A/N: Sorry for the long wait. I have been busy working on other stories and kind of neglected this one. I was kind of unsure about posting this one, but then I thought I might as well.

Disclaimer: I do not own Bleach

Life Insurance

"Ichigo! I've figured it out!" Rukia exclaimed.

"Figured out what?" Ichigo asked from his seat in front of the TV. Maybe Rukia had finally figured out how to search the internet without getting a virus on their computer.

"How we can become rich!" Rukia said, as she dashed into the room.

Uh oh. Ichigo really, really, really, hoped that Rukia hadn't clicked on one of those pop-ups on the internet claiming that it could make you a millionaire.

"Rukia, you didn't click on one of those pop-up ads did you?"

"What? No of course not Ichigo. You told me about the dangers of pop-ups last week." Rukia said indignantly.

That was a relief.

"Alright, then what is your great idea to make us rich?" Ichigo asked. He wasn't really interested in knowing, but he figured this would be the quickest way to get Rukia to leave so he could go back to watching his soccer game.

"Life Insurance!"

"You want to sell life insurance?" Ichigo asked skeptically.

"No. I want to buy it!"

"I'm not following you."

"Well, you see you purchase life insurance in order to insure yourself against an unexpected death. And then if you do die unexpectedly they pay a whole bunch of money out to your beneficiaries."

"Rukia, I know what life insurance is. Can you get to the point about how this is supposed to make us money?"

"All I need to do is buy life insurance and put you as my beneficiary, and then I can use my gigai to stage my own death, and we will be rich!" Rukia said excitedly, looking at Ichigo like she had just discovered a way to turn lead into gold.

"No. Absolutely not. You're not staging your own death Rukia." Ichigo said, and Rukia was taken aback by how angry he looked.

"Why not? My plan is brilliant!" Rukia, protested, unable to understand how Ichigo could not see how brilliant her plan was.

"Because I said no!"

"I don't see why you're so upset about this Ichigo. It's not like I'll actually be dead. It'll just be a gigai, and then afterwards I can come back in a different gigai."

"It may just be a gigai to you, but it isn't to me. To me it's you. Do you know how difficult it would be for me to see you lying in a coffin? Even if it was just a gigai?"

"Oh," Rukia whispered, feeling rather ashamed of herself.

"And a lot of other people here in the human world care about you too Rukia. How do you think my family and all of our friends would feel if they thought you were dead?"

"You're right I never thought about that." Rukia said, looking up at Ichigo who actually looked quite upset.,"I'm sorry Ichigo, that was really thoughtless of me. I never realized before how many people here care about me."

"Hey Renji! Do you want to do me a favour?"

"What type of favour?"

"One that will make us rich!"

"Rich?" Renji asked, his eyes lighting up.

"Yes. It's called life insurance. You buy the insurance and then if you die they pay your beneficiaries a bunch of money."

"So, you want one of us to die?" Renji asked in confusion.

"No, of course not. Nobody would really die. We would use a gigai to stage somebody's death so we could collect the money. Originally I was planning on staging my own death by using my gigai, but then Ichigo reminded me of how many people in the human world care about me and would be devastated if they thought I had died, and so I had to abandon that plan."

"So if you're not planning on staging your own death what do you need a favour for then?"

"Well I can't stage my own death because it would upset too many people, but then afterward I was thinking, who in the human world would miss Ichigo's long-lost relative Renji?"

A/N: In the anime Bount arc Renji came to the living world and was introduced to Ichigo's classmates as a long-lost relative of Ichigo.

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