Hey, yep you guessed it another self insertion fic. Hell you guys should know by now I just write what pops into my head. There will be some qoutes from the book, Don't own anything except myself and the plot, its all owned by J.K. Rowling. Wonderful lady, lets hear it for Harry Potter!

A/N A debit card for those of you who don't have one, or don't live in canada, is a little bit like a credit card, except that you put money into it and you can purchase stuff in stores, by interac. You just put money into an account and don't have to worry about pesky things like interest on the money you owe. Or deadlines. Don't exactly know what people do in other countries because I have never been out of my own. Do you guys just walk around with either a cred card or money? If you do...weird... Anyway I'm operation under the impression that one pound is equal to about 7 galleons. Or at least in my story it is K?

"You've got to be freaking kidding me." Ashe looked around. "Way to go Ashe, one minute you are in bumsville nowhere, performing a simple protection spell you found in a book in a second hand shop, next you are either in the middle ages." I look around again, spotting people with colorful robes and pointy hats. "Or else you have be transported to a convention of witches and such, My life sucks."

Welcome to my life, a wiccan, with little power, wanna-be goth, and slight manic depressant, I enjoy taking my dog for long walks in the country quarries, canadian and greek food, swimming, and reading anything I can get my hands on. Including the books of a famous author Rowling.

Now I should have guessed that I was now standing in the middle of Diagon ally but where to start, what would you do if you suddenly found yourself surrounded by people in weird robes and shopping? I guess what I did, I went to talk to the nearest person I could get my hands on. An older tired looking man with kind eyes.

"Excuse me sir? Could you happen to tell me where I am exactly?" I asked my hands strayed to my jean pockets as I looked expectantly at the man.

He smiled at me "Well young lady, you happen to be in the middle of London, what is known as Diagon ally. The exit is right through those doors." He pointed toward a double set of doors that I hadn't noticed before. But then again when you have been transported a few thousand kilometers you probably won't be to attentive.

I had sort of stopped in shock as he said Diagon ally, frozen to the spot as it sunk in that not only travelled many kilometers but into a different dimension as well.

"I'm sorry sir, did you say Diagon ally?"

He looked weirdly at me, nodded and started to pull out his wand I believe he was going to obliviate me, thinking fast I said the first thing that came into my mind.

"Aw merlin, I knew I should have pronounced my destination better, stupid floo network." I sighed and dug my hands into my pockets deeper.

He smiled with obvious relief. "For a moment there I thought that you were a muggle." I laughed and stuck out my hand

"Ashley Rave Neverwinter, student at your service." He smiled and shook my hand "Remus Lupin, a teacher at hogwarts, pleased to meet you."

I looked at him again "Wouldn't know where I could find gringotts would you? I'm visiting and seem to have lost my way." He pointed to a large snowy white building which towered above all the other shops. Muttering about seeing the forest through the trees I waved and started toward the building and my first look at goblins.

"It's a bank, just like any other bank and I hope I can exchange my money for wizarding money or else I'm screwed two ways from sunday." I was ferverently praying that candadian money was no different than back home, I kept chanting please in my mind. I was lucky that I actually had money at all, normally I would just walk around with my debit card, but I had been hopping to buy a bedroom suite and only had a thousand dollar limit on my card. So I was carrying quite a bit on me for those of you who are thinking hey why does she have so much money, well lets just say my grandpa really spoils me and my parents are somewhat rich. Daddy owns his own law firm. Thus I am quite spoiled. Along with all my money, I had a cd player with the cd ramstein and earphones, a pack of gum, my purse which has just about every thing except the kitchen sink, my black hoodie tied around my waist and the clothes I was wearing, and all of the skills of a twelve year old. Lets just say that I look like a small sixteen year old, so no one questions what I was doing on my own in the city. My metal braclet jangled as dug my hands into my pockets again as I walked up the steps and through the first door of the intimidating bank that housed many secrets.

The second door had the inscription that I had always liked, from in the book.

Enter, stranger, but take heed

Of what awaits the sin of greed,

For those who take, but do not earn,

Must pay most dearly in their turn,

So if you seek beneath the floors

A treasure that was never yours,

Thief, you have been warned, beware

Of finding more than treasure there.

The goblins they looked exactly like the book had described, short, with long fingers, and beards. I walked upto one of the goblins sitting behind the counter.

"Hi, I would like to exchange canadian muggle money into wizarding money." The goblin peered down at me, and nodded. All I could do was sigh. I looked around making sure that there was no one who would snatch my money and run. I pulled out a big wad of cash from inside a zipped pouch in my pants. I counted it out, and handed it to the goblin. He looked at the money and looked at me again and one more time closely examined a hundred dollar bill. I stuck my hands inside my pockets again, as I had expected this and waited. "Canadian you say?"

"Eh? Oh yes, going to school and need money for supplies and living expenses."

"This seems to be in order, the exchange rate is at the moment is two point three canadian dollars is equal to one british pound and one pound is equal to seven galleons." He leaned over the counter and whispered "You have 1500 dollars canadian which is equal to 650 british pounds, equal to 4500 galleons, 850 sickles, and 28 knuts." I would suggest that you start an account with us, as the galleons are quite hefty." I though about it for about three seconds and nodded. He quickly swished his wand over the money and it disappeared, then he procceded to jump off of his stool and disappear behind the counter. Two minutes later he came back with a form. Which took me about an hour to fill out.

The questions on the form had to be some of the weirdest I have ever seen. Do you own any animals, favorite color, food and smell. All these plus more. Proof of identiy was required which I had, as a birth certificate and student ID from Canada. They also required finger prints, foot prints, eye color and retena scan and a breathalizer. And a hour later I was ready to see my new vault. The goblin handed me a silver key, which I immediatly put in my zipper pouch.

"In the event that you loose your key, the information on the sheet will help to identify yourself, along with the physical descriptions."

Which sort of made sense since there was the polyjuice potion out there. I thought to myself as he continued on.

"Your vault number is vault 12643, you should memorize it just in case. The keys do get quite worn from their time, we have spells on the keys but not on the chain holding them. To keep them from being damaged. Would you like to make a deposit or withdrawel today. The money from earlier is in your vault but you are also allowed to store personal items as well." The little goblin looked at me.

"Just a withdrawel today thanks." I think I wanted to buy a wand and see if I had any magic potential at all. Then I needed to find a few other things including a way to contact the headmaster of Hogwarts. Though I think that Remus could help me out with that.

Continued.