Hi everyone, thank you SO MUCH for all of your reviews! I'm so sorry this is so late, I've been way too busy for the past few months! And okay, there IS a lake in Central Park! Thanks to everyone who cleared that up for me! I'm such a Californian…ugh.

Chapter 1

The young woman stepped closer and closer to the street. Chandler watched her, transfixed. Out of the corner of his eye he saw the headlights. Everything seemed to be happening in slow motion. The woman raised one long slender arm and waved to a taxicab. The headlights grew closer…closer…

All of a sudden, Chandler was moving. He wasn't even aware of breaking into a run, but something took over him, and he was sprinting across the street. The headlights and the woman grew closer and closer to him, until he threw himself forward.

He landed on the curb with the woman under him, both flat on the cold pavement. The eighteen-wheeler zoomed by, the driver not even noticing. For about half a second, Chandler heard nothing. Then in broke the sound of a woman crying hysterically.

"Jack! Jack! Look what he did, Jack! He killed her! My baby is dead! Call the police, Jack! Have him arrested! Call our lawyer, we'll sue!"

"Calm down, Mom," said a new voice. Chandler looked up to see a young man about his own age standing over him. The girl next to him was looking worriedly at the woman who lay crumpled and still beneath Chandler. "She's not dead," added the man.

"I don't care," his mother snapped. "He bounded in out of nowhere and tackled her right onto the cement! I am NOT going to let this go by unpunished!"

"He was pushing her out of the way, Judy," Jack said soothingly. "Didn't you see the truck? I would have done it, but I didn't see the truck myself until it was almost too late."

"He saved her life, Mom," their son pointed out. "You should be thanking him, not threatening to press charges."

"I think she's all right, Judy," said the other girl softly as she straightened up. "She hit her head, but that's nothing compared to what would have happened if the truck had hit her." The woman let out a soft moan. "See? She's waking up already."

"Thank you, Rachel. We should get her home," said Judy hastily. "Ross, carry her, would you?"

"Of course," said Ross nervously. He lifted the woman, who Chandler assumed was his sister, and turned away. The woman gave a little moan as her eyelids fluttered.

"…Ross?"

"Go ahead and sleep, Monica," Ross told her. "You hit your head."

"Fine," she muttered as her eyes shut again.

"Take this, boy," said Jack gruffly as he pressed a hundred dollar bill into Chandler's hand. "Thank you for your assistance." He turned to follow Ross. Judy followed him, determined to not even glance in Chandler's direction. Rachel shook her head and smiled at Chandler.

"Judy's a piece of work, isn't she? Sorry about that," she said kindly.

"No problem." Chandler finally spoke. "Is she…she's going to be okay?"

"Of course," said Rachel. "Just a bump on the head. Judy, Jack and everybody are going to be worried, though. Monica's everybody's perfect little girl, nothing bad could ever happen to her." Chandler noted amusement rather than jealousy in her comment.

"So…she's really going to be alright? Is there anything I can do at all? I'll do whatever she wants."

Rachel narrowed her eyes at him. "You like her, don't you?"

"What? Well…yeah…" Chandler admitted.

"Not a good idea," she said hastily. "It's just…you're from two different worlds, you know?"

"How can there be two completely different worlds in one city?" asked Chandler.

"There just are," insisted Rachel. "Believe me. Not to be rude or anything, but you wouldn't exactly fit in with us, you know? Did you notice the way Judy refused to even look at you?"

"So what?"

"So, stay away from the Gellers. Trust me, it's not a life you would adjust to. Stick to people from your own neighborhood." Rachel glared sternly at him. "Remember, DO NOT try to track her down. Even if you could find her, you could never get into the building or her life. It doesn't work like that." She turned away and hurried after the departing family.

Chandler watched their backs as they continued down the street. I will get there, he thought. I will get into the building. This is what I have been waiting for. She is what I have been waiting for.

Monica.

"Hey Pheebs, hey Joe, check it out!"

Chandler burst into the tiny two room run-down apartment that he shared with Joey Tribianni and Phoebe Buffay. They were lying on the floor, reading a newspaper they had gotten from somewhere. "Hi Chandler," said Joey tonelessly. "What?"

"This is what." Chandler held up the bill. "Clothes, food and toilet paper for a month baby!"

"Wow!!" Phoebe jumped up and ran closer to look at the paper. "I've never seen bills that were higher than my age before! Where did you get it?"

"Um…I found it," said Chandler, not wishing to repeat the whole thing until he had sorted out what it meant.

"Nice!" Joey had come over too. "Pizza all next week!"

"Screw pizza, I'm buying a dog!" Phoebe said excitedly. "So someone just dropped this on the ground? They must have been pretty rich, considering they probably don't even miss it."

"Yeah, the guy was rolling in money," Chandler agreed absentmindedly.

Joey and Phoebe stared at him. "What? You…you saw him drop it?" asked Joey.

Chandler realized him mistake. "Er, well, yeah, but-"

"And you didn't stop him and give it back?" interrupted Phoebe. "Nice work!"

"Wait…what?" said Chandler, confused.

"I'm so glad you're growing out of this 'oh, let's not worry about ourselves, let's do the right thing' phase," Phoebe said. "I was getting so sick of it. You fend for yourself out here, don't worry about anyone else. I'm glad you finally realized that."

"Yeah," Joey agreed. "I don't worry about anyone but Joey. Well, and Phoebe and Chandler of course."

"Aw!" said Phoebe, giving him a sort of sideways hug.

"Um…have you guys ever heard of the Gellers?" asked Chandler suddenly.

Phoebe and Joey stopped and looked at one another. They slowly turned to look at Chandler. "Why do you want to know?" asked Phoebe quietly.

Chandler was surprised at their reaction. "No reason…I heard the name today, and I wondered…they looked pretty important…"

"Wait…was it Jack Geller who dropped this? THE Jack Geller?" Joey asked.

"Um…well, not exactly…"

"OH MY GOD!" yelled Joey, ecstatic. "We have a hundred-dollar bill that once belonged to JACK GELLER!"

"The Gellers are your basic big-ass important rich snobby family," Phoebe explained. "Jack is a big shot in the stock market, and his wife comes from a family exactly like his. Their son, Ross, is estimated to inherit 6.1 billion someday."

"Holy crap," Chandler muttered. "And their daughter?"

"Monica?" asked Phoebe. "Your basic rich family princess. Center of everyone's lives and focal point of all their attention. They dote on her, and she enjoys it."

"Wow," said Chandler softly. "And there was another girl, is she a daughter too? What was her name, Rachel?"

"Jeez, how close were you to hear all this stuff?" asked Phoebe. Before Chandler could think up an answer, she barreled on. "Rachel Green's father is almost as rich as the Gellers. She and Ross have been engaged practically since they were five, they just made it official a few days ago. Whether it's because they like each other or because their parents like them together, we don't know. Tabloids argue back and forth all the time."

"But dang, the girl is HOT," commented Joey. Phoebe elbowed him.

"Why the curiosity, anyway?" she asked.

"Because…you guys, Jack Geller didn't drop this," Chandler finally admitted. "He gave it to me."

"He GAVE it to you?" said Joey incredulously. "But…why?" Chandler told them the whole story. When he was done, Phoebe and Joey looked shocked.

"Holy shit," Phoebe said to herself. "You saved Monica Geller's life."

"Yeah," sighed Chandler, looking at the floor and smiling.

"Oh my god," said Phoebe softly. "You're…you're…"

Joey broke in. "Chandler's in love!" he called out, grinning from ear to ear. Chandler made no attempt to deny it.

"I have to go find her," Chandler said determinedly. "Even if her father is richer than Oliver Warbucks and her mother hates me, I have to find her."

"Candler, it's impossible," Joey told him. "There's no way you can get into their building, and even if you could, you have no chance with her."

"He's right," Phoebe added. "Forget out of your league, she's out of your universe. Monica Geller is going to end up with the next Bill Gates, and you, if you're lucky, will be able to afford a tiny house in Long Island. Give it up, it's not going to happen."

"You guys are wrong," Chandler told them. "I can find her building, and I will get in, and Monica will marry me. There's no way in the world it can't happen. I saved her life. I'll never be able to let her go." He looked at them pleadingly. "If you guys are my friends at all, please, don't try to stop me. Give me your blessing and let me go. I will go."

Phoebe and Joey looked at each other in defeat. "Fine," Phoebe said, looking incredibly sorry for Chandler. "They live in the penthouse on the tallest building on 5th avenue. Go, and good luck."

"Good luck, man," said Joey, giving Chandler a quick hug. Phoebe did the same.

Chandler smiled at them and walked out of the room and down the street. Phoebe and Joey watched him go, their eyes welling up with tears. There was no way Chandler knew what he was getting into.

Chandler walked and walked and finally reached the tallest building. He straightened out his clothes and stood up straight and walked to the door.

A doorman was posted right outside the door, nodding and smiling to the high society types that walked in. Chandler attempted to slip by him unnoticed, but the doorman spotted him. "You! Where do you think you're going?"

Chandler froze and looked at him. "I…uh…I'm here to visit, er, Jack Geller."

"Jack Geller? You?" The doorman looked at him in disbelief. "How is it that a man like Jack Geller is acquainted with the likes of you?"

"I met him today," Chandler said quickly. "I, uh, did him a favor. Now may I please go see him?"

The doorman hesitated. "I guess so," he said slowly. "Go on in."

Chandler grinned and walked into the lobby. He had made it! He just had to get to the top floor, and he was in! He ran over to the elevator. It seemed to take forever for the doors to open, and even longer for it to go up to the top floor. Finally, they swung open and Chandler stepped out. He ran to the door and knocked.

He could hear things inside, music and talking and laughter. "Must be having a party," he muttered to himself.

After what seemed like an eternity, the door swung open. A familiar face peered out. "Yes?"

Chandler froze. "Monica?" he whispered.

TBC

Well, that's done! Maybe I can have an update here soon if my teachers decide to ease up a little on the homework. I'll do my best! Please R&R! For those of you who celebrate it…HAPPY HALLOWEEN!