Sorry for the absence. More is definitely coming since I have much more to study. Hope you don't mind that there are a lot more characters now. I considered having Fishlegs narrate some of the insurance stuff but I thought that might be a bit much. Emily and I will try to write a Growing Up Haddock chapter today too. Or at least make some progress on chapter 24.

Definitions of Perils

Everyone sits down and waits for Baymax to continue. Cliff and Finn silently poke each other. Hiccup and Astrid sit cozily next to each other on the couch. Erick and Addie are also seated next to each other but aren't very cuddly, a detail that hasn't escaped anyone's notice, though they remain ignorant of how awkward they look.

BAYMAX: This next section is very short. But chapter 2 is on the basics of Health Insurance. Shall we get started?

FRED: YES! BEST DAY EVER!

TADASHI: You're in a scarily good mood.

FRED: Insurance is life.

GOGO: Don't question it. Just don't.

BAYMAX: Health insurance policies contain two major causes of loss (perils) within a policy. The causes are due to accidents and sicknesses.

Finn tenses but no one asks why.

BAYMAX: Accidental Injury is considered an unintentional or unforeseen act that causes bodily harm.

FINN: Like falling off a boulder and snapping your arm in half.

ASTRID: It wasn't snapped in half.

FINN: Who said it was my arm? I just said someone fell off a boulder and broke his arm in half.

HICCUP: Okay raise your hand if you've ever broken your arm from falling off a boulder.

Both Finn and Fred raise their hands.

HICCUP: I don't need to know, don't tell me.

FRED: Aww, it was a good story.

BAYMAX: A sickness is an illness or disease that occurs during the term of an insurance policy. Most health insurance claims are due to sicknesses rather than accidents.

TADASHI: Great... anything else?

BAYMAX: No. This concludes the first part of chapter 2.

GOGO: That was the most painless part of this lecture yet.

HIRO: Right?

CLIFF: Does anyone want to play Mario Kart? I call Luigi!

FINN: More like Lousy-gi

CLIFF: Oh you're on. Rematch time!

ADDIE: I really don't know why you boys bother when I beat you every time.

CLIFF: Is that a challenge?

ADDIE: Nope. Statement of fact. You might be the champions of the platform games and first person shooters but I dominate the racetracks.

FRED: Ooooh, Mario Kart tournament!

WASABI: What does a Mario Kart tournament have to do with insurance?

FRED: I think the better question is what doesn't a Mario Kart tournament have to do with insurance?

TADASHI: Pretty much everything but color me intrigued. I think I've still got my 3DS somewhere...

ASTRID: Uhhh no, we came here to talk insurance and we're talking insurance.

ERICK: Aw come on, one game!

CLIFF: Yes, let Erick play, he's terrible!

HICCUP: Cliff-

ERICK: Nah, he's right.

ASTRID: Fine. I guess one break wouldn't hurt.

This was a short chapter. I felt like some padding was in order. Plus, I've been saying for a long time that I know my characters so well I can even tell you their Mario Kart character preferences. I can finally put that knowledge to use!

I test on November 2nd at 8:30 am EST. Please pray for me if you're awake at that time.

~KateMarie999