Summary: A happy marriage is interrupted when Elizabeth makes a faulty deal with the dreaded pirate Blackbeard. She must bring Commodore James Norrington and Captain Jack Sparrow together to help her save Will. But complications arise and Elizabeth finds herself attracted to her two companions. Who will she choose? Will/Liz Jack/Liz Norrington/Liz.

Notes: My friend and I are co-writing this. Written in POV (point of view,) by Chapter. Norrington, Elizabeth and Jack mostly.

Disclaimer: Alas, we do not own any of the lovely characters and or places and or anything whatsoever from Pirates.

Chapter 2 : A Debt

The soft candle lights burned as the moon slowly ascended to the heavens. I saw Will's warm smile across the long table, and could hardly speak. It had been exactly two years since our marriage, and nothing had seemed more perfect.

"What are you thinking, Elizabeth?"

"How very happy I am," I smile simply. "And how very lucky as well." That I've found Will, and that after two years, we still sit here together as happy as ever.

"Without a doubt, you are one of the luckiest people I've ever met. You've survived pirate attacks, an army of the damned, and almost married a Commodore... I'd say you've covered quite a bit of ground." A thin smile appeared across his face. "In all honesty, Elizabeth, where would I be in this world if it weren't for you?"

I let out a short laugh, "At the bottom of Davy Jone's locker with that godforsaken medallion still around your neck."

"That's right. You saved my life." More times than you think...

"I never did properly thank you for that."

"For what?"

"For saving my life. Is there any way I can thank you?" He said it with sarcasm, but it was refreshing, something I hadn't heard in a long while.

I stood on my toes and pulled him down for a gentle kiss. "Debt paid," I smiled.

Will walked back to the table and grabbed two glasses filled with the bubbling champagne and handed one to me. "To a perfect night, and a wonderful life." Our glasses clinked, but couldn't be heard over the roar of the wind. The windows burst open and the strong gusts blew many things to the ground. Will grabbed me close to his chest as we heard faint shouts in the wind. Suddenly one of the doors was torn from its hinges. Not more than a second later, they were standing in front of us.

I immediately recognized the tattoos they all wore on their arms. As an allegiance to him.

"'Ello, Mrs. Turner. Long time no see eh?"

"Elizabeth?" I could hear the confusion in Will's voice.

I couldn't understand it. I had paid my debt, what could they possibly want?

"We're here to collect." They said it as if they had been listening to my thoughts, which they undoubtedly could if they wanted to.

"Elizabeth?" Will's voice had a new edge in it, something that I couldn't help but feel as well: panic.

"What do you mean, it's not time yet! I still have 7 years before my debt is paid."

"You're debt from what? Elizabeth who are these men?" Will voice started to darken with threat and he stepped in front of me.

"Ah so he doesn't know then?" the same short man said, stepping forward to examine him.

"Doesn't know what? What's going on?"

"Mrs. Turner, I'm disappointed. We thought you would have at least taken some of the credit." I could feel the two of them closing in on us. Will's grip on my hand tightened as he snarled through his teeth, "You have no business here. And unless you want to leave here in pieces, I suggest you get out now."

"Ah, but we do have business here Mr. Turner. With your wife."

"What business could my wife have with you?"

"A trade of sorts Mr. Turner."

"Elizabeth?" he turned to me, squeezing my hand, pleading with his eyes for me to tell them that they were wrong. "Will..."

Oh God, please help me. "Do you remember that day you took me on a picnic? We were riding and your horse threw you off?"

"What has that got to do with-" Will tried to choose his words wisely, "-these, collectors?"

I could feel my stomach rising through my throat as the next words came out. "The doctors said your chances were slim. You were going to die, and I couldn't allow it."

Before Will could ask, one of the men spoke up. "Struck a deal with the devil as it were. Ol' Captain Blackbeard himself."

"I didn't mean to, Will. I just couldn't lose you."

"What was the deal you struck?"

I tried to swallow the rising guilt, but that only made it rise faster. "In exchange for your life-"

"You didn't give him yours, did you?"

"No. I, I offered him my hand in marriage, but not for ten years from that day."

"Aye. But our Captain 'as been gettin' a bit impatient. Today be the day you're debt be paid Mrs. Turner."

"But it's only been 3 years! You can't do this! What about the code?"

They smiled to each other, "More like guidelines..."

It's a conspiracy. There probably was no code to begin with, and they just used it to trick people into thinking pirates were honest. It had obviously worked on me. "You can't do this, a bargain was struck! Elizabeth has seven more years to the deal." Will's voice shook with anger as he gripped my hand hard.

"Aye, well, our captain thought ye both might feel that way..." The man gave a nod to four men beside him, who quickly brandished their swords. "So we've been asked to use force if necessary."

Will shot forward out it front of me. "I won't allow it!" The man stepped forward to meet him. He leaned towards him and whispered, "It ain't yer decision, mate," looking over his shoulder to me, waiting for an answer.

"It'll be the deal we made or no deal at all," I said in the firmest way I could manage. He smiled. This was not the reaction I was expecting.

"As you wish, Mrs. Turner," he bowed his head. Suddenly the four men shot forward and grabbed Will, holding a cutlass to his throat. I tried to run forward towards him, but others held me back.

"What are you doing? Will!" Will tried to speak but the cutlass was soon tight at his throat, and a gag placed in his mouth.

"Ye chose 'no deal at all,' and according to our captain's orders, Mr. Turner is to come with us. Ye don't hold up yer end of the bargain, neither does he."

"That's not what I bargained for!" I was on the verge of tears, but I refused to cry.

"Mrs. Turner, the game is simple. Yer marriage to the Cap'n in exchange for Mr. Turner's life." I could hear Will's muffled words, and I could only imagine what he was saying.

The pirates' code had deceived me again, and it was high time I learned to play by their rules. "I need more time." The man looked at me with crooked eyes and said, "The Cap'n isn't a patient man me lady."

"I understand, but I need time. This is a big decision." I needed time to form a plan.

"Aye." The pirate chewed on this until he finally said, "Ye have until the next Full Moon. One month from today. Use it wisely."

Before I could answer or look to Will one last time, there was a sharp pain on the top of my head and everything went black.