SUMMARY: Two years after surviving the war and being thrown out of the wizarding world on idiotic charges, Harriet Potter finds herself amid yet another world and in the arms of someone she never expected.

America was not Britain in a way that muggles were not wizards. New York was busy, cars honking and the shouts of angry Yorkers filling the air. Amidst the loud noises and the rush of the busy street, a woman walked through the crowds.

She avoided the mob, more interested in slipping through the crowd quietly. Dark hair fell over her shoulders wildly, a sort of rich blackness that complimented the iciness of her skin. Her eyes glittered behind round, black-rimmed glasses. Her eyes were a deep sort of green, sharp as steel and green as emeralds. Her frame was small, delicate, and a maroon sweater hung off her body, blue jeans, and a pair of black sneakers nearly as worn as the sweater. Several rings dangled on her fingers, a round necklace around her neck, and, nearly unnoticeable, a long stick strapped inside her sweater against her arm.

The woman, Harriet Potter, paused for a moment before glancing up at the offending building. The muggles by her kept walking, not noticing the small building. A brilliant sign hung in the front with a picture of a wand and a small creature. "Madam Zinthe's," it said. Harriet strode in.

The shop was bespectacled in so many different magical items that it made Harriet's head spin. Devices floated around her, some singing different tunes or lit up in different colors, even one's she'd never seen. On the walls were potions and vials of strange and colored things that Harriet had never seen, except perhaps in a potion's room. The strangest thing, however, was the woman behind the blackened desk.

"Hello, dear," A tiny woman, wrinkled with large pointed ears and crooked yellow teeth, said. "How can I help you?"

"I need to get to 44th Street," Harriet pursed her lips. "Remus Lupin sent me." The woman lit up and began to nod fiercely.

"Oh, yes, yes, yes," The woman said. "Remus has come to America quite a few times..." She paused and winked at Harriet. "To tell you the truth, I think he has a little crush on me."

She giggled in a very un-old-lady-like way and began to shuffle past the desk and towards a long hall. Harriet followed as the lights dimmed out until they reached the end. The wall was plain and simple until the woman put her hand in the center. Slowly it began to separate until a street opened up.

"There you go, dear," The woman said cheerfully before shuffling away while muttering something lowly.

It was curious, Harriet thought, as she stepped through, how different Britain and America were but yet, they were so similar as well. Unlike Diagon Alley, 44th Street did not hold as many bunched-up shops. She could pick out a bookstore, a few clothing stores as well as a potions shop, and a broom shop. Harriet was sure if she truly went deep into the street, she could find more but instead, she stalked towards the largest building. The Magical Bank of America was Gringotts' sister bank and it was near as majestic as its brother bank.

Harriet squeezed through a few families before entering the building. Several tiny creatures wearing fine suits and tiny hats sat talking to witches and wizards, wheeling carts of galleons around and walking around.

Harriet paused, examining the room. Unlike Gringotts, the MBA was run by American elves. Unlike their British brothers, elves were intelligent creatures that were not enslaved to rich wizarding families. Harriet's lip twitched as she imagined Hermione's reaction to the elves before she made her way to one of the desks.

A wrinkled, old elf sat eye-level with Harriet and he wore a fine plum suit and a black bowtie.

"Hello, I'm here to have an inheritance test," Harriet said politely, eyes sliding the tiny sign on the desk that said "ACCOUNT HANDLER BULK".

"Of course," The elf paused, giving her a pointed look.

Harriet cleared her throat, "Harriet Potter."

A look of recognition flickered in his eyes. "Of course, Miss Potter, please follow me."

Bulk lead her to the back of the building and into a small room. It was a quiet room with a single desk, a few chairs, and a large, ornate gold bowl in the center of the desk. Harriet took a seat while Bulk sat the opposite and pulled out a roll of parchment and a silver knife.

"You're aware of MBA and Gringott's affiliation, correct?" Bulk questioned.

"Somewhat," Harriet said, offering an awkward smile as Bulk began mixing different liquids in the bowl.

"I see." Bulk hummed softly. "The MBA was formed in the early eighteen hundreds, not long after the Revolutionary War. In fact one of the founding members was George Washington, himself, who was a wizard."

"Really?" Harriet said in surprise.

"Yes." Bulk paused and dipped the knife in the bowl. "In the early 1920's was was Gringotts and the MBA connected, so any accounts in Gringotts can be easily accessed in the MBA." Bulk paused and sent her a look. "Cut your hand and drip it onto the parchment."

Harriet did so but her mind was on the MBA. "Were many significant Americans magical or were most muggles?"

Bulk gave her a sharp look, "I understand Britain is different, Miss Potter, but in America the term "muggle" is very offensive. No-Maj is the term we use."

"I apologize," Harriet said softly. "I didn't know."

Bulk leaned back as the blood began to slowly swirl on the parchment and turn into words. "There were quite a few presidents that happened to be magical. Abraham Lincoln was a squib and JFK was a wizard. The American government is very connected to the American magical world for a reason, after all."

"I understand," Harriet said, glancing at the paper.

"Ah, let me see." Bulk said, studying the parchment carefully after the words formed. With a nod, he handed it to her and she began reading.

" NAME: HARRIET LILY POTTER

AGE: 20 YEARS OLD

MAGICAL ABILITIES: PARSELMOUTH, ANIMAGI

INHERITED HOUSE:

HOUSE POTTER - 300,000 GALLEONS, ARTIFACTS HOUSE BLACK - 450,000 GALLEONS, ARTIFACTS, GEMS HOUSE PEVERELL - 700,000 GALLEONS, ARTIFACTS, DOCUMENTS HOUSE GRINDELWALD - 45, 000 GALLEONS, ARTIFACTS

PROPERTIES:

COTTAGE, ENGLAND - HOUSE POTTER MANOR, ENGLAND, HOUSE POTTER MANOR, ENGLAND, HOUSE BLACK CONDO, ENGLAND, HOUSE BLACK CASTLE, IRELAND, HOUSE PEVERELL MANOR, ENGLAND, HOUSE PEVERELL VILLA, ITALY, HOUSE PEVERALL MANOR, GERMANY, HOUSE GRINDELWALD RANCH HOUSE, TEXAS, AMERICA, HOUSE GRINDELWALD LAKE HOUSE, AMERICA, HOUSE GRINDELWALD"

"I'm sorry, Account Handler Bulk, but this says Grindelwald," Harriet said, wrinkling her nose. "Like the Dark Lord."

"I saw." Bulk said dryly. "You might just be related by a cousin or some sort and as the Grindelwald family is a dead family, you inherit everything."

"Fantastic," Harriet muttered sarcastically. She rubbed her forehead tiredly. "Is it possible to shift all the Peverall and Black funds into mugg- I mean No-Maj money."

"Of course, Miss Potter," Bulk said with a serious look. "I can have them put into our sister bank, the National Bank of America."

"Thank you." Harriet said tiredly.

"Would you like an MBA card?" Bulk asked.

"A what?" Harriet asked, looking confused.

"Much like debit cards in the No-Maj world," Bulk explained. "You can use them at any of the shops in the magical distracts."

"Sure," Harriet said, her smile flicking for a moment as she glanced at the walls. There were different photos on the wall, photos of different elves with different characters from years ago. Her eyes flicked back towards Bulk where he was moving towards a cabinet.

He returned after a moment with a sleek, white and black card. Pulling a long brown wand from his suit's pockets and tapped the card.

"There you are, Miss Potter," Bulk said. "Is that all?"

Harriet took the card, a strange look on her face. "Yes, that should be all."