New York State is a no-fault state in terms of car insurance policy insurance coverage. To put it simply, this implies your car insurance plan will cover you, and the other guy's auto insurance policy will cover him, regardless of who was to blame for the injuries. You could purchase New York's minimal car insurance policy needs the same as you would in any other state in america; yet, New York's minimal car insurance policy protection requirements are a little more in-depth so far as insurance coverage goes, and also more expensive as far as fees go. My websites: Cheapest car insurance in new york