Taylor's Character sheet as the end of Arc 4 - Guild Invites. If you'll look carefully you'll spot some skill-ups that were not specifically called out in story. I've started using a spreadsheet to track her constant out-of-combat practice. That's the source of the unmentioned skill increases. storyline.

Taylor Hebert aka Lady Bug
Level: 26

Titles

Active: Dragonslayer
+50% to Reaction and Intimidation rolls
Before long, every soul on Earth will know the Dragon is defeated!

Inactive: Apprentice Hero
10% increase in XP gained when mentored by a higher level character
10% increase in skill exp gained when coached by a more experienced character
Only available to level 50
Grow as a Hero and save the world!

Inactive: Unaffiliated Parahuman
+20% Reaction rolls with your fellow rogues.
Hero? Villain? Just show me the money.

Inactive: Apprentice Undead Hunter
30% increase in attack damage against the undead.
30% increase in defense versus the undead.
All stats plus 5 while facing the undead.
Become an Undead Hunter and eradicate the undead!

Retired: Novice Hero
10% increase in exp gain for stats
10% increase in exp gain for skills
Only available to level 25
With great power comes great responsibility.

Stats
STR: 16
AGI: 24 (23+1)
VIT: 28
INT: 38 (37+1)
WIS: 61
LUK: 20 (19+1)
Unspent Points: 51

Skills
Acrobatics (Passive) Lvl 4 Exp 91.5%
Exercises developing or displaying physical agility, balance and coordination, +2.0% AGI
Acrobatics provides bonuses when attempting feats such as rolls, vaults and balance.
Penalties apply while wearing medium or heavy armor.

Aikido (Passive) Lvl 15 Exp 56.6%
A martial art with a focus on turning the momentum of opponents' attacks against them.
Passively increases knockback and speed of bare-handed throws, holds, disarms, and redirects by 195%
This skill confers expertise in falling safely. Save vs. AGI to mitigate falling and knockback damage and avoid [Prone] status.
While using a traditional weapon: Tanto, Jo, Bokken or Katana, [Aikido] increases the effect of the relevant skill by 19.5%
Skill level in [Aikido] may not exceed character's [WIS]
The real Way of a Warrior is to prevent slaughter.

Bluff (Passive) Lvl 3 Exp 77.6%
You know how to lie and shade the truth.
+9% bonus on all bluff rolls.
Oh what a tangled web we weave when first we practice to deceive!

Blunt Weapon Mastery (Passive) Lvl 16 Exp 82.6%
Allows user to freely handle blunt weapons.
160% increase in attack damage with blunt weapons.
80% increase in attack speed with blunt weapons.

Clairsentience Blocking (Sustained) Lvl 90 Exp 48.0%
The ability to selectively block out clairsentience to prevent sensory overload.
The voices. Someone turn off the voices!

Combat Mapping (Sustained) Lvl 16 Exp 70.3%
By the use of controlled proxies a map of the battlefield is created.
Negates [Stealth] of tagged foes and penalties for blindness.
Grants limited awareness of zone of control and combat bonuses versus all tagged opponents.

Computer Programming (Passive) Lvl 3 Exp 35.0%
Allows the user to read, write, debug and use computer programs. +1% INT
At this level, the user has a BASIC comprehension and will have difficulty with any other programming language.
10 PRINT "Hello World!"

Cooking (Passive) Lvl 4 Exp 57.0%
By the combination of raw ingredients tasty meals can be created.
Eating food can restore The Gamer's HP and MP. Higher quality meals restore more of both.
Healthy foods are good for you.

Cryptography, Passive Lvl 11 Exp 18.5%
A skill for making and breaking codes and ciphers. +3% INT
A1, B2, C3, no you didn't sink my battleship.

Detect Enemies (Passive) Lvl 2 Exp 72.0%
A skill to detect hidden enemies.
2% increase to spot hidden enemies
Do you hear what I hear?

Dodge (Sustained) Lvl 18 Exp 46.9%
A dedicated action to avoid an attack. +180% to Agility while dodging
Float like a butterfly, sting like a bee.

Entangle (Sustained) Lvl 11 Exp 92.0%
The ability to tangle opponents in nets and snares via proxies
Successfully entangled opponents must save vs. STR or otherwise destroy the entangle to move.
+110% increase in attack speed with entangles.
+110% increase in accuracy with entangles.
Come into my web said the spider to the fly.

Entomology (Passive) Lvl 5 Exp 0.0%
The science of the study of insects.
There are 200 million insects for every human being on Earth

Fashion Design, Passive Lvl 14 Exp 7.3%
You know how to design clothes for both utility and appearance. Well designed clothes can provide bonuses to reaction rolls, defense, and other stats.
You look mahvelous, dahling.

Finishing Blow (Active) Lvl 10 Exp 80.1%
Allows user to strike an incapacitated target for bonus damage.
250% increase in critical rate.
1000% increase in attack damage.
Can only be used on prone opponents.
... and stay down!

Gambling (Passive) Lvl 1 Exp 0.0%
Knowledge of games of chance and stratagems for success. +1% LUK
Quit while you're ahead. All the best gamblers do

Grounding Strike (Active) Lvl 2 Exp 17.9%
Knocks the target out of the air. 30% increase in attack damage per foot to ground.
...and knock 'em down.

Invertebrate Clairsentience (Sustained) Lvl MAX
The ability to receive the sensory input of invertebrates within control range.
This includes sight, hearing, smell, taste, touch, equilibrium and kinesthesia.

Invertebrate Control (Sustained) Lvl MAX
Grants the ability to mentally command all invertebrates within control range.
When in doubt more bees.

Intimidate (Active) Lvl 5 Exp 58.8%
A skill to frighten your opponents or get them to act in a way that benefits you.
Requires a verbal threat or display of prowess. Targets must make a save vs. fear.
+50% to intimidation rolls. Circumstantial and gear bonuses may apply.
You're a little scary sometimes, you know that?

Knife Mastery (Passive) Lvl 1 Exp 15.2%
Allows user to freely handle knives.
10% increase in attack speed with knives.
5% increase in attack damage with knives.

Knife Throwing (Passive) Lvl 1 Exp 24.1%
Allows user to throw knives.
10% increase in accuracy with thrown knives.
5% increase in attack speed with thrown knives.

Light Armor Mastery (Passive) Lvl 13 Exp 10.7%
You learn how to properly move and fight in Light Armor.
65% additional armor, 28% decrease in armor fatigue
Lightly armored means light on your feet. Smart.

Lingering Command (Sustained) Lvl 25 Exp 80.0%
This skill determines how long affected creatures will continue to follow mental commands when no longer controlled.
Commands linger for 75 minutes.

Mental Control Area (Passive) Lvl 23 Exp 23.9%
This skill determines the ZoC, Zone of Control, of the character's active mental powers.
ZoC is 20 meter radius per level, currently 460 meters

Multitasking (Passive) Lvl MAX
The ability to manage 10 to the 48th power concurrent mental operations at the same time.
This ability is limited by the input and output channels available to the character.

Physical Resistance (Passive) Lvl 2 Exp 30.5%
The body's durability increases and you take less damage. 6% decrease in damage from physical attacks.

Power Strike (Active) Lvl 3 Exp 64.0%
Strikes the target with strong force.
45% increase in critical rate.
150% increase in attack damage.
Batter up!

Rising Strike (Active) Lvl 10 Exp 0.9%
Knocks the target into the air. + 150% increase to knockback.
Set 'em up…

Sense Processing (Passive) Lvl 21 Exp 73.9%
The ability to process non-human senses without backlash. Chance of backlash increases with more inhuman senses.

Sprint (Sustained) Lvl 7 Exp 19.0%
A skill for running at full speed.
+35% increase to running speed.
Don't run until it hurts. Run until the pain stops.

Singing (Passive) Lvl 5 Exp 42.0%
With Singing you can impress and inspire audiences.
+50% to Performance checks, +50% to Busking
I'd like to teach the world to sing in perfect harmony

Stealth (Passive) Lvl 5 Exp 71.2%
A skill to remain hidden and avoid enemy notice
10% bonus to remain hidden while stationary
5% bonus to remain hidden while moving
You cannot use Stealth when already spotted by an enemy.

Swarm Clone (Sustained) Lvl 4 Exp 22.6%
The use of proxies to create decoys within control area.
40% bonus to quality of created decoys.
All warfare is based on deception.

Swarm of Doom (Sustained) Lvl 7 Exp 55.2%
The ability to inflict continuous damage on all opponents inside control area via proxies
+70% increase in physical damage done by proxies.
+70% increase in poison damage done by proxies.
If at first you don't succeed, try more bees.

Tactics (Passive) Lvl 7 Exp 31.6%
The skill for coordinating the actions of individuals and small groups in combat.
Tactics provides combat bonuses to all team members executing the plan.
Know thy self, know they enemy. A thousand battles, a thousand victories.

Inventory
Taylor's Usual Wardrobe
Typical outfit worn to Winslow
«Thrift Shop Hoodie», «Bland Shirt», «Old Jeans», «Clean Socks», «Tattered Sneakers», «Blue Jogging Bra», «Pink Hearts Panties», «Smeared Glasses», and «Cheap Watch»
Fashion Rating = Unfashionable, -20% to initial reaction rolls, +10% to pity rolls.
Aren't you a sad little thing?

Aluminum Bat
Status=Damaged

Dragonfang Earring
+25% Fire Resistance

Lady Bug Costume
Fashion Rating = Impressive. +50% to Reaction Rolls, +25% to Intimidate, -20% to Stealth.
Moderate Protection vs. Slashing Damage.
Moderate Protection vs. Piercing Damage.
Minor Protection vs. Crushing Damage.
Currently using Linen cape and 3 skirt-nets

Utility Belt
Pepper Spray, Epi Pen (x3), Screamer, Cold light stick x2, Keychain flashlight, WD40, Duct Tape, Signal flares (x3). Earth-Bet First aid kit, Multitool, Lighter, Notepad and pen, Chap Stick, Tampons, Spare Glasses, Latex Gloves, Silk Cords

Cash: $210