An orphaned Rose DeWitt Bukater is left in the custody of Caledon Hockley, who demands complete obedience and proper training out of his new ward. Rose struggles to please her new master, especially when she runs into Cal's young, charismatic business associate, Jack.

With Jack in failing health following the sinking, Rose struggles to keep the young couple afloat in New York. An opportunity presents itself from Rose's past, but at what cost?