Disclaimer: I own nothing that you may recognize.
AN: My necessary visit to Gringotts Chapter.
A week later right outside Gringotts
"Um, hello, could I enter without being attacked?" Harry asked the guards cautiously, as he approached the bank with Hermione, Susan, and Daphne.
"Ward breaker! Forgive us, please, go in, the director wants to see you," One of the guards said after a minute of confusion at the question, before recognizing who Harry was.
"I think you are mistaken, I did not break the wards, Tom Riddle had his forces do so," Harry said confused.
"No, we are sure, now go to the first teller and he will take you to the director, he will still likely want to know why you broke into our bank in the first place," The guard said while Harry's eyes went wide.
"I am going to be killed, they just want it away from the public eye so another war does not break out," Harry said as he entered the bank and followed the guard's instructions.
"I assure you, my grandfather is not going to kill you Ward Breaker, if anything he wants to know why you broke into our bank so we don't have the same problem again, come follow me, your companions shall remain in the Lobby," The teller said rolling his eyes at Harry's antics.
"See, I told you they want to kill me away from any witnesses so there is no evidence that they killed me," Harry said worriedly.
"Ward breaker, as much as it saddens me that you do not trust my word, though understandable, you can have one of your companions join us, thus also leaving two behind to give them a fighting chance if you do not leave within two hours, and we did, in fact, kill you, is that fair?" The teller asked with a smile.
"I suppose so, now nothing against either of you two, but I will take Daphne with me, as she could probably freeze the goblins like she did the doors of the hospital wing so no one could come in, and she also would likely be able to explain any pure-blood stuff to me, no offense Hermione," Harry said in a more serious tone.
"Of course Harry, I just expect that in your will you left everything to me," Hermione said sticking her tongue out at Harry before pulling a book from her bag.
"Wait that is what you wanted me to do, I had already signed it all over to the pure-blood supremacy fund, I'm sorry, I thought that is what you would want me to do," Harry said causing Hermione to glare at him while Susan and Daphne laughed.
"If you are ready, ward breaker, I am sure my grandfather is waiting to meet you," The teller said though his amusement was evident.
"Of course Master Teller, forgive us," Harry said before following the teller with Daphne at his side until they reached a set of solid gold doors which the Goblin tapped seemingly lightly but causing the doors to reverberate.
"Come in, Ward Breaker and companion, Ragskull you are dismissed," A voice said from behind the doors as they opened inwards revealing a rather barren room office where an obviously older goblin sat at a mostly clear desk, outside of the small pile of parchment, a bowl with a dagger, and a blood quill.
"Greetings, Director Ragnock," Harry said carefully.
"Pleasure to make your acquaintance Ward Breaker, I am Ragnock of the House of Rag of Clan Gringott, and current King of Clan Gringott and Director of Gringotts Holdfast and Bank," The goblin said respectfully.
"Forgive me, your highness, for my disrespect, I am Harry James Potter, of House Potter, I don't have any other titles that I know of and with me is Lady Daphne Isabel Greengrass Lady of House Greengrass," Harry said bowing to the Goblin.
"As I said ward breaker it is my pleasure to meet you, and your companion, please sit, I am sure you did not just come to Gringotts to say hello," Ragnock said calmly as he watched as Harry pulled a chair out for Daphne before sitting down himself.
"Yes, of course, your highness, but before I get to my actual reason for coming, could you explain why all of your people keep calling me Ward breaker?" Harry asked hopefully but also being cautious.
"I see, you do not know what blessing you did for much of the world, what do you know about… no, I will be briefer we can discuss in more detail some other time. Before their deaths, Salazar Slytherin, Helga Hufflepuff, Morgana La Fey, and Merlin Emery erected wards to protect magical life from the threat of the church, other non-magical groups, and magical groups they thought would be a threat to wizarding kind, however, they failed to acknowledge that some magical groups would also be affected and thus be separated from their kin, one such group was the clan of goblins under the lead of Gringott, and another was the Centaurs of Rowan, who live in the forbidden forest. When this ward was erected it stopped us from being able to contact our fellow clans and trapped us away, and to be honest many younger members of our society were losing hope. However when you killed the basilisk at 12 you broke the wards except for the last straw which was held by the Hogwarts wards, which were broken in part because of you, so that is why you are known as ward breaker, as you have allowed families that have been divided for nearly a thousand years to again be united, but don't worry as soon as the wards fell the magical groups trapped joined together to put up new wards that hid the magical world from the non-magical one but not so restricting as the previous wards had been, that is why we call you ward breaker and you have our eternal gratitude, does that answer your question?" Ragnock said hoping it would be as to not have to explain the higher factions to them at that point.
"Yeah, I guess so, now I wanted to know of any inheritances that I may have or properties, and in addition, if you know of any tutors who could help myself and some of my friends get through college generals in a year's time, while we are also doing NEWTS studies," Harry said calmly.
"Of course, we can get to the recommendations at the end to give me time to think of some, would they need to be wizards, or could they be muggles who know of the magical world?" Ragnock asked calmly to which Harry looked to Daphne.
"I see no reason not to have muggles as our instructors as long as we won't be breaching the statute of secrecy by having them teach us, especially since they are muggle classes, not magical classes," Daphne said with a shrug.
"I have someone in mind then, but first let us see what inheritances the Ward breaker has," Ragnock said.
"That's good, so what do I need to do to see my inheritances?" Harry asked with a smile.
"Simply cut your palm and let your blood flow for 10 seconds, the dagger will heal it immediately after the desired amount of time," Ragnock said firmly.
"See Daphne, what did I tell you, they are going to kill me, but they were even more ingenious, make it seem like I caused it," Harry said causing Daphne to roll her eyes.
"Just cut your hand already so Lord Ragnock can tell you your inheritance, if your hand does not stop bleeding after the 10 seconds I will encase it in ice and everything will be okay," Daphne said as Ragnock looked on in amusement as Harry nodded before slicing his hand.
"Well Ward Breaker here is your inheritance results, it also includes your vault numbers and all your current properties and if you are heir to any families, that you could take the lead of, along with any abilities that you are capable of possessing," Ragnock said handing Harry a parchment that he had just poured the blood onto after mixing in a potion.
Name: Harry James Potter
Father: James Fleamont Potter†
Mother: Lilly Jane Potter-nee Evans†
Families heir to Potter, Peverell, Black, Slytherin(By Conquest)
Titles: Lord Potter-Peverell-Black-Slytherin, The-Boy-who-lived, The-Man-Who-Conquered, Wielder of The Dragon Slayer, Ascalon (Currently under strong Glamour place upon it by Godric Gryffindor), Ward-Breaker, Master of the Deathly Hallows.
Vaults:
1 Slytherin Family: 40,000,000 Galleons
2 Peverell Family : 20,000,000 Galleons
5 Potter Family: 100,000,000 Galleons
7 Black Family:10,000,000 Galleons
256 Potter Trust vault: 1,000 Galleons
Properties:
Hogwarts School (Slytherin Family): Hogsmead, Scotland
Potter Manor: London, England
Black Manor: London, England (12 Grimmauld Place)
Stag House: Godric's Hallow, England (Currently a national monument
Potter Villa: Monaco
Peverell Pyramid: Thebes, Egypt
Chief Financier Cottage: Kuoh Town, Japan
Abilities:
Animagus, perfect Occlumency, Phasing, Beast Speak, perfect Legilimency, Poison Immunity(From Basilisk bite combined with Phoenix tears)
"Hey Daphne, I have a few questions from this, if you could," Harry said cautiously.
"Of course, that is part of why I came with you, and I am sure Lord Ragnock can help as well," Daphne said with a smile.
"Of course, Lady Greengrass, what questions do you have Ward-breaker.
"Well I guess to start at the top, what does it mean the Sword of Gryffindor is a glamour?" Harry asked deciding that starting at the top of the parchment would be best, while Daphne looked shocked at the revelation, but was also confused, so she looked to Ragnock.
"I think it means what it says, do you by chance have the sword with you, if so I may be able to break the glamour," Ragnock said calmly.
"Well no, but in the past when I thought of it, it came just like this," Harry said as the sword appeared in his hand.
"Very good, if the chart is correct, and it has never been wrong before, this sword was originally used by Saint George when he killed the Dragon King Vritra, the Prison Dragon, in 800 AC, and then it vanished," Ragnock said as he waved his hand over the Sword before seemingly like glass the glamour broke revealing a sword with seemingly four parts to the guard instead of the previous two, and a light purple fuller and a gray hilt.
"Wow, that beautiful, I think Gryffindor was a fool to hide the sword's true beauty," Daphne said in awe at the blade to which Harry nodded his agreement.
"Okay, next question, more simple this time, what is the conversion rate of Galleons to Dollars?" Harry asked calmly.
"Well to make it simple we set it at $25 per galleon since gold costs about $25 per gram, which is how much pure gold each galleon has in it, then there are 15 sickles and 105 knuts per galleon, or seven knuts per sickle," Ragnock said with a smile.
"Okay next question, how am I lord Black, Peverell, and Slytherin?" Harry asked confusion and shock on his face.
"Well your godfather was never officially tried so he was still Lord Black at his death and he left the title to you, The Peverell family merged with the Potter and Slytherin families 500 years ago, but being divided between two houses neither could be Lord Peverell, but since you beat and killed the last member of the Slytherin family you took the title and so also get the Peverell title, and technically you are now also Lord of Hogwarts since Ravenclaw only had one daughter who died without children, Gryffindor had no children, Hufflepuff's last descendant died 40 years ago without children, so Slytherin is the last of the Hogwarts houses still alive, with you," Daphne said while Harry's eyes looked at her in awe.
"Wow, I have no idea how you remember all that, the next question is probably best for Ragnock, what does it mean by Primary Financier Cottage?" Harry asked pointing out the last property.
"Oh that, well it appears that it is as it says, your family is the Primary Financier for something in Kuoh Town Japan, if you want we can look at your family's investments once you are done with your questions," Ragnock offered.
"Okay, we can do that, but first what is phasing and beast speech?" Harry asked confused by those terms as Ragnock's eyes went wide and reached for the parchment to which Harry handed to him.
"To be honest, I have never heard of either, but my best guess is that Beast Speaker is like your Parseltongue but upgraded, maybe with the Horcrux it stopped the beast speak and limited it to just parseltongue," Daphne guessed before looking to Ragnock who was still looking at the Parchment in shock.
"Um, Lord Ragnock, what's wrong?" Harry asked confused by the goblins shock.
"Sorry Ward Breaker, I have not heard of Phasing anywhere except in ancient tomes, Lady Greengrass was correct on Beast Speak, you should be able to understand most animals. As for Phasing, from the tomes, it is a skill that is the predecessor to Apparation as it allows the person to just take a step forward with a new place in mind and they will appear there, however it is limited as the person must have a crystal clear image in mind, to work. However, since it is so rare, almost no wards will detect it or stop it, the old wards that you broke though did, but aside from those none will," Ragnock said in awe.
"Wow, seems rather overpowered, to be honest, but whatever, now before we move to investments, do you want me to explain why Hermione, Ron, and I broke into your bank?" Harry offered, causing Ragnock's eyes to focus.
"Oh, yes please, Ward-breaker, why did you break in?" Ragnock asked excitedly.
"Simply put because of a Horcrux, that was in the Lestrange vault," Harry said as Ragnock got mad.
"There was what?! IN MY BANK?" Ragnock yelled almost causing smoke to come out his ears.
"A Horcrux," Harry said meekly.
"Then you did the right thing, those things are an evil that makes Satan himself look like a nice guy, which is why those who make them are sent to the void, not the underworld or hell, those would be too nice for them. I will order every vault searched for possible other Horcruxes, and if any are found that vault will be closed and all the possessions confiscated," Ragnock snarled before calling in four other goblins and ordering his will be done.
"Lord Ragnock, do you think we could move onto getting Harry his Lordship rings and see his investments?" Daphne asked after giving the goblin a few minutes to calm down.
"Of course, Lady Greengrass, forgive my outburst, if there is any way that I could make amends just name it," Ragnock said calmly, as he pulled out four boxes from his desk and handed them to Harry.
"Are these the Lordship rings?" Harry asked in shock as he opened the boxes.
"Indeed, Ward Breaker, and once you put them on then we can use them to see your investments for each house, well them and a single signature with your blood," Ragnock said before Harry put on each ring, they all flashing as he put them on as a confirmation of them accepting him as the new lord, after which Ragnock handed him a piece of parchment which he pressed each ring individually too, before noticing the kind of quill that Ragnock handed him.
"I'm sorry Lord Ragnock, but I won't use a blood quill again," Harry said firmly to Ragnock and Daphne's confusion.
"Harry when have you ever used a Blood quill before, they are only legally allowed to be used in the Wizengamont chambers, and here at Gringotts," Daphne said confused at his clear hatred of the quill.
"Umbridge," Harry said coldly.
"She made you use a blood quill?" Daphne said in shock and somewhat horror.
"Well since all blood quills are made by Gringotts, any punishment in regards to their use is up to us, however, we cannot use any other instrument outside of a blood quill to see investments, so Ward breaker, an option if I may, we will confiscate all of her vaults, where she hides all of her funds from being bribed, and then work to use some other method in the future, or since I can make this a self-updating sheet, if I become your manager, yes that would work. If I became your account manager I could keep this sheet safe and then whenever you want to discuss your investments you just come to me and we will pull out this one form, fair?" Ragnock asked after a few minutes of consideration.
"I suppose just this one time, hopefully, but could you also give Collin Creevey, Dean Thomas, and Neville Longbottom a portion of her wealth, since she loved to brag how much she used the quill on them as well, and when I asked only those three and myself were used for her fun, " Harry asked as he slowly signed the form wincing with each letter.
"Of course, I will see it done personally, let me quickly add a permanence and self-updating rune to the back and then make you a copy and then we can go over your investments," Ragnock said before doing as he had mentioned before handing Harry the copy.
Investments by House:
Slytherin
Hogwarts: 25% earning G1,000 annually when the vault is active
Knockturn Alley: 15% earning G10,000 annually when the vault is active
Daily Prophet: 5% earning G1,000 annually when the vault is active
Hogsmead: 25% earning G1,000 annually when the vault is active
Peverell
Daily Prophet: 20% earning G4,000 annually when the vault is active
Diagon Alley: 10% earning G8,000 annually when the vault is active
City of Cairo: 1% earning G10,000 annually when the vault is active
City of Thebes: 2% earning G20,000 annually when the vault is active
Black
Daily Prophet: 10% earning G2,000 annually
Potter
Daily Prophet: 15% earning G3,000 annually
Kuoh Academy of Nursing and Law: 30%, costing G100,000 a year
Microsoft: 2% earning G8,000,000 previous year, growing in amount each year
Disney 5% earning G1,000,000 the previous year, growing in amount each year
Weasley Wizard Wheezes 33% having earned G2,000 in the past 3 years which have been reinvested into the company
"Ragnock, what are these companies that are making billions of dollars every year exactly?" Daphne asked after Harry handed her the parchment.
"Oh, Disney and Microsoft, both are muggle companies that the Ward Breakers parents and grandparents suggested we invest in early on when shares in the companies were very low, and so you can see why we are more than willing to do so as we get 5 percent commission on all income from our investing, and as I looked at this I was hoping to see if I could buy another percent or two of those companies, and if you knew of any others," Ragnock asked looking to Harry.
"Sure, if I have the money, I don't see why not, I also heard of a new company called Amazon which needs some funds but I think it could pay off, what is this with an investment that we are putting more money into but not making money from?" Harry asked confused.
"Well your grandmother, if I remember correctly, visited Japan at one point and became good friends with a nurse in the area, who wanted to start a school for nurses from the old High school, and your grandmother offered to finance the project and to help pay for the upkeep of the school. However, until recently your family has been one of two financiers, aside from the students, who until last year were only girls, so it has been a hit to your family. But with the school being listed as one of the top law and nursing schools in the world, it gets a lot of accomplished students, and with it changing to allow both men and women, it should start making more profit." Ragnock said calmly.
"I, personally, think you should stop funding the school, as it costs so much," Daphne said calmly.
"Yeah, maybe, I think I will leave it for a few years and see if things turn around and go from there, besides I already make 90 times what goes out just from two of my investments. Ragnock could you also buy another 5 percent of the Daily Prophet so I have a controlling share in it?" Harry asked calmly.
"Well Umbridge owned 10% of the Prophet, would you like to have that when we close her vault and take all her possessions?" Ragnock offered after a moment in thought.
"Yes, that sounds wonderful, now last order of business, I believe you said you knew someone who could help us get caught up on the muggle education," Harry said with a smile at the thought of taking control of the very paper that had slandered him for years, and being that the percent that would cause him to control 60% would come from the toad was even better.
"Indeed, there is a man by the name of Shem Hero, who is a muggle but who was attacked by Voldemort and his death eaters in the early days of this war, when the war was still mostly silent, along with his friend Ralph Khan. Shem is a teacher having a doctorate in at least four different fields, while Ralph is a reserve Marine, who also teaches sword fighting, mixed martial arts, and general bodybuilding, which he and Shem feel are important as a healthy body leads to a healthy mind, I could give you their number if you would be interested," Ragnock offered.
"Sure, if they know of the war, despite being magicals they would likely be more understanding, though I am sure they will have so many questions, but, it could be fun to explain to surely curious muggles about magic," Harry said with a smile which Daphne shared.
After returning to the lobby Daphne and Harry shared what they learned with Hermione and Susan before they returned to Greengrass Manor where they had been staying since the final battle, with Neville, Luna, Su, the three Tonks with Teddy with them, and Narcissa Malfoy, in an attempt to avoid as much of the media as they could along with trying to cope with the loss of Remus, Hannah, Cho, and their other friends and family that had been lost in the final battle. After discussing with Ted a bit about their plans, they decided they would primarily stay at Greengrass Manor, where Tonks, Andromeda, Ted, and Narcissa would tutor them for their NEWTS, but then they would go to the Granger home, for their meetings with Shem, and go to Ralph's gym for their physical training, which they all thought would be a good idea, so they had asked Ted to see when they could start training with the two men.