A/N: Warning! this chapter is going to be VERY rated M and anyone under 18 should not read this. Contains Lemon/lime or however you label it. Very strong language. You have been warned. Sorry for taking so long to update and I hope you weren't waiting too long. I hope you really like this chapter. I also would like to thank sunflowerseeds51, Ryner510, straw honey, Darkano95, PillsburyDB11 and others (I'm sorry but I couldn't find the messages.) for helping me with Ideas for this story. And I thank all of you who favorite/followed and reviewed my story! Just telling you people now, this is where it starts getting a little freaky. For me anyway, some of you might find it normal? Anyway I hope you enjoy and I'll fix the grammar mistakes later. Also I could really use girls opinion's on this fic so I can tell it correctly from Nami's point of view.

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Nami's Greed Leads to Wondrous Things

Chapter 3: A Yummy Little Accident.

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It's been at lest two weeks since Nami made her deal with Luffy and she was currently laying in her lounge chair, staring at him through her sunglasses. She was pretending to read the newspaper so she wouldn't draw unwanted attention. Although, Nami saw the rubber boy take quick glances at her time to time. The weather today was pretty hot. So she decided on wearing a red bikini so small, that the top was barely covering her breasts and the bottom's were pretty much just made of string with just enough cloth to cover herself.

Ever since maybe the third day of their deal, she's been strategically wearing small clothing in order to 'entice' Luffy into thinking about her more. Although if Nami hadn't known any better, she would think Luffy was trying to do a little enticing of his own. Do to the said heat, Luffy had long abandoned his cardigan and yellow sash. Leaving Nami a little eye candy that she couldn't help but stare at. He may look skinny under those clothes, but she's looked and felt him enough times to know that Luffy's body was nothing but lean muscle and at the moment, was glistening in sweat.

After watching him for a couple of weeks she's noticed that Luffy is sort of an addict for her. Over the two weeks, he's given her around thirty or forty thousand beri a day. Which was another win for her because in order to support his 'Nami addiction'; at least that's what she liked to call it, Luffy's been ordering the rest of the crew to loot more enemy ships and rob more islands. Thanks to that, not only does she get a cut from the loot but she also seems to get some of Luffys as well. She's been thinking of a way to take a little bit more from him while at the same time, getting her fix of him as well. Unfortunately, she's forgotten the quick glance she had of his manhood and it was starting to frustrate her. So she's come up with a two part plan to get more money from him as well as getting another look at her captains hard member. She plans on turning him on so much that when she asks him about her new deal. He wont be able to help but say yes. Well the perfect timing seemed to present its self as three of the four idiots went back into the aquarium, leaving her and Luffy out on deck alone. Now she can ask him.

Nami leaned back in her chair and grabbed the suntan lotion before calling out. "Luffy~ can you come here and help me for a minute?"

Luffy was on his way to Sunny's head before she called out for him. Turning and walking to her with a smile and a wave. "Sure Nami. What do you need?" He stopped at the end of her chair and couldn't help but stare at her breasts. 'God their so big, and perfect, and round and...'.

She saw him staring at her breasts and a smile came to her face, along with those butterfly's again. Pretty sure she has his full attention, Nami cleared her throat to make sure he was listening as well. "Luffy? Can you help me with this suntan lotion?"

Luffy snapped out of his thoughts when she spoke. He looked at her and tilted his head. "Doesn't Robin usually help you with that?"

She raised her brow. "Well, do you see Robin anywhere? Besides, you're right here so why can't you do it? After all," Nami handed him the bottle of suntan lotion and turned around to lay on her stomach. "The only man that's allowed to touch me is you." She then reached behind her and undid her top to give him her bare back. "Sit." She told him. Focused on her exposed back, Luffy sat at the edge of the chair with his legs on either side, straddling it. "Get up a little bit." Again he did what he was told and Nami slipped her legs under him and slid down a little so he can sit on her thighs without hurting her, which also had a surprise benefit for her. After Luffy lightly sat down on her thighs, Nami could feel his erection poking her ass. Just as Luffy was about to open the bottle, Nami got another idea. "Luffy?"

He stopped just as he opened it and looked at her with wide eyes. "Y-yeah?"

Nami smirked at hearing his voice falter. "Your jeans are really scratching my legs. Can you take them off so I'll be more comfortable?"

Luffy frowned at her and looked around the deck to make sure no one was watching, before turning his frown towards her again. "I don't think that would be a good idea Nami. Someone might see."

Nami raised her right foot from behind him and placed the sole of her foot flat against his back. She felt him tense up, so she started rubbing her toes up and down his spine playfully. "Please~ captain~. You wouldn't want your precious navigator to be all burnt up by the sun do you? Its your responsibility to take good care of your crew."

Luffy gulped as he felt pleasant shivers go up and down his spine and his heart started beating faster. Taking one last look around the deck, Luffy got up and started to take his shorts off. "A-alright." He unbuttoned his shorts and his eyes went from her exposed back to her nice round ass. The only cloth he could see on her were the thin strings around her hips, barely keeping that small bathing suit on. After sliding his shorts off, Luffy carefully sat back down on Nami's thighs. His boxers rode up a little causing his bare thighs to come into contact with her soft skin. "Keep it together Luffy." He whispered to himself.

"W-what?" Nami asked with a shaky voice as a shiver went through her whole body. When Luffy sat back down, Nami had spread her legs a little further apart which caused her to feel the head of Luffy's dick push up against her entrance with only the thin material of his boxers and her bottoms between them. She bit her lip to stop a small moan from slipping out.

"Huh? Nothing, I was just talking to myself." He nervously put some of the suntan lotion in his hand before setting the bottle on the floor. "Where do you wa-"

"My shoulders. Start with my shoulders." She quickly interrupted him. 'Just lean a little more forward Luffy.' She was begging in her mind as Nami kept her eyes closed. Already feeling herself getting a little wet.

Luffy nodded even though she couldn't see, and leaned into her to reach her shoulders. Luffy was so distracted from everything that was going on, he hadn't noticed where his hardness was or the small moan Nami let out.

Feeling the head of his hard member push itself against her, Nami couldn't hold in the small pleasure he was unknowingly giving her. 'Oh~ that feels good.' Was all that ran through her mind as he massaged her in two places at once. His strong hands on her shoulders and his hard manhood on her lower wet lips. Luffy was slightly rocking back and forth as he slowly worked from her shoulders down to her lower back. After a while of this, Nami's womanhood started pulsing and her walls were starting to tighten, begging for something thick to grasp onto. She unconsciously started moving her hips to match Luffys rocking motion to get a little more pressure from him. It felt like her walls were squeezing together causing that frustrating ache of needing to be filled and stretched again. Just when she was about to break and tell Luffy to claim her right here and now, she felt him stand up. With a frustrated growl, Nami Leaned up from her chair and turned towards him with a desperate look. "Why'd you stop~?"

Luffy was about to put his shorts back on but stopped when he saw Nami facing him. His eyes went wide and a little bit of blood could be seen trickling down his nose.

"What?" She asked when all he did was stare at her. But then she noticed the blood coming from his nose. 'wait. He only gets a nose bleed when I...' Nami looked down and saw that her breasts were completely naked. "Ah!" with a small shriek, she quickly grabbed her top and retied it back on, covering herself. Even though her whole body was flush from being horny as hell, you could clearly see the deep blush on her face from Luffy seeing her top half completely naked. "Where you going?" She asked, looking a little sad.

Luffy used his arm to clean the blood off before pulling his shorts on all the way. "Well, I already put the suntan lotion on you so~," He reached into his pocket and pulled out ten thousand beri and tossed it to her.

Dammit! She didn't want this to end so soon. She was so worked up and from the huge tent in his pants, so was he. And she hasn't even asked him about her new deal yet! Picking up the beri and putting it in her bag next to her chair, she stopped him before he could leave. "Wait! Y-you still have to, have to, um..." Nami tried to think of an excuse to keep him with her, and that's when she saw the lotion on the floor. "You still have to put suntan lotion on my front!" She yelled at him with panic filled eyes.

Luffy tilted his head and looked at her confused. "Why? Cant you do that yourself?" He REALLY wanted to go release this pent up tension that was currently in his shorts.

"Well, you put suntan lotion on my back right?" Luffy nodded his head, keeping that confused look on his face. "Then it makes sense for you to finish my front, doesn't it?" She asked, hoping that his simple mindedness would go in the direction she wanted.

After a while, Luffy nodded his head. "Yeah, I guess that makes sense."

Nami let out a sigh of relief and laid down on her back and puled her knees up to make room on the chair for him. She also kept her legs closed so he wouldn't see just how soaked her bikini bottoms were. She reached down for the bottle of suntan lotion and tossed it to him.

After Luffy caught it, he sat down on the chair by Nami's feet, straddling it again. He then squeezed some lotion into his hand before putting the bottle back on the floor. Luffy sat there, waiting for Nami to give the go ahead.

She was holding herself up by her arms, looking at him with dazed eyes for a few seconds. Once Nami was sure he was going to stay, she laid down on her back and placed the soles of her feet flat against his chest. Making her legs bend slightly at the knee. Not really caring anymore, she slightly opened her legs for him to see how wet he made her.

Luffy shifted his gaze to look between his navigators legs and that made his shorts grow even tighter. Instinctively Luffy licked his lips. He might still be a virgin and not know a lot, but that doesn't mean he was stupid enough to not know what her being wet meant. He always acted on primal instinct after all. And right now his instincts were telling him this female was in heat.

A dark blush crept to Nami's cheeks when Luffy kept his gaze on her sex. The look he was giving her was made of complete lust and it was aimed directly at her. Shaking her head slightly to get her mind straight, Nami slowly slid her feet up around his neck before sliding them back down to his chest. "Luffy~" She called, trying to get him back to the task at hand. When he looked at her with half lidded eyes; almost in a hypnotic daze, She folded her arms under her large bust and gave him a vulnerable look. "Weren't you going to rub lotion on me?"

Luffy was letting out hot short breaths from feeling so turned on. He nodded, keeping that lustful look. "Right. Where do you want it?"

"Start with my legs." She commanded him. Luffy did as he was told and took her left leg. Starting from her ankle, Luffy slowly rubbed the lotion in, working his way up to her lower leg. Taking his time feeling her soft smooth skin under his rough hands. Nami watched as Luffy felt his way up her leg inch by painfully teasing inch. Not wanting him to have all the fun, she slowly slid her right foot up and down his muscled chest a few times. This caused Luffy to tighten his grip around Nami's lower leg. Smiling and liking his rough touch, she then moved her foot lower. Lifting her heel a bit so she could trail her toes down until she came in contact with his abs. She traced the definition in his abs with her toes, feeling every cut between the lean muscle.

Feeling like he worked on her lower leg enough, Luffy moved his hand up to her thigh. Sliding his hands up and down her smooth skin. Trying to ignore the temptation of groping her ass.

Nami's heart was beating a mile a minute as she felt Luffy caressing her thigh. She was starting to feel a little light headed and wanted Luffy to touch her more. Without thinking about it, Nami ran her toes over Luffy's rock hard abs, up his chiseled chest, and playfully slid her toes up his neck to his cheek. What happened next surprised her and caused a shiver to run up and down her spine. Luffy turned his head and started licking her toe before taking it in his mouth. He placed soft wet kisses on her foot and Nami was getting even more turned on at the site of her captain worshiping her feet. That hollow feeling between her legs came back tenfold and her hips were starting to move on there own, seeking attention. Having enough of the teasing, Nami removed herself from him and stood up on weak legs.

Seeing her stumble a bit when she stood up, Luffy quickly went to her side and steadied her by holding onto her naked hips. "Nami? Are you alright? Whats wrong?" He asked her, worried.

Feeling his hard member poking her stomach, Nami looked around the ship on last time before grabbing Luffy by the rim of his shorts and pulling him with her inside her room.

After she threw him inside, she locked the door and turned around to face him. He just looked at her confused. "Nami? What are we doing in here?"

Letting out small pants, Nami closed her eyes and took a deep breath to calm herself. After she felt like her head was on straight, Nami thought that now would be a good time to ask him about the new deal. Walking over towards her bed and taking a seat on the edge she looked at him. "I have a new deal."

"A new deal? For what?" But then Luffy suddenly got defensive. "You better not be asking me to pay you more for masturbating to you!"

"No its not that!" She yelled at him angry.

"Then what is it?" He asked her, feeling suspicious.

Nami let out a sigh as she ran her fingers through her long orange hair. "Oh nothing. I was just wondering if you would like a little extra something out of our deal."

"Extra something? Like what?" Luffy was starting to become interested.

She got up from her bed and walked over towards her captain. "How about." She placed a finger on his chest and started pushing him back. "For a simple thirty thousand beri," She lightly pushed him onto her bed and then walked over towards the wall opposite of him. "I'll do whatever pose you want me to and you can jerk off while watching me." She got on all fours and arched her back so her chest would stick out more.

"W-what do you mean?" Most of Luffys blood was drained into another organ, making him slower then usual.

"What I mean, my dearest captain. Is that you can tell me to pose anyway you want me to. For instance, if you were to tell me to 'turn around and show me your ass'." She waited for him but could tell he didn't catch her hint. "Come on Luffy~" She said with a small laugh. "Say, 'Nami, turn around and show me your ass.'"

Finally understanding, he did what he was told. "Nami, turn around and show me your ass." His voice had a little uncertainty in it. He would usually be beaten by her for saying something like that.

Smiling, Nami turned around on all fours and arched her back again to give him a good view of her from behind. "See? Then after that, all you have to do is pull your pants off and... touch yourself while telling me what to do."

Luffy was pulling his pants off but stopped when he was about to unzip. "Hold up. Am I gonna have to pay you ten thousand for jerking off AND thirty thousand for you posing? Because if so then I'm no-"

"No! You don't have to pay extra. In fact, you gave me ten thousand out side remember? So now all you have to pay is twenty thousand more." She stood up from the floor and placed her hands on her hips. "So do you wanna jerk off to me or not?" She asked with a little bit of attitude, getting tired of his damn stupid questions.

"Okay, okay! Jeez. I'll pay alright?" Luffy stood there taking a deep breath, trying to calm his beating heart. He took out another twenty thousand beri and threw it on her bed before turning back to her. "Now what?" He asked with a tilted head.

Nami face palmed. How could he be this stupid? "You take off your pants. Then you tell me what you want me to do and that's when you start, you know. Doing your thing." She looked away embarrassed at the end.

Gulping, Luffy shyly started pulling his shorts and boxers off. "Okay."

Nami couldn't help but watch as she was about to see his dick up close for the fist time. Once he pulled off his last pieces of clothing, Nami gasped and her eyes went wide. She was definitely right. He was about seven inches long and thought it looked rather thick. She felt intimidated and turned on at the same time. Seeing Luffy completely naked for the first time, she no longer saw a nineteen year old childish Luffy. She saw a man in all his glory, with his cock standing at full attention. And it was all because of her. Knowing that she was the cause of such a thing from her captain; one of the most powerful men on earth, made her feel like the most sexy, wanted and desired woman in the world. Staring at his rock hard member, Nami's mouth started to salivate and her pussy juice was starting to leak down her thighs. When she was about to take a step forward to get what she's been craving for, Luffys voice broke her trance.

"Nami. Are you ready?" Luffy asked as he started to slowly stroke his shaft up and down.

"Oh. Right. Yeah go head and tell me what to do."

Luffy thought for a second. "Put your hands on the wall and spread your legs."

Nami let out a smirk. "Mmm~, have you thought about fucking your precious Navigator against the wall?" She asked while doing what he told her. After spreading her legs with her hands against the wall, she looked back at him to watch him pleasure himself. He started off slow but was starting to pick up the pace. She could see and feel his eyes looking over her entire body. The lust in his eyes turned her on and reminded her how horny she was.

"Put your face against the wall." He told her with almost a growl in his voice.

Feeling a shot of excitement from his growl, Nami did what she was told and placed her face against the wall, letting her hands move to her sides.

Luffy was really starting to get into it as his hips started moving with his strokes. "Spread your ass for me." Again, he demanded her with authority.

Loving how Luffy was talking to her, Nami moved her hands to her ass and spread it open for him to see. She was so wet, she could feel her juices starting to run down her leg. And even though he didn't tell her to, Nami instinctively bent over and pushed her ass out more. Looking like she was spreading her ass open for him to stick his dick inside her. And the way things were going, if he walked over, took her by the hips and used her as his slut. She would let him

"You want your captains dick, Nami?" He was speaking to himself like he usually did when masturbating.

"Mmm, you want me to talk dirty to you?" Her hips were starting to move on their own as well, anticipating to feel Luffys cock penetrate her. "You give me another ten thousand beri" Nami winked at him. "your little whore will talk anyway you want her to."

"F-fine. I'll pay you. Now get on all fours and lift your ass up."

"Aye, aye captain." Nami got on all fours and crawled towards him. Once she was right in front of him, she turned around and laid her head on the floor. Making her ass stick out towards him. "Like this?" She asked in a needy tone.

Luffy's breathing was starting to become labored as he kept stroking his shaft, occasionally spitting on it to make it slick.

Seeing that made Nami lose it. Not being able to take it anymore, Nami moved her right hand to her mouth and started sucking on her fingers before sliding them inside her bikini and to her clit. She kept her eyes on him jerking off to her ass as she continued to play with herself. Nami occasionally slid her fingers deep inside her to give her pussy something to squeeze on to, but even that wasn't enough and it only made her want Luffys dick inside her even more. She also kept fingering herself to keep her fingers slick with her juices as she rubbed and pinched her clit. The ache of being empty was killing her and she just wanted to cum. "You want me to cum for you?" She asked him. "I bet you wanna cum deep inside me, huh?" She asked out of breath. "To fuck me like your little sex kitten."

Luffys nose was staring to fill with a scent he never smelled before. It was musky and sweet at the same time and it was driving him crazy. "Turn over and get on your back." Luffy stood up from the bed and was now standing over her.

She rolled over onto her back, spreading her legs open for him as she kept rubbing her clit.

Luffy's eyes went wide when he saw what she was doing. "Nami?"

She just looked at him with dazed, lust filled eyes. "Don't stop. I want you to cum for me." She told him out of breath.

Luffy nodded and kept stroking as he stared at Nami pleasuring herself. They both let their eyes wonder over each others bodies, taking in as much as they could as they both tried to reach their climax. "Your my whore?" Luffy suddenly asked. Wanting to take advantage of her dirty talk deal.

Nami felt her walls tighten at his words. He had no idea what he's doing to her. "Mmhmm." She nodded. "I'm your whore, Luffys little whore." She was surprised when Luffy suddenly fell on top of her. But he kept himself from landing on her by placing his arm next to her head for support. She looked down in between them and saw that he was still stroking himself. His member was so close to her entrance, she felt her body spasm slightly. Nami could see him clear as day and every detail of his cock. She looked up into his face and saw just how lost he was in his pleasure. "You always wanted to fuck me, didn't you?" She asked while her senses were being filled with his intoxicating musky scent.

Luffy nodded slightly. "I wanted fuck you Nami. From the second I saw you I wanted to be with you. You're the only girl I ever want to be with." Feeling like he was about to cum, Luffy sped up his pace even more.

Nami's eye's went wide with tears threatening to spill out. Her eyes focused on his, she felt her climax coming soon. Her gaze then shifted to his lips. They looked so tempting. 'screw it.' And with that thought in her mind, Nami pushed her head up towards his to have her first kiss. But she didn't get her chance to.

"Ugh! N-nami, Nami, Nami!" Luffy kept saying her Name over and over as he cam, spilling his seed on her stomach.

"Luffy!" Hearing him call her name and feeling his hot cum on her stomach, Nam's abdomen muscles and walls tightened as she came with him. Her juices overflowing and her body going into a spasm as she rode out her first orgasm.

After they had both calmed down, Luffy lifted his head and smiled at Nami. "Shishishi! That was the best I ever felt! Thanks Nami!" He had his eyes closed from smiling so big, that he never saw the fist that knocked him on his back. "OW! What the hell Nami!" He yelled, rubbing the huge lump on his head.

She stood up and glared death at him. "What the hell?! WHAT THE HELL?! I'm the one who should be saying that! When did I ever say you could cum on me?!" She looked down at her stomach with her arms raised out to the sides.

Luffy saw his cum all over Nami's stomach. "Whats the big deal? You told me you wanted me to cum for you. So that's what I did." He told her with a stubborn look as he crossed his arms over his chest.

"Yeah, I told you to cum because you paid me to talk dirty with you! I never said you can cum on me!" She stomped over towards his shorts and looked through his pockets for the rest of her beri. After she found the ten thousand beri he owed her, she tossed the shorts in his face. "For cumming on me you owe me a HELL of a lot more beri then this! you owe me a hundred thousand beri!"

"What! That's not fair Nami~! You never said I couldn't cum on you!" He had just finished putting his shorts back on.

"And you better pay it by tomorrow night and if you don't, I'm gonna double what you owe me every night until you do! Got it?!" She walked over towards him and picked him up by his hair and took him to her door.

"Ow, ow, ow, ow! Let go! I'm sorry okay? I wont do it again." just as he finished, Nami threw him out on deck and luckily, it was empty.

"And don't even think about jerking off until you pay me what you owe." She hissed at him before slamming her door shut. Letting out a sigh, she walked over towards her bathroom; her legs wobbly and weak from her orgasm after the anger left her. She entered her bathroom and looked at herself in the mirror. She was a mess. Her hair all over the place, covered in sweat, her own pussy juice and Luffys seed. Her eyes focused on her cum covered stomach. 'Wow. I had no idea Luffy could cum this much.' Feeling curios, she scooped up some of Luffys cum and rubbed it in between her fingers. 'Its pretty thick too.' Staring at it, she couldn't help but wonder what it tasted like. Some of the people she robbed from were whores and they were always talking about swallowing or eating a guys cum. For a long time she had no idea what they were talking about until Nojiko explained it to her. THAT was an awkward conversation. Still, she wouldn't mind knowing what it tasted like for herself. And she might as well get used to it if she's going to be eating Luffys cum for the rest of her life. She brought it up to her lips and took a quick lick of her finger. 'A little bitter, but not bad.' Nami took another scoop from her cum covered stomach and stuck her whole finger in her mouth, fully tasting Luffys seed. "Mmmm. Yum." She said with a smile while licking her lips. "I think I could get used to you cumming on me. For a fee of coarse."

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End of chapter 3

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A/N: What did you think? Did I do ok for my first ever erotic scene? Did I Make it too dirty or not dirty enough? To much crude language? Do you think I could've been more descriptive or did I describe too much? Were they WAY too ooc? Sorry for asking so many questions but this is my very first attempt at writing something erotic and most, if not all of my stories are going to have lemons in it. So PLEASE tell me if I should have done better and if so, can you please give me some tips? I really want to make the best fics I can. So be VERY critical on this chapter please. Also yes Nami is a virgin. The reason she doesn't have her hymen; she will also explain this to Luffy in later chapters, is because it broke by its self in one of their fights a long time ago. And yes a woman's hymen can be broken in other ways then sex. So Luffy's penis is the only one Nami has ever seen.