Disclaimer: I dont own any copyright material including Harry Potter and his friends/enimies.

underline - thoughts
underlined italics - non-english speaking
italics - reading letters, books ect

"Now then," Nightclaw said after they had both sat down in his office, "the first thing we found was that your will had been sealed; only to be released until either your seventeenth birthday or an executer comes forward. Fortunately, with your emancipation, subsequently becoming head of house potter you can act as executer which allowed us to gain access to the original copies from your family vault." He then slid across two sealed envelopes, one with 'James potter' written on it and the other 'Lily potter nee evens'.

I James potter, being sound of mind and body, do hereby declare this my last will and testament.

I James potter do declare that a sum of fifty thousand galleons is to go to the following: - Sirius black, Remus Lupin, Peter Pettigrew. The rest of my estate is to be passed to my daughter Kearia potter, to be held in trust by my wife Lily potter nee Evans until the time she thinks it appropriate.

If upon both mine and Lily's death, Kearia is to go into the care of the following: - Sirius Black, her godfather; Alice Longbottom, her godmother; Minerva McGonagall, a close family friend. Should all those be unavailable she is to be placed in the care of Hogwarts.

"As you can see, there are several requests that cannot be carried out, but you may carry out the request for one Remus Lupin."

"I'm sorry but who is he? I've never heard of him before, let alone met him." She said looking puzzled

"We believe he was a close friend of your father. We would have thought he would have at least tried to visit you." Shrugging, Kearia opened her mother's will and began to read it.

I Lily potter nee Evans, being sound of mind and body, do hereby declare this my last will and testimony. First, should I have died after my husband, then as mistress of the estate I declare his will null and void.

Here, Kearia looked up at Nightclaw as he answered the unanswered question plastered on her face,

"Yes, records show that your mother died twenty minutes after your father. Should we invalidate his will? You still gain the potter estate and all its possessions and titles as the last living blood heir." Seeing her nod, he wrote a quick note, sticking it in her dads will before stamping 'VOID' across the will and putting it in a pile, Kearia however carried on reading her mums will.

Now that's over and done with, since both my husband and myself are dead, Kearia is to be placed in the guardianship of my birth parents, and she is to be emancipated on her eleventh birthday. She is to also gain my personal vault, which is under my maiden name, and my apartment in New York. As soon as you have read this Kearia, go straight to my vault and read the letter waiting there; it will explain everything.

"Well then Miss Potter, do you want to sort out our other bit of business first, or go to your mothers vault?"

"I would deal with the other pieces of business first please," she finally said, looking up from her mums will.

"Very well, first is that there have been several illegal withdrawals from the potter vaults, both money and heirlooms. They were covered up by a lower level goblin, which has since been interrogated and executed. The money was easy to reclaim but the heirlooms are slightly more difficult. Fortunately the potter family has always had close relations with Gringotts and four generations ago, we added a security feature to their possessions in return for them sharing several of their runic formulae. Unless the possession in question was legally sold or gifted with both the knowledge and express permission of the potter family head, Gringotts is able to summon any individual and all belongings of the potter family not already stored in your vaults."

"What about possessions in the family houses and can they be taken from them, also what's required to retrieve my stolen possessions?"

"We can pick and choose what to retrieve after we have compiled a list of the locations of each possession. The potter estates, baring the cottage in Godrics hollow, have been on lockdown since your parents went into hiding, and only a potter by blood can gain entrance. What we require from you is an imprint of you blood and magic signature so we can echo the signatures of the possessions to find their current location. To do that, you puts place your right hand here," he pulled out a 15" by 15" by 5" block of silver with a hand shaped grove engraved into it. As Kearia did that, she felt a slight stinging in her fingers, thumb and lower palm, before the block began pulsing with a blue light before releasing it, allowing the light spreading out in a perfect sphere, and leaving the room while continuing outwards.

"The results will be ready soon Miss potter. While we wait is there anything you require?"

Kearia sat there thinking, before sitting up straight, her business face on. "Is that the only copy of my mum's will?" Seeing his affirmative nod she smiled before continuing, "As it has been carried out already, I would like it to be destroyed so that certain old gits waste resources trying to find it or its specifics once it is known that my fathers will was legally negated by my mothers." Nightclaw smirked at this, a knowing glint in his eyes before his hand was engulfed in black fire which he then placed on the will, removing all trace and hope of repairing it.

"As Dumbledore will undoubtedly attempt to use this against you, as account manager of the potter family, I am a valid witness to the contents of your mothers will. As my duty is to put your secrecy first and foremost, I will not be required to reveal the contents, only that the will was fully carried out."

After making some idle talk about what they thought would be the best legal, but discrete, way to humiliate some arrogant, inbred purebloods to pass the time, a piece of parchment appeared on the desk. After reading it through, Nightclaw smiled and said,

"It would seem that the majority of the various possessions taken from both your vault and parents safe-house is currently located in various places in Hogwarts, but most notably the headmaster's office. I shall recall them for you and they shall be placed in labelled boxes in your main family vault. Due to the illegal withdrawals, all your vaults have also had several extra protections added to them, including a blood and magical lock so only you and whoever you add can access them; currently I am on the access list due to my position as account manager, but only me. You may choose to remove me if you wish, however I would not recommend it though as I will need to access your vaults to transfer funds to and from your various vaults as the various situations call for it."

"Thank you. Would I be possible for me to visit my mother's vault first while my stolen possessions are recalled?" she asked.

"Of course, just let me get the process started and we can be off."

While Kearia got up and waited by the door, Nightclaw had gone into the backroom while he recalled her belongings from Hogwarts. After he had finished, he lead her out of his office and to the carts. Then they spent the next ten minutes hurtling down the tunnels, swerving left and right around the various bends. Suddenly, the cart screeched to a halt next to a row of vaults. "Vault 74, high security. You will need to give a blood sample before I can unlock it." Nightclaw explained. After the vault had finally been unlocked and opened, Kearia entered her vault while Nightclaw remained waiting outside as was Gringotts policy to further ensure their clients privacy. The first thing she saw when she walked in was a pile of boxes and trunks scattered around the room, and in the middle was a pedestal with a letter resting on it. Deciding to read the letter before exploring the various trunks, she picked it up and opened it before reading it.

Dear Kearia, should you be reading this then my fear was realised and we were betrayed before we were killed. Before I tell you about that, just know that I love you very much and would be willing to sacrifice myself a thousand times over if it meant your safety and survival. Now you may be wondering about the trunks and boxes, the answer is that after I graduated Hogwarts I was recruited by the DOM as an unspeakable. My job was to research and develop various forms of magic with my primary being charms, these trunks and boxes show the fruits of my research. However in the green trunk, I have various message crystals that will explain everything in much greater detail; I would suggest taking only that one for now and coming back for the others when you need them. Finally, when you were born I tested you and found you had an ability called astral projection. I spent many months researching this ability but unfortunately I could not find many details about it, only vague references. The reason for this is that a hundred years ago the ministry ladled this as a dark art when they banned all forms of soul magic and made it illegal; because of this I believe that only the darker families would have kept any copies of the books they may have of it. Luckily I was able to find some spells and rituals that aid your ability and they are clearly labelled in the green trunk. Just know that whatever happens I will always love you and my biggest regret is that I won't see you grow up. Lots of love, your mother lily xxx

Kearia was silently crying by the time she had finished reading, though it was made difficult by her body trembling. After a few minutes she had calmed down enough to be able to re-read the letter, but this time as she went through it she felt only determination; she would make her mum proud by learning and even further developing her research. Without even glancing at the others, she shrunk the green trunk, put it in her pocket and walked out of the vault and straight into the cart; thankfully Nightclaw chose to ignore her sign of weakness, simply offering his silent support.

Meanwhile, all over Hogwarts various items were popping out of existence, leaving only calling cards behind. A few such items to be taken was the majority of the private library in the headmasters office; shelves full of silver objects, all releasing some sort of smoke or sound; and last to be taken from the office was a glass bowl which had every available surface covered in runes and was currently filled with sherbet lemons. Oblivious to this, Albus Dumbledore sat on his golden throne, watching the other members of staff eat. He was currently focussed on his potions master, and using the glasses special functions, was looking at him through the clothes, using all his practice with Occlumency to keep his face looking neutral, though a small hint of a blush was still able to slip through. Albus returned his attention to the rest of the staff, turning of the x-ray feature before he was subjected to the sights beneath the younger witches' robe. He was about to start the after-dinner meeting, when the chair he was sitting on puffed away, leaving him in mid-air half a metre of the ground. The sudden shock of it left everyone unable to move, causing Albus to fall heavily on his back. The rest of the table was snapped out of their shock when his glasses popped away as well, leaving a card in its wake. As one, they rushed to the headmaster's side but Fillius Flitwick, seeing the Gringotts symbol on the card, picked it up and read it.

"Dear gods Albus," he said, "what on earth have you done?"

"Excuse me Fillius," Minerva snapped at him, struggling to get Albus to his feet, "I don't see how the headmaster can be responsible for this prank against him." The tiny quarter goblin just sighed and shook his head sadly,

"This isn't a prank Minerva. The items were retrieved by the goblin nation on the grounds of being illegally taken. Should the owner wish it they could take all of album's vaults as compensation. Here look." Minerva paled as she looked at the card he handed over; then turned bright red as she turned her anger to the headmaster.

Nightclaw, seeing her silent tears, didn't comment and simply closed the vault and joined her in the cart before sending it hurtling through the maze again. The journey didn't last half as long this time, stopping next to a massive vault door, which had a huge coat of arms that matched her potter family ring.

"The potter family vault" Nightclaw announced, "same process as before except you will also need to press your head of house ring in the indent on the handle." As the vault was unlocked and opened, a grey film covered the doorway causing Kearia to stop and examine it curiously.

"What does the film do, is it a security measure?"

"Indeed Miss Potter," he answered, "however this is used only when vaults are put on lockdown, which was initiated upon discovering the illegal withdrawals and unfortunately it will remain until all the safety protocols have been completed. You may look around but the barrier stops all wizard magic from working in there, and will stop all items in the vault from leaving. Should you stop touching something that you bring in at any time, such as your wand, it will be subject to the barrier and you will have to wait until the vault comes off of lockdown before you can retrieve it."

Kearia hummed in acknowledgment as she walked in, shivering slightly as she went through the barrier; it felt like she had been doused in icy water. As she looked around, she saw shelves full of different items, a wall full of every kind of weapon you could think of and finaly, piles of Galleons, Sickles, Knuts and some weird bars, around the size of an average Honeydukes bar of chocolate. Her attention was captured by an area on the left of the room that had items popping in, and shrinking before arranging themselves on one of the trunks there. The area the trunks were in was surrounded by a glowing blue line, with a blue film extending up to the ceiling. In front of the trunks, outside of the line, was a pedestal with an old, leather bound book on top, which she discovered listed all the items in the trunks, what they do and where they were retrieved from. One thing she noticed was that 90% of them were rune enchanted objects, such as the pensieve or the bowl that actually created real duplicates of whatever item was placed in it, ignoring all the rules about conjuration and transfiguration.

After a couple of hours of looking through the book; then when the retrieval process finished, playing with the various things, she had sated her curiosity and left her vault, this time she felt warm upon passing through the barrier. Apologising to Nightclaw for taking so long they got in the cart, hurtling through the maze as the returned to the surface, and subsequently Nightclaw office. Upon sitting at his desk, Kearia noticed that there were five leather bound books, two considerably thicker, which Nightclaw identified as her account ledgers. Reading through the founders first, she noticed that the Gryffindor and Slytherin vaults had a bit of gold, but apart from the parsletongue books, they contained weapons and enchanted items, although it seemed the Slytherin vault had some eggs of an unidentified animal. The Ravenclaw vault, however, had medium sized pile of gold, but a massive collection of books. The ledger even said that the vault had a charm on it so it automatically bought or made a copy of any non-family specific book. They also showed that the ministry paid a yearly rental fee into the founders' vaults for the privilege of Hogwarts teaching any citizen of magical Britain without prejudice rather than them picking and choosing. The potter and black family legers, however, showed large amounts of gold in each, and a yearly income of at least 170 galleons in investments. The potter investments were only 10% maximum of a company, but spread out into many business, even successful ones in the smuggle world. The blacks however, had controlling shares in many shops in knock turn alley, including a magical creature shop that was popular with even some of the light orientated families. Another thing that the black family ledgers contained were the different marriage contracts that had been carried out and still pending, for the last four hundred years. There were also some contracts that seemed to have been broken, such contract was for Narcissa and luscious Malfoy, the broken terms being that if they didn't produce a son to take the black name within five years of marriage, it was eligible for the head of house black to dissolve the marriage taking half of the Malfoy gold and investments. There were also irregularities with the Lestrange contract, but that would need investigating as it wasn't as straight forward.

"Nightclaw, can you see any legal problems should I dissolve this marriage?"

He took the copy of the contract a scanned it for several seconds, picking out all the details, before grinning and handing it back to her, "no miss potter there won't, however you will have to take Narcissa back into the family and provide for her so I would ensure to find out if she wants it or not so you can make preparations; this will also allow you to know if it is worth it, or if she would resent, and later betray you for it.. Would you like for me to set up a meeting for you?"

"Please. However could you please make it at 13:00 on three days, also make sure she knows its black family business and private so only she will be allowed to the meeting."

"Of course miss potter. Now is that all for today?"

Kearia looked at her watch briefly before replying, "Actually there's one more thing but I'll need to be quick, I have a meeting in twenty minutes. What I would like is for the potter vaults to buy 49% of the shares in the following smuggle companies: Microsoft, Apple, Virgin and blackberry. They're still new and fairly small but a friend of mine has a minor seer talent, and has predicted they'll soon be multi-million pound businesses with enough initial funding."

Hearing this, Nightclaw started writing notes rapidly, a greedy glint in his eyes. If karma's friend was right, the consultant and investment management fees will earn both him and Gringotts thousands a month, add that to the fact that Kearia actually respected goblins and he had to be the luckiest account manager since Glandrot the gory who had managed the Le'fay family accounts before it died out some hundred years ago. He was so engrossed in his work, he barely heard Kearia's amused goodbyes, and didn't even realise when he subconsciously returned them.

Kearia chuckled as she left Nightclaw office; if her news on those companies got that sort of reaction, she wouldn't be surprised if Gringotts bought some shares in those companies for themselves, hell Nightclaw barely noticed me leave. While she was lost in her thoughts, she had walked back to the leaky cauldron and had even opened the wall before she came back to reality. "Dam, I've got to stop doing that!" She shook her head and entered the pub, smiling when she saw the anxious, fidgeting form of the warding worlds most dedicated reporter, Rita Skeeter.

While Kearia was about to start her meeting with the reporter, miles away Gringotts fastest and most trusted owl had just arrived at Malfoy manor, interrupting the family's starter course of their evening meal. In then further surprised the three when instead of going over to Lucius, it went to his wife Narcissa; snapping at Lucius's fingers when he tried to take the letter, both from the owl and his wife. Perplexed, Narcissa opened the letter only to grow more confused as she read it.

Dear Mrs Narcissa Malfoy nee Black, the new head of house black has recently taken up mantle and wishes to speak to you regarding black family matters. In light of this a meeting has been set up at 13:00 on the 25th of July in Gringotts. Upon arrival simply announce yourself to an available teller and he will guide you to the meeting. Please note that this is about family matters so only you will be welcome and anyone else arriving with you will be denied access.

Nightclaw,

Black family account manager.

"Well, what does it say?" Lucius demanded. It was obvious by his red face that he was outraged he didn't get to read the letter. Narcissa, instead of answering simply wrote her conformation that she would be there on the back of the note before giving it back to the owl, all the while trying not to laugh at her husband's face. "Dammit answer me woman!" He raged

"Calm down dear," she said, inwardly cringing at the endearment, "it was notification of a meeting with the new head of house black regarding some family matters. With that she went back to her meal, ignoring her husband's angry mutters at how someone claimed the title before his son.

Back in the leaky cauldron, Kearia had brought out the ward stone again and activated it as she sat down and placed it on the table. "Don't worry Miss Skeeter," she said when she saw Rita's worried face, "it's simply a portable notice-me-not and silencing ward. I thought it best if our meeting was kept private."

"Of course, now I assume you're the contact that has the information on the lost Mr Potter? The letter said it was guaranteed a front page article."

"Yes I am, and I've been doing some thinking since I wrote that letter; I have come to the conclusion that if you split up the information into several interviews and write it the right way, you can stretch this over at least six editions all front page. All I require is a magical oath to not start publishing or even letting others in on this until after the Hogwarts express has left on September 1st."

"That's fine dearie. The wait is a little bit disappointing but I can use this time to plan it perfectly. Oh the opportunities, I'll get an award for sure." She then got out her wand. Tip touching her heart before making her oath, "I, Rita Skeeter, do hereby swear upon my life and magic that I will not publish any of the information I am about to be told, or information I may find myself that is related to it, until the Hogwarts express has left on September 1st and I will not show, tell or in any other way notify someone else of my research and what I was told with this story. So mote be it."

Satisfied with the oath, and the blue flash to signify its completion, Kearia got out the identity documents Nightclaw had provided her, and keeping a straight face as not to show the mirth she felt, placed them on the table facing Rita and said, "hello, allow me to introduce myself, I am K***** Hailey potter, the truth behind the so called 'boy who lived'" her first name being muffled by the magical ward she placed upon it.

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