15 Years Later

"Denied! You're denying my claim. I don't understand, I have full coverage." Said the old woman.

"I'm sorry Mrs. Robertson, nut our liability is spelled out in paragraph seventeen states clarity." Said the boy with brown hair and his name is Connor Nickell and his Quirk is Energy.

"But I-I can't pay for this." Said Mrs. Robertson.

"Excuse me, client Connor Nickell." Said Connor.

"I'm calling to celebrate a mementos occasion. The house is now officially perfect." Said the girl with black hair as she gave Connor's baby brother a bath, and her name is Faith Vasser and her Quirk is Morph.

"Yeah, well that's great Faith and the last three weeks don't count because?" asked Connor.

"Because I've finally finished cleaning the last floor. Not it's official." Chuckled Faith. "Why do you have so much junk?" she asked.

"Listen Faith I've got a client here." He said.

"Say no more, go save the world one policy at a time Connor. Oh, I gotta go pick up the guys from school, see you tonight." She said.

"Bye Faith." Said Connor as he hung up. "Excuse me, where were we?" he asked.

"I'm on a fixed income. And if you can't help me I don't know what I'll do." Whimpered Mrs. Robertson as she blew her nose. And so Connor checked to see if the cost is clear.

"Alright listen closely, I'd like to help you but I can't." said Connor or as he handed her a notebook and a pen. "I'd like to help you take a copy of your policy to Melissa Borton on…Melissa Borton, B-O-R-T-O-N…on the third floor, but I can't I also do not advice you to not file out and file WS2475 from with our legal department on the second floor. I would not expect someone to get back to you quickly to resolve the matter. I'd like to help, but there's nothing I can do." He said. And just as he's about to thank him he shushed her to keep quiet.

"I'm sorry ma'am I know your upset!" yelled Connor. "Pretend to be upset." He said. And she pretended to be upset by crying fake tears. And a man walked past her with black hair and wearing a business suit and his name is Bart Perrington.

"Nickell!" yelled Bart. "You authorized payment on the worker policy?"

"Someone broke into their house Mr. Perrington, their policy clearly covers them…"

"I don't wanna know about their coverage Connor. Don't tell me about their coverage, tell me how you keep Protector Care in the black. Tell me how that's possible with you writing checks to every Harry Hardluck and Sall Sobstory that gives you a phone call!" yelled Bart. And he left and Connor sat back down and his pencil holder fell down.