With $800 billion in annual revolving consumer debt and $1.4 trillion of non-revolving, hundreds of exclusively online lenders have a substantial undertaking ahead of them. With this massive opportunity and yet to be decided winner, CCM believes that investing in high-quality loans will provide better returns than equity.
p2p lending
CCM portfolio theory is based entirely on sustainable, long-term gains through proactive selection. The CCM portfolio rests on the principle that loan investing will provide better returns to loan gathering. That while the opportunity to chase low-quality assets might be appealing in a strong macro environment, the long term benefit of building a high-quality loan book will drive resilient, sustainable gains with manageable risk.