'I really can't be bothered with this Zaphod," said Ford Prefect as they approacked the planet. 'No one's ever going to visit a dump like this, and I wouldn't fancy my chances of getting off this place if I were a hitchhiker.'
'Yeah, well we suddenly find ourselves with a rather pressing debt - '
'What's with the "we"? You were the one who borrowed that money - I wasn't even in the same star system.'
'Perhaps, but you're getting the benefit from what I spent it on too, you know.'
The both paused to look at the magnificent, if gruesome, rug on the floor.
'Soft as Hastromian swampweasel skin is, I don't think I should be the one to pay for it.'
'Hey man, you're just raising money for the first installment.'
'How many installments are there?'
'Thirty-two.'
'Forty-two?'
'No, thirty two. Look, the money from your article should buy me enough time to get out of this mess, preferably with all my limbs.'
'And if not your skin, at least the swampweasel's.'
'Just get into character would you?'
'Already am, my friend. I am Ford Prefect, I am an actor and I'm ready for seven excruciatingly dull days on Earth.'
'Who picking you up?'
'Jex Mugstuller. Know him?'
'Know him? Of course I know him. He's off catching me a Buglatter skin.'
'The Ravenous bugblatter beast of Traal? Isn't that a bit dangerous?'
'Nah, we looked in the Guide and all it said was thy make a good meal for visiting tourists.'
'Doesn't sound too bad. How much is it costing you?'
'A lot. But I can pay by installments.'
'I'd best get writing then.'