The next morning, Mavis, while wearing a sunhat to protect herself from getting burned by the sun since she's a vampire, is at the monster airport with Dennis, Winnie and Tinkles.

"Goodbye, everyone! We'll be back in a week. Take care." The vampire lady greeted goodbye to her father and the other monsters before she, Dennis, Winnie and Tinkles went inside to get ready to board their flight.

"Well, what should we do now?" Murray asked.

"Well, I don't know about you, but I'm gonna buy some lottery tickets." Frank answered. "I promised Loch Ness I'd be at his poker game.

"Well, good luck with that, Frank." Wayne replied.

That Saturday afternoon, Frank is at a stand attempting to buy lottery tickets. "Excuse me? How much is to afford some lottery tickets?"

"$20,010." The guy at the stand answered.

"Oh my, God, when did that happen? Yesterday, it was $10!"

"Sorry, but since gambling has been outlawed in Transylvania, we had to find a new way to sell these tickets without the police finding out."

"So, you raised the prices by $20,000?! I have only $10!"

"Look, gambling is an awfully expensive thing to do. Besides, if it were still $10, we'd be bankrupt in less than two days."

"Darn this darn government! Well, there's only one person I know who has the money I need to afford some lottery tickets!" Frank sets out to find the person who has the money he needs to afford the tickets.

Meanwhile, in an anthill, a colony of fire ants are doing their work like they always do every day while being supervised by their queen, Queen Grinder IX.

"C'mon, you termites!" The queen ordered her workers. "Put some back into it!"

"We're doing the best we can, your highness!" A worker answered.

"Well, if you ask me, you look like you got run over by a tractor and crushed by a cinderblock and beaten up by a rhinoceros beetle. You'd better step up your game before I wallop you like a dummy!" A ploomp sound is heard, followed by a baby crying. "GUYS, I'VE GIVEN BIRTH AGAIN!" Soldier ants pick up larva that Grinder had given birth to. "Ugh, all day, I've gotta give birth to bazillion larvae a year! I don't think my ovaries can take it!"

"With all do respect, your highness, it's natural that you're always pregnant." A soldier spoke up. "You're a fire ant, and we need more and more workers and soldiers since most of our recruits are getting their nuts squished by human feet."

"Yes, I know! You said that thrice already!" Another ploomp and baby cry is heard. "ANOTHER LARVA!" Soldiers pick up the larva. "Status report, General Weevil?"

"Well, your highness, our underground city is peaceful, our tunnel routes are operational, and our entrance is heavily guarded." Weevil, the ant general, answered.

"Splendid." Grinder gives birth to another larva, which soldiers pick up. "Oh, I'm hungry. Someone get me some nectar ASAP!" One of her soldiers gets nectar for her. "Thanks!" Suddenly, thumping is heard. "What was that?"

"It would seem we have another attack!" General Weevil warned.

"Well, what're you waiting for? Prepare your men for combat!"

"Your highness? Are you in there?" Frank's voice is heard from aboveground. "I know you are because you spend most of your time down there. I need to talk to you about something."

"Oh, trash heap! It's only Frankenstein! Everyone puts me on my carriage. I need to speak to him." She gives birth to another larva. "And someone get the larva."

Queen Grinder's soldiers pull her out of the anthill where she's being consulted by Frank.

"Your highness, I need your help." The monster addressed the queen fire ant.

"Make it quick, Frankenstein!" Grinder said sternly. "I've gotta spray our new recruits with stink verification spray."

"EW! Is THAT what makes you ants smell like that?"

"Of course. We need that smell to determine who is part of our colony or not. Now what do you want?"

"I was wondering if I could have a loan."

"A LOAN?! Heck no, you're not having a loan! What would you want that for?"

"For lottery tickets."

"Well…I suppose so. Just sign this contract." Soldier ants show Frank a very tiny contract.

"Do you think I'm an idiot, your highness?"

"Sorry. Bring out the large one!" Loads of soldier ants bring Frank a normal-sized contract.

"Thanks, your highness." Frank thanked Grinder and signs the contract. "Now where's my money, sonny?"

"Bring out the diamond!" Ants bring out a diamond.

"HOLY DRAGONS! Where'd you find that?"

"In a buried treasure chest. But it's only worth $20,000 since we used up the other $980,000 to pay off high electric bills. Now take it and go away."

"I owe you one, your highness?" Frank thanked the ant queen and leaves.

There you have it. Frankenstein has made a loan with Queen Grinder IX of Fire Ants in order to afford lottery tickets to attend a poker game where the Loch Ness Monster will participate. Anyway, please review, favorite and follow, and stay tuned for chapter three.

T.T.F.N.: Ta-ta for now!