AN: Languages from now on will always show as:

{Mind speak} (used for Beastspeak)

*Elvin*

"Glomerian"

#Gobbledegook#

~Mermish~

!Dwarfian!

AN:

Sorry readers it skipped my mind to add this so those who have already read and dont want to read again.

(*= Can Be self taught **= Must be taught By master) it has been added at the end of the Vault list now for those new readers so just ignore this.


Occlumency and Gringotts Morning

Harry heard the door begin to creek open he cracked his eyes open to see if it was Lucy but she was still lying sleeping on the bed a small smile on her face making him wonder why anyone would want to mar that beautiful face with a frown. She looked so peaceful, Harry had fallen asleep just before finishing reading his last book during his sleep he had went over everything he had learned coming up with ideas of what to do to protect his mind. But right now he had to think of a way to make sure who ever was at the door could not get to Lucy he knew the wards were up so it could only be one of the elves or his parents but he wasn't taking any chances. He stood and grabbed the heaviest book in the pile and snuck behind the door Just as it opened enough to allow a head to enter. As the head came around the door, Harry tensed and got ready to swing until he recognised the head as that of his dad.

"Yes, dad how can I help you" he said, making his Dad jump a foot in the ait smacking his head against the door post as he tried to retract it and close the door at the same time. Harry just looked on with an amused smile at his scowling father.

"What in blazes are you doing there?" he asked.

"I have been here since last night in case she had any nightmares or someone got passed the wards, I was reading my books and fell asleep. Why are You here?" questioned Harry.

"I am here because my son was not in his bed when I went to wake him this morning." Said James with a smug smile on his face, "and to tell him his two uncles are here. Sirius is going to help me with your Occlumency he will come over twice a week." At the mention of his two uncles Harry pushed his father out the room closed the door, ran to the end of the stairs and jumped down them two at a time the last jump into his dogfathers shocked arms.

"So I hear you are all grown up now Pup" said Sirius "Well that won't stop us pranking you I just hope you learn how to prank quite quickly to defend yourself" he winked and put Harry on the ground.

"I also heard you have a girlfri..Mmph" Sirius finished with a groan as Harry punched him in the balls.

"OK. Not ready for jokes about that yet. Got it." He gasped with a thumb up. Harry then walked over to Remus and gave him a hug of his own.

"Well give me a minute and then we can have breakfast then I want to start to build my shields as I think I have already found my mind" with that said Harry went up to Lucy's room to wake her.

He entered to find her still in bed but on her back with a hand above her head he smiled at how peaceful she looked and went over to waken her up. Gently he placed a hand on her shoulder and gave it a shouggle and spoke, *Luciferum wake up Lucy it is time for breakfast* he said moving her hair out of her eyes as she started to open them. As she woke, Lucy wondered where she was. She knew she was not still with her uncle as her hands were not bound and she felt no pain in her wrists. With that thought the night before came back to her; how she was beginning to lose hope when the boy 'Harry' came to her and helped to soothe her and listened to her story and gave her a safe place to sleep and stayed with her. That was when she realised someone was shaking her shoulders and began to panic her eyes opening wide but she immediately calmed when she saw it was Harry

*Good Morning, Lord Harry.* She said with a slight reddening of her cheeks.

*Please Lucy, you do not have to call me Lord for one it makes me feel old and I AM only one year old. Besides there are no titles except nicknames among friends Lucy.* Replied Harry with a smile.

With that he held out his hand for her to take, once he helped her stand he loosened his grip but hers only tightened so he smiled warmly and led Lucy downstairs for breakfast.

Upon arriving all conversation stilled as Harry led Lucy to her seat and asked what she would like to eat and drink, and listed all that was available. During their elven conversation, Sirius and Remus' mouths dropped open in shock.

"Hey Pup, When did you learn to speak whatever language you were just speaking?" asked Sirius.

"It's not the only language I learned and I learned it when I became one going on twenty-five" he replied and went back to finding out what Lucy wanted to eat.

*I will have whatever you are having Lo..Harry.* Said Lucy with a shy smile.

"Ok then Mindy" Pop.

"Has Harry sir decided what he wants for his breakfast?"

"Yes MindyCould Lucy and I have some milk and some pancakes please?" Harry asked.

With a pop Mindy was gone only to return with two plates of pancakes and two glasses of milk bowed and then popped away again.

*So Lucy, today I am going to learn Occlumency so I won't be very fun today but you are welcome to explore the grounds or house or you can stay with me in the library and read some books if you can read English?* asked Harry.

*I would like to stay with you Harry, If that is ok with you, I can read some English but maybe I can learn while you learn* she said after she finished her mouthful.

"Lucy will be coming to the library to read whilst I do my Occlumency so let's go" said harry standing up and offering Lucy his hand.


The Library

"Ok Harry takes a seat and we can start." James said. James and Sirius were going to be testing Harry's shields as they both had very different methods of legitimency having been taught by differently allied families i.e. Light and Dark.

"To begin think back to your books and close your eyes. Think about how they explained finding your mind drifting in the darkness behind your eyes and then think of a physical representation of your mind." Harry closed his eyes and drifted into his mind. He had read all the books and he thought that instead of working up to it he would create a mindscape from the start. So he imagined himself standing in the middle of a small town. In the town there were many things for example; he imagined there being the normal houses but also a library, sweetshop, and a nuclear power plant he had an idea that he needed to work on but he wanted to get the basic layout down so he could build his shields. Once he had the layout down he decided that he had to sort his memories before he sealed them in to he began looking through his memories sorting them in to categories such as; Family, Books, Spells (he would narrow it down when he had more knowledge), Languages, Noble families, Merlin encounter, Animagus research. He knew this was just the basics but he only had a year worth of memories to categorise, which was an advantage of starting so young. Once done he turned all his spell knowledge, Languages, Noble families, Merlin encounter, Animagus research memories into books. He stored these in the library with other books filled with fairy tales, songs and poems he had heard along with useless thoughts, like what he had for dinner or what he wants for dinner. His memories involving his family were all happy so they were turned into sweets this is where he would keep all his happy memories when he was feeling down. When he was finished sorting his memories, which felt like it had taken him days to do, he had a look at his town. He was in his mind so he reasoned that he could do what he wanted. He began to float up to get a birds eye view of the town, it was just your average town with a small town square with the shops all gathered in one area with a fountain in the centre that sported his family crest. Down the street he could just see in the distance on opposite sides of the square were the Library that looked very like the American congressional library and the nuclear power plant that looked like every other power plant although it was not spewing out smoke from the chimneys, as it was not doing anything yet. Once he was happy with how the town looked he decided it was time for the shields so he thought of everything he had read about or heard about that he could use to shield his city. Since he believed that his only limits were the limits that he placed on his imagination he combined all that he knew was good he combined trinium a super strong metal 100 times stronger and lighter than steel with mythril and formed a sphere around his city that went underground so that if anyone tried to dig they would fail. He made sure that it was see through from the inside only to the outside it was a mix of silvery grey and blue swirls that made it look like there were small gaps, but really it was polished flat and it was a continuous piece of metal with no separate sheets. He also imagined just outside of the sphere by about a foot a ward that monitored when someone passed through it and charged the dome with a small charge that would zap someone who touched the sphere as a warning this was made possible by the magical conductive properties of mythril. He decided he may have need to keep people in his mind to let him find out who it was and why they were trying to get in to his mind. He made it so that if they were trying to enter for more than one minute thirty seconds they would be transported into a cell that trapped their conscience till Harry released them. The reason the time was so specific was that it allowed the power to build up in the sphere from the attacker's magic so as to attune the cell so that the cell did not allow that type of magic to work. Once he was happy he decided he would need to research, other things he could do that were more advanced but he had no idea how long it had been and he was beginning to feel hungry. Therefore, he decided to retreat from his mind to research the reason for the power station and find other defences.


Three weeks later

The past three weeks had gone by in a whirlwind of work Harry and Lucy spent all their time together except sleeping and bathing although James had a suspicion that Harry would go in to Lucy's room at night when everyone else was sleeping and watch over her whilst she slept. During the three weeks harry had mastered Occlumency enough to hold his dad and Sirius off for 20 minutes but had been unable to trap them in his cell. He was still trying to improve whilst harry learned Occlumency Lilly and James tried to help Lucy learn proper English what ever one was at home would teach and the other would go to work . Sirius and James had also brought Harry up to speed on Pureblood traditions and etecit so he was now able to act like the proper Pureblood he was. Sirius had also secretly been brewing the animagus potion that would allow Harry to see his forms. However, that would have to wait as today was the day that Harry visited the bank to gain his vaults titles and age his body.

"So Harry, How are you feeling? Are you nervous?" questioned Lily.

"Well I wasn't until you just said that" He replied to the giggling of Lucy who was attached to his arm as always. Lucy had relaxed a little around Lily, James, Sirius and Remus. She still would not go anywhere unless Harry was with her she seemed to feel safer when she was with Harry she had told Harry this and he had told her that he would never let anything happen to her, which had earned him a peck on the cheek and a cuddle from her.

"Now you remember what to do Harry?" James asked.

"Yes we walk in the bank and wait in line, walk up to the cashier desk when its our turn and ask for a meeting with the Potter family manager."

"Good. Let's go then grab my hand, Lucy grab Lily's" with that they apparated away from Potter manor to the apparation point outside of gringotts.


Outside of Gringotts

The group arrived outside of gringotts with a 'Crack' signalling their complete apparation. Lucy grabbed Harry's hand again and they began their short trek up the steps outside gringotts. As they passed the guards at the door, they began to bow until they noticed something. By this time, Harry and company had already passed the doors being midweek gringotts was quite deserted with only on or two other people there to pick up some money for shopping so what happened next did not draw too much unwanted attention. As Harry passed the doors and entered the lobby, he sensed something was not right he felt a hostile presence approaching from each side just as he heard a shout.

"HALT!" the goblins shouted as a group came running from a side door of the bank fully armed to back up the door guards one of the goblins began to approach Lucy with his spear raised at her throat height until Harry stepped in front of her and spoke with a commanding voice with restrained anger.

"KDUB!" He Yelled in Glomerian. "OUU 'OMM P' KDOMM UT UD UDDUG UN DRN'UD' S' UNSO KU'KDK" To everyone else he made no sense but to the goblin he said.

" STOP! YOU WILL BE STILL AND NOT ATTACK OR THREATEN ME OR MY GUESTS."

When he finished speaking every goblin in hearing range, which was quite far considering he shouted dropped what they were doing, the guards dropping their weapons as if burned their mouths hanging open until they regained their senses and quickly crossed their right arm with fist clenched to their left shoulder and gave a quick but slight bow and apology. During all of this, James looked on with amusement and Lily looked on with fear and shock.

"Hello could you please direct me to the inheritance office I would like to have an inheritance test performed, become emancipated and visit my vaults if that is not too much to ask" Harry asked the goblin who had raised his spear.

"Yes MLord If you will just follow me"With that all the other goblins went back to what they were doing although they were occasionally sneaking glances to Harry and his group until they were out of sight. They walked for about five minutes through the halls of gringotts until they reached a large old looking oak door with the nameplate reading 'Sharptooth - Inheritance Manager' the goblin that led them there knocked, and went in alone.


Inside Inheritance office

Harry could hear through the door that they were speaking Gobbledegook.

#Sharptooth, Their is someone here to see you that I think you should see.#

#Go away Stoneslay, Can't you see I'm Busy make them make an appointment and come back.#

#I do not think I can do that Sharptooth. He speaks the Ancient Language.#

#WHAT!# Exclaimed Sharptooth as he stood up knocking his chair to the floor as he did so.

#That's not the worst of it.#

#What could be worse than me not immediately taking a meeting from an ancient speaker?# moaned Sharptooth.

#Well we drewourweaponsonamemberofhisparty# rushed out Stoneslay.

#What is it Stoneslay speak clearly# Sharptooth said with dawning horror in his tone.

Stoneslay took a deep breath and spoke again.

#We drew our weapons on a member of his party.# Stoneslay said with a wince. If goblins skin complexion could change then Sharptooth would be a pale as a ghost.

#Let them in and go to king Ragnock and tell him what has happened he will want to deal with this situation personally if this person has descended from who I think they must.#

With that, Stoneslay opened the office door and spoke,

#Sharptooth will see you now.#

#Thank you Stoneslay.# said Harry with a slight bow of his head in respect which lessened Stoneslay's fear that he had insulted Harry and he was going to lose his head. Stoneslay bowed back and Harry and his group entered Sharptooth office.

"Hello, I am Sharptooth the Inheritance manager how may I be of assistance today Lord Potter?"

"Oh, It is not my business we are here for today Master Sharptooth, But my son Harry's"

"Hello Master Sharptooth, I am here today to perform an inheritance ritual, become emancipated and visit my vaults." Harry said with a bow of his head.

"Of course MLord if you just give me a second I can get the materials that we will need."

"Please Master Sharptooth just call me Harry." Harry said with a smile.

"Of course Harry, You may call me Sharptooth."Sharptooth returned with his own smile as he walked over to an ornate cabinet in the corner of the room that Harry had not noticed until now. From the cabinet he withdrew an ornate silver bowl with runes etches around the edge and a large rune in the centre of the bowl. He brought it over and placed it on the desk along with an athame.

"Now Harry if you could draw some blood with the athame and drop five drops on the rune in the centre of the bowl then we just have to wait." Sharptooth said in English for the benefit of Harry's parents and Lucy. Harry lifted the athame, then sliced his index finger drawing blood, and dropped five drops in the bowl as instructed. They waited a few seconds and then the bowl began to glow gold Sharptooth then pulled out a piece of parchment from his drawer and poured the blood from the bowl on to the parchment.

"This parchment is charmed by goblins to show what families you are the Heir/Lord of as well as any special abilities you have." As he was, talking lines were beginning to form words on the parchment. When the words had finished forming. Sharptooth gasped, passed the parchment to Harry and scurried off to somewhere unknown as Harry read over the parchment.

Lord Harry James Potter Peverell Black Gryffindor Ravenclaw Hufflepuff Emrys.

Talents:

- Multi-Animagus

- Mage Sight

- Beast speak

- Natural Occlumens

- Natural Legilimens

- Blood Magus

- Rune Master (Potential)*

- Ward Master (Potential)*

- Goblin Mage (If Trained)**

- Elvin Mage (If Trained)**

Magical Core Power:

Current- 539

Fully matured core - 5439

Head of the Most Ancient and Most Noble founding Families of:

- Emrys

- Gryffindor

- Ravenclaw

- Hufflepuff

Heir to the Most Ancient and Most Noble Founding Family of:

- Potter

Head of the Most Ancient and Noble Family of:

- Peverell

Heir to the Most Ancient and Noble Family of:

- Black

Vaults:

Emrys Family Vault 1

(Highest security no access to any but Head of House and their magically bonded)

- Value - Unknown

- Contents - Unknown

- Founding Family Seat on British Wizengamont

Properties and Shares:

- 10% Gringotts

- Avalon

- EmrysMansion (Now Potter manor 50% actiive)

- 13% Nimbus broom Company

- 60% Magical menageries (2 eggs from each new species transferred to vault yearly)

- 23% Knockturn alley

- 19% Diagon Alley

Gryffindor Family Vault 2

- Galleons - 3,730,620,342

- Family Grimoire

- Founding Family Seat on British Wizengamont

Properties and share:

- Gryffin's nest - Cabin in the Mountains (un-plottable family ring port key say location)

- 25% Hogwarts

- No Shares

- Collection of precious gems and metals

- Heirlooms

- Total Value - 4,730,702,840

Hufflepuff Family Vault 3

- Galleons - 2,135,248,491

- Family Grimoire

- Founding Family Seat on British Wizengamont

- Hereditary Family Seat on French Wizengamont

Properties and shares:

- Badgers Burrow - Under ground Home (un-plottable family ring port key say location)

- Château - French Rivera

- 25% Hogwarts

- 34% Madam Malkins Robes for all Occasions

- 12% Florence Alley (France)

- Collection of precious gems and metals

- Heirlooms

- Total Value - 3,253,426,347

Ravenclaw Family Vault 4

- Galleons - 2,984,245,658

- Family Grimoire

- Founding Family Seat on British Wizengamont

Properties and shares:

-Eagles Nest - Tree house in unknown forest (un-plottable family ring port key say location)

- 25% Hogwarts

- Every book ever written (New Books automatically sent on publication)

- 33% Flourish and Blotts

- Collection of precious gems

- Heirlooms

- Total Value - 4,437,524,128

Peverell Family Vault 5

- Galleons - 4,584,754,248

- Family Grimoire

Properties and shares:

- 20% Borgin and Burkes

- 15% Knockturn Alley

- Heirlooms

- Total Value - 5,636,542,002

Potter Family Vault 6 (Limited to Heir Allowance)

- Galleons - 7,257,561,247

- Family Grimoire

- Founding Family Seat on British Wizengamont

Properties and Shares:

- Potter Manor (un-plottable family ring port key say location)

- 33.3% Marauder's Hide-out (Flat in London)

- Lily's Pad (Cottage in Scottish Highland)

- Potter Cottage (Godrics Hollow)

- 25% Firebolt brooms LTD

- 17% Pride of Portree (Quidditch team)

- Collection of precious gems and Jewellery

- Heirlooms

- Total Value - 10,432,124,357

Active Donations To Charities:

- 10,000 galleons to St Mungos Quarterly

- 25,000 galleons to Potter foundation (gives free schooling to 2 muggle-born students each year for full 7 years study and supplies)

- 10,000 galleons directly to Auror department yearly.

Black Family Vault 23 (Limited to Heir Allowance)

- Galleons - 5,484,586,421

- Family Grimoire

- Family Seat on British Wizengamont

Properties and Shares:

- Black Manor - London (Number 12 Grimmauld Place)

- Black Château - Paris

- 10% Borgin and Burkes

- 28% Moste potente Potions

- Collection of precious gems and Jewellery

- Heirlooms

- Total Value - 6,648,529,273

Total Known Assets Worth - 35,138,848,947 Galleons

(*= Can Be self taught **= Must be taught By master)

By the time, they had finished reading through Harry's new assets there was not a closed mouth in the room. Just as Harry was about to speak Sharptooth entered with a Regal looking goblin who was walking with a cane.

"Everyone this is King Ragnock Head of the Goblin Nation" Said Sharptooth.

#Hello Lord Ragnock it is an honour to meet you in person#

#As it is you Lord Emrys Please call me Ragnock# Ragnock replied to Harry with a grin.

#Only if you return the favour and call me Harry#

#I will do that# he said with a nod.

"So, I presume you have all read that sheet of parchment." Said Ragnock as he took a seat and placed a box on the table. After receiving nods from everyone, he continued.

" In this box are your Lord Rings Harry, When you put them on if you are accepted by them you will get knowledge on every living member of that family for example what they look like and if they are well. You will also get knowledge of what your duties are as the head of that family be it attend a formal ball, Wizengamont meeting or a celebration for someone in your family. You will lastly receive knowledge of where your properties are and how to access them and where the ward stone is located. Each family ring is a port key that only you can use and will take you through any wards placed by someone in your family. When you put them on you will immediately become emancipated since your parents are here to approve of this and when you put the rings on they will vanish only appearing when you want them to. I think that is all I have to say for now so if you will put the rings on we can move on to the last order of business before we visit your vaults." When Harry placed the Rings on he was told which went where; The Emrys ring went on his right middle finger. It Was a Platinum band with a dragon curling around an Sapphire for the face with the house motto of 'Fides et Sauvis'(Faith and Sweet) on the inside of the band

When he put it on he was surrounded by a golden glow and knowledge of Avalon's location flooded in to his mind along with how to unlock Potter manor to EmrysCastle. Gryffindor's ring went on his right ring finger. It was a gold band with a griffin holding a Ruby in its claws for the face with it's house motto of 'fortitudinem, iustitiam, et fidem' Bravery, Loyalty and Justice. On the inside of the band. When he put it on he was surrounded by a Red glow and knowledge of Griffins nest's location. Ravenclaws ring went on the right index finger it was white gold with a raven with its wings spread and an amethyst in it's talons for the face with its motto of 'Scientia sit Potentia' Knowledge is power on the inside of the band. When he placed it on a purple glow surrounded him and he learned the location of ravens nest. Hufflepuff ring went on his left ring finger with a badger crawling over a yellow Beryl for the face with its motto of 'Communitate valemus' Together we are strong on the inside of the band a yellow glow surrounded him and he gained the location of badgers burrow and the château. The next to be put on was the Peverell ring it was put on the left little finger (Pinkie) it was silver with a pyrope garnet triangular stone with no motto on the band. He next put on the black heir ring it went on the left index finger it was gold with an Orobus with an emerald in the centre. As he was about to put the Potter heir ring James stepped forward and stopped him.

"Wait Harry, You should have this one just now as well since I won't really be doing anything official that I can't do without the ring," He said as he removed the Potter Lord Ring.

"This ring was made by a collaboration of the 3 great magical species for the Potter family the metal it is made of is Mythril so it conducts magic well that was mined by the dwarfs it was crafted delicately by the elf's so the phoenix on the face looks real. The ruby's in the eyes and the diamond in its talons are from the goblins by wearing this ring your aura gets the addition that shows these races that you are a friend and it will size to fit your finger just like the other rings. It goes on your left middle finger" it also had the Potter family motto on the inside of the band when he put it on he was surrounded by a white glow and he gained the location of the Potter Properties.

"Now before we go to the Vaults, one of your talents says Goblin Mage. We would not normally do this but you own 10% of our bank the only non-goblin to own any of our bank as long as you follow the last Emrys' beliefs we are happy for you to keep it and we will treat you as we treated him. If Potter sanctuary is open again then we will be even happier to help teach you to become a goblin mage since if the prophesy is true you will restore balance and unite all the races as it once was. So would you like to learn?" Ragnock asked Harry.

"I would be Honoured to receive such a gift Lord Ragnock"Harry said in Glomerian to emphasise how much he appreciated this gift.

"Good let us Visit your Vaults then." With that Ragnock lead, them back to the lobby and through the door to the tracks this would be the first time in 200 years that the king of the goblin nation had lead a customer to his vault but it would not be the last.

AN:

Sorry the update took so long, But I was stuck on what stocks Harry would own that would be beneficial later in the story. I think I will still need him to buy some others later to help but oh well. This was the first point I could find to end the chapter so hope you enjoy I will try to get the vault visit chapter up soon. Oh and sorry for the repetitiveness of the rings description just had to describe them all and that was the way I chose to do it.

Additional:

Just got this review from a guest so couldn't reply directly:

':I have to object to some of the ownerships, specifically that you have Harry
owning significant parts of small family run business (ie Borgin and Burkes).
Generally these would likely be both new ventures (not something old long dead
vaults would own), and mainly private ventures (not traded on some sort of
stock market... if the magical world even has a stock market). With the
exception of certain things (ie hogwarts where the founders probably do own
it, well the castle at least) I think you would be better off dropping the
'stocks' and just get the same result through money. Paying people large sums
can make large differences after all. Or donating them to 'charity' and
campaign funds.'

First small businesses need to get their start up money somewhere, so it would be reasonable to assube a very old family who was around when they started would have a small share. Plus for a place like flourish and blotts having the Ravenclaw name assosiated would raise business. And in the caser of hogwarts the percent is not a share but the percent they own the Title of that section said 'PROPERTIES and shares'.

Just hought i had to explain that incase any others didn't understand the logic. Plus Harry would never stoop to Lucius Malfoys Leval and Bribe someone.