I wonder if she would have managed to have a happy life if she never crossed paths with Willis Todd. She'd always talk about how he saved her from some thugs who wanted to hurt her. Like he was some kind of hero, instead of a thief that worked for Dent. She'd speak with love for him and wore a simple gold band as if it were worth more than all the money in Gotham's National Bank. Turns out that he found the set in a car he lifted, gave her the band and pawned the actual rock she deserved.