Disclaimer: I do not own Harry Potter.

Rewriting due to extended leave from writing. Many apologies and thanks.

You can skip the book parts as it is in Bold Italics. Easy no?

DIAGON ALLEY (Gringotts)

But of course it wasn't going to be just a memory! Nothing is exactly normal in the life of Harry Potter, no matter how hard his relatives try.

Harry woke early the next morning due to the ratty curtains on the window let the sun rays shine through warming his face. Knowing this he still kept his eyes shut as he didn't want to wake from the most amazing dream that he'd had.

"A dream of a giant called Hagrid came to tell me I was invited in going to a school for wizards and Witches. That he was there to deliver my letter in personas I never responded to my letters. Of course this was after Uncle Vernon had taken everyone around the country then finally out to a small rock island from being chased by the letters being delivered for me. When I open my eyes I'll be back at the Dursley's locked in my cupboard awaiting Aunt Petunia to open the door so I can start making breakfast for the Dursley's, and continue on with my life."

Just as Harry finished that thought, his eyes snapped open. There was no window in the cupboard under the stairs! Harry was filled with the feeling of relief, it was all real! He was going to a magic school!

There was suddenly a loud tapping noise.

Harry looked to the window and there was an owl tapping it's beak on the window holding a newspaper. Harry quickly got to his feet to let the owl in.

The owl swooped in and dropped the newspaper on top of Hagrid, who didn't wake up. The owl then fluttered onto the floor and began to attack Hagrid's coat.

"Hagrid!" Harry called out to him. "There's an owl."

"Pay him." Hagrid grunted into the sofa.

"With what?"

"He wants payin' fer deliverin' the paper. Look in the pockets. Give him five Knuts." said Hagrid sleepily. "The little bronze ones."

Harry nodded and after a bit of searching and finding strange things along that way. finally pulled out a handful of strange looking coins.

Harry counted out five little bronze coins, and the owl held out his leg so Harry could put the money into a small leather pouch tied to it. Then he flew off through the still open window.

Hagrid yawned loudly, sat up and stretched.

"Best be off Harry, lots ter do today. Gotta get up ter London an' buy all yer stuff fer school."

Harry was turning over the wizard coins and looking at them. He'd just thought that if the magic world had it's own currency, how was he ever going to pay for the supplies.

"Um. Hagrid?"

"Mm?" Said Hagrid, who was pulling on his huge boots.

"I haven't got any money. And you heard Uncle Vernon last night. He won't pay for me to go and learn magic."

"Don't worry about that." Hagrid standing up and scratching his head. "Nah, first stop fer us is Gringotts. Wizards' bank. Have a sausage, they're not bad cold- An' I wouldn' say no teh a bit o' yer birthday cake, neither."

Harry dropped the coins he was holding. He was a bit overwhelmed with the things that were being told to him. He quickly gathered them up and put them back in the pocket listening to Hagrid speak.

"Yeh'd be mad ter try an' rob it, I'll tell yeh that. Never mess with goblins, Harry. Gringotts is the safest place in the world fer anything yeh want ter keep safe, 'cept maybe Hogwarts. As a matter o' fact, I gotta visit Gringotts anyway. Fer Dumbledore. Hogwarts business." Hagrid drew himself up proudly. "He usually gets me ter do important stuff fer him. Fetchin' you gettin' things from Gringotts, knows he can trust me see."

"Got everythin'? Come on, then."

And then they were on their way.

After a few bumps on the road with Hagrid's size and his exclamations they arrived at a place called the Leaky Cauldron

"This is it." Hagrid coming to a halt. "The Leaky Cauldron. It's a famous place."

For a famous place, it was very dark and shabby. A few old women were sitting in a corner, drinking tiny glasses of sherry. One of them was smoking a long pipe. A little man in a top hat was talking to the old bartender. The low buzz of chatter stopped when they walked in. Everyone seemed to know Hagrid they waved and smiled at him, and the bartender reached for a glass saying. "The usual, Hagrid?"

"Can't, Tom, I'm on Hogwarts business." Hagrid clapping his great hand on Harry's shoulder and making Harry's knees buckle and for Harry to bite back a scream of pain. His uncle uses the belt on his back for punishments, and Hagrid had just essentially hit Harry

"Good Lord." Said the bartender, peering at Harry. "Is this- Can this be?"

The Leaky Cauldron had suddenly gone completely still and silent.

"Bless my soul, it is." Whispered the old bartender. "Harry Potter. What an honor."

He hurried out from behind the bar rushed toward Harry and seized his hand, tears in his eyes.

"Welcome back, Mr. Potter. Welcome back."

Harry was overwhelmed, he didn't know what to say. Everyone was looking at him. The old woman with the pipe was puffing on it without realizing it had gone out. Hagrid was beaming.

Then there was a great scraping of chairs and the next moment, Harry found himself shaking hands with everyone in the Leaky Cauldron.

"Doris Crockford, Mr. Potter can't believe I'm meeting you at last."

"So proud, Mr. Potter. I'm just so proud."

"Always wanted to shake your hand. I'm all of a flutter."

"Delighted Mr. Potter, just can't tell you. Diggle's the name, Dedalus Diggle."

A pale young man made his way forward, very nervously. One of his eyes was twitching.

"Professor Quirrell!" Said Hagrid. "Harry, Professor Quirrell will be one of your teachers at Hogwarts."

"P-P-Potter." Stammered Professor Quirrell grasping Harry's hand and letting go immediately. "C-can't t-tell you how p- pleased I am to meet you." He continued.

Harry was most interested in getting away from all of the attention as he wasn't used to this and he was feeling faint. How was it that everybody knew his name and what he looked like! Also there was the painful jolt in his scar from shaking the professor's hand, to which Harry immediately pulled his hand back to cradle on his chest. Harry looked towards the professor in in slight fear and hidden pain.

The crowd surrounding Harry wouldn't let Professor Quirrell keep Harry to himself. It took almost ten minutes to get away from them all and Harry was close to hyperventilating from being surround. At last, Hagrid said,

"Must get on. Lots ter buy. Come on, Harry."

Stepping into a small courtyard, Hagrid grinned at Harry, who was not feeling well at all, and his head was swimming. Hagrid then went to counting bricks in the wall above the trash can.

"Three up. Two across he muttered. "Right, stand back and watch Harry." He tapped the wall three times with the point of his umbrella. The last brick he had touched quivered. It wriggled. In the middle, a small hole appeared. It grew wider and wider. A second later they were facing an archway large enough even for Hagrid, an archway onto a cobbled street that twisted and turned out of sight. "Welcome." Hagrid turned to Harry. "To Diagon Alley."

He grinned at Harry and stepped through the archway.

"Yeah, you'll be needin' one." Hagrid told him. "But we gotta get yer money first."

"Gringotts." Hagrid said.

They had reached a snowy white lopsided building, that towered over the other little shops. Standing beside its burnished bronze doors, wearing a uniform of scarlet and gold was what Hagrid had said was a goblin.

The goblin was about 3ft tall not much shorter than Harry, who came 3ft 11in . The goblin gave a small head bow as they walked inside.

Harry wanting to not be rude or to be disrespectful, returned the bow to the goblin before following Hagrid inside, completely missing the startled look the goblin gave.

A pair of goblins gave another small head bow to them through the silver doors, that Harry again returned.

They were now in a vast marble hall. About a hundred more goblins were sitting on high stools behind a long counter, scribbling in large ledgers, weighing coins in brass scales, examining precious stones through eyeglasses. There were too many doors to count leading off the hall, and yet more goblins were showing people in and out of these. Hagrid and Harry made for the counter.

"Morning." Hagrid spoke to a free goblin. "We've come ter take some money outta Mr. Harry Potter's safe."

"You have his key, Sir?"

"Got it here somewhere" Hagrid told the goblin and he started emptying his pockets onto the counter, scattering a handful of moldy dog biscuits over the goblin's book of numbers. The goblin wrinkled his nose.

As Harry watched Hagrid digging through his pockets pondering on why and how exactly it was that Hagrid had his key, how he was so sure that Harry's parents had money in the bank He knew then that he'd need to arrange a meeting with the goblins to go over the matters of his accounts. He knew this from dealing with his non-magical bank account.

"Got it." Hagrid at last, holding up a tiny golden key.

The goblin looked at it closely, as if inspecting the key to make sure that it was real and not a fake copy.

"That seems to be in order."

"An' I've also got a letter here from Professor Dumbledore." Hagrid said importantly throwing out his chest. "It's about the You-Know-What in vault seven hundred and thirteen."

The goblin read the letter carefully.

"Very well." He said handing it back to Hagrid. "I will have Someone take you down to both vaults. Griphook!"

Once Hagrid had crammed all the dog biscuits back inside his pockets, he and Harry followed Griphook toward one of the doors leading off the hall.

Upon following Griphook who held the door open for them they were in a narrow stone passageway lit with flaming torches. It sloped steeply downward and there were little railway tracks on the floor. Griphook whistled and a small cart came hurtling up the tracks toward them. They climbed in. Hagrid with some difficulty. And then they were off.

When the cart stopped at last beside a small door in the passage wall. Hagrid got out and leaned against the wall looking quite green.

Griphook unlocked the door. A lot of green smoke came billowing out, and as it cleared Harry gasped. Inside were mounds of gold coins. Columns of silver. Heaps of little bronze Knuts.

"All yours," smiled Hagrid.

Looking around Harry was amazed. He hoped he had enough to last him though school, though Hagrid seemed positive he would. Harry definitely needed to speak with the goblin bank about his accounts.

Harry politely asked Griphook, "Would you have anything that I'd be able to carry my money in?"

"It's 13 Galleons for a feather light money pouch, would allow for unlimited withdrawal from your trust vault." Griphook said.

"How do I tell them apart?" Harry asked

"The gold ones are Galleons." He started explaining. "Seventeen silver Sickles to a Galleon and twenty-nine Knuts to a Sickle."

Harry thought about the math of it and decided that it was worth the money. First he had a question about it, "What would happen if it were to be stolen or lost?"

"We at Gringotts we pride ourselves on our security, so we've woven anti-theft spells and a magical signature lock so that it may not be used by anyone aside from yourself. If lost it would return to your vault from which you would then need to visit the bank to retrieve."

"I'll take it!" Harry smiles and happily counts out 13 galleons and hands holds it out to Griphook in exchange for the pouch.

"Thank you for this!" Harry smile happily to the goblin, he then turns Hagrid who looks a bit pale.

"Ca' we go a 'ittle slow'r?" Hagrid grunts to the goblin.

"One speed only." Griphook spoke with what looked to Harry a smirk on his face.

They went deeper in the cave tunnels where it was getting colder to the point that Harry started to shiver, Harry curled up as much as he could to stay warm. As Harry curled up Hagrid thinking Harry was going to lean over the cart, grabbed him by the back of the nape and pulled him back. In doing this, Harry's back which is always filled with lashes from his uncle, began to throb.

Harry flinched, stifling a whimper he shuffled away from Hagrid, deciding to stay away from Hagrid for the rest of the trip. He was too hands on, with a booming voice like he's always yelling at Harry and it terrified him. He reminded Harry too much of his uncle for him to relax around Hagrid.

From the throbbing of the lashes, Harry had a feeling that some of the lashes were infected, with the amount of 'punishments' his uncle had been giving Harry he hadn't been able to try to heal the injuries.

Finally, they arrived at the designated vault, 713 had no keyhole.

"Stand back." Griphook. He stroked the door gently with one of his long fingers and it simply melted away.

"If anyone but a Gringotts goblin tried that, they'd be sucked through the door and trapped in there" Griphook smirked.

"Of course we only check them about once every ten years." Griphook further explained excitedly looking inside the vault. To the Goblin's dismay, there was nothing in the vault aside from a grubby little package wrapped up in brown paper lying on the floor. Hagrid picked it up and tucked it deep inside his coat. Harry knew better than point out the Goblin's disappointment.

One painfully long cart ride later they were walking back to the lobby. Harry turned to Hagrid and nervously stuttered out.

"Hagrid m-may I go speak to a goblin to ask about exchanging m-my non-m-magical m-money for m-magical currency?"

"Wha' woul' yeh wanna 'o tha' fer?" Hagrid said roughly. "Ah, forge' abou' it, b' fas'!" He decided.

"Yes Sir." Harry replied.

Quickly going over to an open goblin waited until he was called on. The goblin looked up after a few moments setting his attention upon Harry. "What do you want?" He snapped.

"Is there an account specialist for both magical, and non magical banking matters that I'd be able to make an appointment with?" Harry requested politely.

The Goblin went contemplative.

"What specific things are you looking to go over?"

"I have a few things to ask. I'd like to discuss if there is a way to link or merge all my banking into one institution, what responsibilities that I have in my account upkeep, for fees and interest information, account management to name a few matters." Harry said calm and assertive.

The Goblin clasped his hands together leaning backwards, gazed into Harry's eye's.

Harry felt like there was a presence of what you could say pressure surround him, it felt warm. It was only a fleeting feeling for as soon as it was there, it was gone.

"Please, I just want to learn all I can so that I can keep everything that my parents left me. I don't ever want to lose it, especially just after finding out about it!" Harry softly expressed.

"Gringotts will owl you with the arrangements for the time, meeting place, and travel. Wear this at all times." The Goblin unclasped his hands leaned forward and held his left hand clasped downwards, out to Harry.

Harry blinked, he didn't know how to react. Shyly, he reached out with his left arm hand open facing up under the Goblins closed hand. The Goblin opened his hand dropping a simple slender crystalline choker necklace. For how solid it looked, it was light weight, soft, smooth, and warm to the touch. Harry caressed the choker.

"What is this for?"

"When you place the choker on your neck it will test your magic, blood, abilities, and your character becoming a physical representation of your strongest aspects of yourself. It will be a way to improve your security with Gringotts. For example, being able to send an owl directly to you through any ward. I've given you the ability to portkey to the bank anytime you wish."

Thinking the benefits of the choker over, Harry undid the choker clasp then with no hesitation put the choker on, though he'd caught his finger hard enough on the edge of clasp to slice deep enough in his left pointer finger to draw a bit of blood.

As Harry was pulling his hands back from putting the choker on he felt an intense rush of overwhelming heat beginning at the neck, spreading to encase his whole body. In just a second it was over, everything felt brighter! Harry marveled at the feeling, this felt so warm, the choker felt very comfortable almost like a second skin. He reached up to feel the choker and was surprised to find that it had turn into a thin solid yet soft collar like band.

Harry was cut off from saying anything more as Hagrid came over.

"We go' ter go Har'y" Hagrid placed a heavy hand on Harry's shoulder, jarring Harry's injuries again, dragging Harry towards the entrance of the building.

"Thank you for your help." Harry called out softly looking at the Goblin. The Goblin watched the boy being dragged away, inclined his head. "Merry Meet, Merry Part and Merry Meet Again Mr. Potter."