[a/n0]With ScarBones concluded [one topic noted in reviews was Who's the firstborn? If it's mentioned in the story, I didn't see. I'd say it's of little importance, a Head of House can write what s/he wants and only very rarely does the Wizengamot override]

[a/n]Onto other things. Now a postwar matter.

Harry Does Different CCCXDVIII

Draco's Mudblood Debt

"Find your parents ok, Mione?" Harry greeted her with a warm hug.

Ron slapped his shoulder in a friendly greeting "Treating my sister alright?"

"Why? Looking for details mate?" he taunted his redhead friend good-naturedly "Like we used to talk with Seamus and Dean? Ginny makes this noise- - -"

Ron interrupted, ears flaming "No way! I don't even want those details when we're old and grey!"

"Okay, okay." Harry laughed off the playful assault "So what else did you two do?"

"The goblins in Australia are much more friendly than here." Said Hermione "They have a better relationship with wizards, especially those of the First Nations. They seemed to know something they wouldn't tell me. All the teller suggested was that I get an inheritance test."

Harry pondered that "They've been odd with me. Pissed really. Over the whole dragon thing. Don't refuse me accessing my vault, but won't talk about it; except to say they want all of us there."

Abcij

"Harry James Potter, Ronald Bilius Weasley, Hermione Jane Granger" the Senior Teller took the extraordinary step of handing off his desk to a subordinate "About time all three of you entered."

Hermione didn't have a high opinion of British goblins "My boyfriend and I had important things to do out of the country."

"Come along then. Ragnok does not tolerate delay." And he marched toward the back, signaling a couple imposing guards who formed up behind the teens.

Ron was intimidated due to a lifetime of stories, but Harry rather fed off Hermione's aggressiveness "You know, I already offed the worst dark lord. I've been dead. So what's on your minds?"

"You broke into this institution. Entered a top security vault illegally." The Head of the Gringotts UK Branch snarled listing the crimes "Removed property from it. Let us not mince words stole. Flew a dragon… Our Dragon!... right through our roof causing incalculable damage!"

At Hermione's confident look Harry snarled back "You forgot Imperioing a goblin. But that was only to get him to honor the agreement he went back on. I gave him the Sword of Gryffindor in exchange for safe passage to get a Horcrux out of YOUR vault. If we hadn't Voldemort would still be alive and well."

"What? What? What?" Ragnok almost fell out of his chair "To which goblin are you referring?"

Hermione answered "Griphook."

"This human has made some interesting accusations." There was an example of some impressive magic, because all Ragnok had done was wave a hand and the summoned goblin appeared "Did you truly promise these humans access to our caverns?"

Griphook looked trapped, he looked like he was about to say something as he reached into his sleeve. He dropped over, quite dead. A dagger in his chest.

"We goblins have no objection, in principle, to the notion of immortality." The goblin leader came from behind his desk, bent over the body and yanked out the weapon. He handed it to the guard who'd thrown it and said "My thanks, and you may have a female from my house."

Hermione's face twisted in clear displeasure "You trade women like things?"

"Young hew-man your SPEW is known to us from our cousins, the elves." Ragnok's tone was that of a teacher scolding a errant child "Do not judge them …or us… by your standards. Back to the subject at hand, Horcruxes are a violation of the natural order. Placing one in our vaults is a breech of depository agreement. Your assistance in that is appreciated."

Hermione smiled in relief, especially after just getting scolded. Ron maintained a neutral expression "Does that get us off the hook for the whole dragon through the roof thing?"

"Depends." The goblin replied, steepling his fingers on the hardwood desk "You see, Paragraph 16 of the Treaty of 1888 requires the offending witch or wizard to forfeit the contents of their vault. Subparagraph 6 requires us to turn the forfeiture over to the discoverer."

After dealing with the hairsplitting dealing of the late Griphook, Harry knew what was required "We offer the Goblin Nation half the gold in the LeStrange vault to help repair the damage."

"Half!" Ragnok choked down his shock, that would cover costs a dozen times over, at least, and managed to continue in a normal voice "A good offer. Three-quarters."

The Trio exchanged looks "Two-thirds. And I want something in return. For all of us."

"What might that be?" he leaned across the desk, wondering how much this would cost.

Harry grinned in much the way goblins did "I've learned the Wizarding World is heavily into family. Hell most of the Death Eaters we fought WERE Death Eaters because their parents and grandparents, even some greats at that. I want us all inheritance tested. And you can have two-thirds."

"Hmmmm… our tests are completely foolproof and absolutely reliable." Ragnok was pretending to consider the cost of something that was actually minimal, but hew-mans didn't need to know that "Experts need to be brought in, special potion ingredients, a Cursebreaker, and the ritual. However, I admit the contents would more than cover expenses. Very well, agreed!"

Abcij

The Trio were led to an utterly barren chamber. A heavy stone door closed them in with two masked goblins.

"I don't see much point in me doing this." Hermione was apprehensive about the unpleasant looking drink that had a foul smell too "My parents are Muggles."

To which Harry quipped "Where's your sense of adventure?"

"Last year mean anything to you?" grumbled Ron "Left it in the Chamber of Secrets, mate."

Harry threw himself on the closest stone bed and gleefully declared "Fine! I volunteer to go first." And where he leads, Hermione and Ron follow.

Abcij

"Good morning hew-mans." The scrawniest goblin they'd ever seen woke the Trio "I'm NerveMender and I have the results of your inheritance test. Results are most interesting. Each of you is heir to a remarkable vault. Harry Potter, you are descended from the Perevells, a vault that has not been opened since before Gringotts was chartered. Ronald Weasley, your family is a living branch of Alice Parker's family. A witch executed in the Salem Witch trials of 1693 America. The British Ministry of Magic placed 100 Galleons in a trust vault to support any of her relatives."

The redhead gave an unimpressed shrug "Nice, but nothing to write home about."

"In today's currency that is, adjusted for inflation and even a modest rate of return, just over 213,000 Galleons." NerveMender ignored the hew-man's bubbling. "But perhaps the most pleasing is you, girl. You do indeed have magical blood. This is not really surprising, hew-mans squib out for generations, centuries even then the ability returns. I'd assume you have a talent for Potions as you are descended from Hector Dagworth-Granger."

"My Mione has a talent for everything." Ron bragged, earning himself a kiss on the cheek.

She gasped at the revelation "Really!? He's a legend! Founder of the Moste Extraordinary Society of Potioneers! He died way back in 1087 and- - -"

"Do you need me here?" the goblin Healer asked caustically "Did quite well for himself in other businesses too. Real estate and subsequent generations got into construction and money-lending. There is a level 4 vault you can be taken to. The line that produced you came from Hector's second wife. Unfortunately, his first wife died giving birth to a son who died of dragon pox at 9."

Hermione nodded "That's sad. Please."

Abcij

"Do you need us here?" Ron and Harry were both bored after the novelty of the assorted coins and jems wore off. Their best friend was leafing through a pile of documents.

There was a considerable pile of scrolls. Luckily they were all in Latin, so if a little difficult, because even that had changed over the centuries, it was manageable. She finally hit on something that really caught her eye "Isn't this interesting? A contract between Armand Malfoy and Paulus Dagworth-Granger."

"Guess even you got a little darkness in your past." Harry observed with some amusement, though Ron didn't look happy.

She gave them both an impatient look before going on "THIS is a contract for an GG800 loan plus construction of a particular castle in Wiltshire starting in 1082."

"If I live til Dumbledore's age it'll still be too soon to step back in that place." Grumbled Ron

Harry nodded in full agreement then got an odd thought "If your ancestor squibbed out, then …I wonder… was the loan ever paid back?"

"Payments started in 1088, then stopped about a year later. Only GG93 was ever recorded." She answered "Why? You've never been interested in money before."

To this, he smirked "Oh I dunno. Draco always talks about it. Let's bring that to another chat with Ragnok, see what he thinks."

abcij

"This is the most egregious abuse! Nine centuries in arrears!" the goblin leader was outraged "Had we been administering the loan this never would have happened! You can foreclose immediately! It would be an open and shut case."

Hermione was rather dismissive "Oh I don't think that's necessary. It's simply too long to- - -"

"OUT OF curiosity, sir…" Harry interrupted her chain of thought loudly then "…all that interest tends to pile up. Can you figure how much is due now?"

With the goblin mind for numbers, there was only a momentary delay then he spit out "GG802,701 SS11 Kn9."

"Bloody hell!" exclaimed Ron.

Harry laughed at his friend's reaction, then looked at his female best friend's doubtful face and jumped at it "Oh COME ON Hermione! You gotta!" They both looked at him "Think about it. All those times he's called you the M word. And Ron… how many times Malfoy make fun of you being poor? Or blood a traitor?"

"Insulting a creditor is the height of stupidity." Ragnok growled "Gringotts would be willing to assist in collection procedures, if you desire. For a fee. Say 5%?"

With his friends looking perplexed, Harry countered "Add the fee into it and Gringotts can have 10%. Right Mione?"

"Err…" the witch didn't know what to make of this, at least until she saw the greedy look in the goblin's eyes.

"Think how much you could do for SPEW." He suggested "You only wanted a Sickle from me and Ron for membership. You could open your own library and hire Pince away from Hogwarts to stock it."

Bombarded by two of her favorite dreams, Hermione only nodded her head dumbly "I guess…uhhmm…ok." And before even that bit of mumbling ended a bit of parchment landed in front of her.

"Well, Mr. Potter, I must say this has been an unexpectedly profitable day." Ragnok smiled has he took the parchment with the terms of collection carefully spelled out and with Hermione J Granger scrawled at the bottom "I suppose you three may keep your heads."

Harry did the only thing one could in response. He got up and motioned for his friends to follow him out.

Abcij

"I want words with you Potter!" Draco Malfoy's voice echoed in the hallway outside courtroom 4. It was about a month after the Trio met with Gringotts. The former Slytherin was hot about something "What did you and your Mudblood do?!"

Harry had been chatting with Luna Lovegood, specifically about his testimony in one of the Death Eater trials. He didn't allow the vulgarity to visibly anger him. He turned after a moment and smiled "Good afternoon Draco. I believe you're acquainted with Miss Lovegood. Ravenclaw. And member of the press.

"Don't change the subject!" Draco snapped back "I don't have time for loonies. Answer my question!"

Harry affected a frown of confusion "I don't remember. What was it again? Luna? Do you know?"

"I would neve listen in on someone else's conversation. It's rude." Answered the Ravenclaw airily.

The blond wizard looked back and forth with rising anger "I want an explanation for what your Mudblood is doing!"

"Mudblood Mudblood Mudblood?" Harry cogitated over the word as if he'd never heard it before, tapping his wand on his cheek "Help me out Luna? What's a Mudblood?"

The blonde witch answered in imitation of Hermione's encyclopedic quoting "Mudblood – noun – A derogatory term used by the Pureblood obsessed faction of the Wizarding World to describe a first generation wizard or witch."

"Well?" demanded Draco impatiently.

Harry shrugged gormlessly "Derogatory? Well that doesn't sound very nice. Though I do know several first generationers."

"You know" Luna frowned "I am not entirely sure generationer is a word."

To which Harry replied "We'll have to check with Hermione."

"THAT is exactly who I am talking about!" Draco snapped angrily.

He kept his face neutral and queried "You are calling the heir of Ancient House Dagworth-Granger a first generation witch? Luna, did you know her line can be traced back to the 800s?"

"Enough! Potter!" shouted Draco, which drew much attention to the confrontation. He dropped his voice to a whisper "Those bank beasts have restricted access to my vaults. Every withdraw must be approved by a *snort* manager they call it. AND there's a fee for that! They say they're looking for irregularities and that somehow Granger is involved!"

To this, Harry couldn't keep a smile off his face "Well I remember her telling me something about that, but Draco, you know I was raised Muggle. I'm still trying to figure out my own stuff. As for Hermione being 'mine' as you call it, please don't say that around Ron. He's a rather jealous type. Anything else I can help you with?"

"Have a nice day, Draco! And watch out for wrackspurts! You seem to have an infestation!" Luna called after his retreating back. Harry lightly bumped her shoulder and smiled.