If you are caught off-guard by an unexpected expense, like a big car repair or medical bill, or maybe you need to travel at short notice, or perhaps the fridge or washing machine blows up, what would you do? Or perhaps you need to pay a rental bond, or temporarily stretch the grocery bill, or the day you get paid has been changed. If your credit card is maxed out and you don't want to pester a friend or relative for help, probably...

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