!"
"I dunno what to tell you then Cloud! Either wear the clothes and be warm until we fix it, or go naked and be cold."
Cloud pouted, burrowing further into the blankets to avoid Tifa's next spoonful of stew.
"You're being a terrible princess again."
"Too bad."