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The next morning saw Harry sitting on a bench in the back garden of Grimmuald place, slowly smoking a cigarette and drinking a milky coffee. He had only 20 minutes to wait until he was due to be a Gringotts, he had hopes that there maybe something that the goblins could do about Dumb as a door's sticky fingers.

Harry admitted to himself that he hoped that it was the headmaster. When he had last gone to Gringotts to access money from his vault he had been amazed at how little there had been in the vault. Previously the amount never seemed to change but know all of a sudden there was a huge difference.

Harry had asked the goblin who had taken him down what had happened to all of his money and the goblin had got particularly aggressive and stated that all withdrawals had been approved by Harry and that it only seemed low because the yearly transfer had not taken place.

On questioning the goblin about the 'yearly transfer,' it transpire that every year his vault had been topped up from his parents vault to the original amount – regardless of how much had been spent. Harry realised that this was why the amount in the vault never seemed to change – because when he went in it hadn't.

The first thing that he needed to do was to get some protection, who could he trust to watch his back, who saw Harry not the-boy-who-lived. There could only be one person, Neville. How would he be able to get in touch with him quickly?

Returning to the house Harry grabbed some Floo powder and flung in to the flames.

"Neville Longbottom," Harry called out.

After several moments' silence and just as Harry thought that was not going to be a response a house elf popped it's head into the fire and said. "This is the Longbottom residence, how can I help you?"

Harry knelt down in front of the fire and asked the house elf if it would be possible for him to speak to Neville.

The house elf nodded and popped away.

Several moments later another head appeared in the fire.

"Harry, what is happening are you ok? The headmaster called twice so far today to see if you had contacted me."

Harry shook his head – unbelievable.

"Listen, Neville, I can't explain like this – can you come over?"

"'cause I can, Harry - Luna is here, can she come to?"

Harry nodded and said, "I need to adjust the wards so count to twenty then come on over."

"Just one thing, Harry, where are you?" As he said this he was almost whispering and looking over his shoulder.

Quickly Harry realised what was happening, he nodded, "Just put the Floo powder in and ask for me.

Cutting the Floo connection he ran to the library and placing his hand on the fireplace he pictured both Neville and Luna for the wards.

Running back to the fire place he reached it in time to see Neville step out followed by Luna – someone seemed to be attached to Luna and was either trying to follow her through or pull her back. The two boys grabbed her free arm and pulled.

"It's the headmaster I think," panted Neville.

With an almighty heave the boys managed to pull Luna free. Harry turned to the fireplace to the headmaster looking around the room from the fire. The headmaster smirked as he realised where Harry was. Harry reached for his wand and quickly put out the fire with a water hex – hitting the headmaster in the face as he did so.

"He appeared as I went to step into the fire," Luna apologised.

"That's alright, Luna, is your arm ok?"

Luna nodded and set about making tea for the three of them.

While she pottered, Harry explained to them both what had happened. Even about his contact with Voldemort and his parent's wills.

"So the next stop is Gringotts then," Neville said.

"Yes, when I get there I need to get the carte blanche and see what else the headmaster has been keeping from me."

Luna looked up and said, "I think that we should try and Floo there, and we should go now."

Harry ran back to the fireplace in the library and placed a password over it – just in case 'someone,' tried to get in. Going back to the kitchen he said "ready" and went through the Floo to Gringotts.

When he arrived in the lobby he was relieved to see the goblin who had visited him the day before. The goblin beckoned him over, and when the others arrived he went. As he moved forward the goblin walked towards him and then veered off, "good morning Harry, please don't say anything – just follow me."

Shortly they reached an office once inside the goblin waved his hand and nodded to Harry, "you can speak freely here."

"What was all that about? Harry asked.

"The headmaster was here earlier and the security staff think that he was casting detection spells. Shortly after that Lord Malfoy arrived and was heard to mention something about how dreadful it would be to the bank if a significant someone who had just received or was about to receive his inheritance finding discrepancies in his account. After he left and a letter arrived for you from the Ministry, I took the liberty of having you vaults looked into."

Here he paused, "as I said yesterday the wills I gave you were personal, the copy we received just literally says who gets what, from this I knew to look first. It appears that on no less than 32 occasions the headmaster has tried to get into your parents personal vaults. We don't believe that it is money he is after but papers." Harry nodded in agreement.

"I then went on to look into you school vault, it appears that copies of the key were made and that several different people used the vault – generally just to take money out, the list includes the headmaster, Mrs Weasley, Ron Weasley, Ginney Weasley, several people from an organisation called the Order of the Phoenix. Did you ever give permission for any of then to access your vault."

"No I didn't," Harry said, "oh, but wait, one year Mrs Weasley came and got out some money to pay for my school things."

"Would that be a standard year's supplies plus a bit of spending money?"

Harry nodded.

"It would seem that Mrs Weasley not only took out about six and a half times more than was needed, but she also charged several sets of rather expensive robes to the account as well."

"When I looked into the Weasley account at the same time it appeared that not once during the summer was their vault used. You, it appears subsidised the families living expenses as well as two extra sets of school fees and three extra school list supplies."

When Luna looked over to Harry he was grey, with a quick nudge to Neville she went over the Harry and plonked herself on to his lap. Harry's arms automatically went around her to stop her from falling.

Neville spoke up and said, "that is an awful lot of money, why weren't there any restrictions on the count?"

"There were – but only on Harry to be able to take out a certain amount. As others had the keys it was assumed that permission had been given to those who held them."

"Can any of the money be claimed back?" asked Luna.

"I will look into it personally for you and let you know. Were you able to view the last will ball that I gave you yesterday?"

Harry shook his head, "I take it that when you arrived at the house that you realised who it was from?" Harry nodded unable to speak.

"Alright – there are quite a few other bequests that have come to my attention, I will sort them out. Will an owl reach you at the house?

Harry cleared his throat and said that he would make sure that it did reach him, standing to leave the goblin thanked Harry for coming in and handed him the letter from the Ministry.

Before Harry left he said, "I'm glad you are ok, yesterday I thought that he had killed you for sure."

The goblin patted his arm and said, "that is ok, Harry Potter," he leant forward and whispered, "it takes more than a killing curse to kill a goblin!"

With that the trio left the bank and returned to Grimmauld Place.

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