A/N: Yes I took alot of my numbers and information from my Story Be Prepared. Also the description of Dumbledore's cane is partially from something I read, I don't remember who. For that I am sorry. I would like to say thank you to Professor Chris for the idea about the Fire Patronus, you rock. If you want to know what I am talking about, read the The Bonded Heir, and the The Bonded Heir 2: The Professor From Hell. Without furthur ado...I present to you Chapter 6.
Chapter 6: Gringotts
Harry, Ginny, Bill, Charlie and Remus arrived at the main apparition point in Gringotts 15 minutes after the first floo call. Since Gringotts was a wizarding bank, they were open 24 hours a day to service all of their clients; as soon as the arrived, Griphook, whom Harry recognized immediately, walked over to them and addressed them "Lord and Lady Gryffindor, welcome to Gringotts this evening, if you would please step this way."
They were led to a very large office; Bill froze when he saw whose office they were entering. He only muttered "Great Merlin" under his breath about 30 times. Once they were all seated, another door opened and a very distinguished looking goblin entered and sat at the head of the table. "Good evening my Lord and Lady, I am Mackrack, Chairman of Gringotts Bank, and Leader of the Goblin Nation. I would like to thank you for coming so quickly. Now before we begin, I must ask whether or not you trust these three men who are with you. The information we must go over tonight is very…powerful."
"Of course Master Mackrack; I understand completely. May I present William Arthur Weasley, Heir Apparent of the House of Weasley, trusted Gringotts employee, and of course my oldest brother-in-law. May next present Charles Patrick Weasley, Dragon Tamer Extraordinaire and also my brother-in-law, and finally Remus John Lupin, a dear friend of mine and that link I have to my parents and godfather. So yes Master Mackrack, I trust these three men with mine and my wife's lives."
The goblin just smiled at the young man in front of him. "You choose your friends very well my Lord. The Weasleys are always welcome in this branch, and Mr. Lupin has always treated us with the utmost respect.
"Now as to why we are all gathered here. As of yesterday afternoon, you became of age in the eyes of Gringotts when you soul bonded with Mrs. Potter here. Now, due to you coming of age, we are able to process the remaining parts of you parents' will and the will of your godfather, Sirius Black. If it is alright with you Mr. Potter, I would like to handle the Mr. Black's will first." Harry nodded his head. "Excellent Mr. Potter, Mr. Black used a pensieve for his will. We will play it now."
Mackrack nodded to one of his aides, who placed the pensieve in the center of table. After pressing a number of runes on the bowl, the torches in the room dimmed, and the image of Sirius Orion Black was displayed. He looked around the room and spoke in formal tone.
My name is Sirius Orion Black, Lord of the House of Black, and Head of the Black Family. This is the final installment of my final will and testament. The previous installment should already have been read.
Now to the good part. The only person who should be here is Harry James Potter, my godson. If there are any others here, I ask Master Mackrack to please make sure they are here at the request of Harry, and not others.
Now Harry, as you know from the public part of my will, you get almost everything, Grimmauld Place, my vaults, etc. What you also inherit are the titles that go with the name. You are now Lord Black, Harry James Potter, and head of the House of Black. Because you are now the head of a family, you are also emancipated. This means that you are an adult and have been since my death. I didn't want anyone to know this, because some people would have tried to stop you from doing what you wanted to do. One man in particular would have had a shit fit.
Of course the man I am talking about is Albus Dumbledore. Don't get me wrong Harry, he means well, but he has been too old for too long to remember what it was like when he was young. He also has let some of his own demons influence him. But that is neither here nor there, now that you are an adult, you can claim your full inheritance from you parents. They set it up so that you could not inherit it until you were either married, or came of age.
So that's it Harry. That's all that is left except for a few small items. First take care of Remus for me, because he won't take care of himself. As part of this, please lock him and my dear cousin in a room until they shag. They both need it desperately. If there is one good thing about being dead is that I no longer have to hear those two whining about each other.
Secondly, please in the name of god do the same to Ron & Hermione, and then ask out Ginny. You'll be happier for it.
Finally Harry, remember that I love you, more than life itself. I knew I would go down fighting, and that is how I did it, I hope. If I died in the shower, or on the loo, well pretend I died in combat. If I died in bed, I hope it was with a beautiful woman whom wore me out.
The image of Sirius faded and the torches returned to normal. Mackrack gave Harry a moment before he continued. "Mr. Potter—"
"Please call me Harry. Mr. Potter makes me feel like I am in trouble with Professor McGonagall." Remus snickered as did the goblin.
"Very well, Harry. Mr. Black's Estate was huge. Besides considerable personal wealth, which included stocks in muggle and magical companies, he also inherited the Black Family Trust after the deaths of his parents."
"I thought Sirius was disowned by his parents? His name was blasted off the family tapestry."
"It is impossible for the Heir Apparent to be disowned by his family. Once the eldest son, who is always the heir apparent, is born he is brought here where we perform a ritual which seals his ties to his family. Even though his mother was displeased with him, Sirius Black received his inheritance because he was Heir Apparent.
"Of course, with Mrs. Black never changing her will, it was a mute point anyway. The Black Family Trust was changed by Mr. Black shortly before his death two years ago. Please look over this document and sign at the bottom.
Black Family Trust
Principal requirements for beneficiaries:
That they are no way activity involved with anyone who had taken the Dark mark with the exception of any spies for the Order of the Phoenix.
They are members of the Ancient House of Black by either blood, marriage, or adoption ritual
They are active supporters and fighters for the light side
Due to these requirements, the following people are considered Beneficiaries:
Harry James Potter-Godson and heir to Sirius Black by Baptism and August 18, 1981
Ginevra Molly Potter-Soul Bond to Lord Potter June 23, 1997
Andromeda Marie Tonks nee Black-Born December 17, 1953
Theodore Tonks-Married to Andromeda Marie Tonks nee Black February 16, 1971
Nymphadora Lupin nee Tonks-Born to Andromeda & Theodore Tonks March 19, 1973
Remus John Lupin-Married to Nymphadora Lupin nee Tonks June 20, 1997
Arthur William Weasley-Born February 6, 1950 (Second Cousin)
Molly Weasley nee Prewett-Married Arthur William Weasley September 3, 1968
William Arthur Weasley-Born to Molly and Arthur Weasley November 20, 1970
Fleur Delacour-Betrothed to William Arthur Weasley July 12, 1996
Charles Bilius Weasley- Born to Molly and Arthur Weasley December 12, 1973
Percy Ignatius Weasley- Born to Molly and Arthur Weasley August 22, 1976
Fred Fabian Weasley- Born to Molly and Arthur Weasley April 1, 1978
George Gideon Weasley- Born to Molly and Arthur Weasley April 1, 1978
Ronald Bilius Weasley- Born to Molly and Arthur Weasley March 1, 1980
Hermione Jane Granger-Betrothed to Ronald Bilius Weasley June 20, 1997
Due to these requirements, the following people are no longer considered Beneficiaries:
Bellatrix Elizabeth Lestrange nee Black-Known Death Eater
Rodolphus Lestrange-Known Death Eater
Narcissa Katherine Malfoy nee black-Married to Known Death Eater Lucius Malfoy
Lucius Abraxas Malfoy-Known Death Eater
Draco Malfoy-Known Death Eater
As of this date and time, those who are listed as Beneficiaries will receive 1 share each from the Black Family Trust.
Signed
________________________
Lord Harry James Potter
Head of the House of Black
Head of the House of Black
Head of the House of Gryffindor
Executor of the Black Family Trust
"Master Mackrack, how much is the Black Family Trust worth at this time?" Harry asked after seeing the people who would inherit something from Sirius.
"Harry, the Black Family Trust, which is now considered broken as to Mr. Black's will, is in excess of 320 million galleons. Each beneficiary will be receiving their share, approx 20 million galleons once I have finalized the paperwork. As the new Head of the House of Black, I am authorized to hand over the Black Family Signet Ring to you.
"This ring is to worn on your left hand on your middle finger. With this ring, you now control all of the properties and wards of the House of Black. The ring also serves as a portkey to all of the Black Family Holdings; all you have to do is think about where you want to go.
"You should also know that you can take anyone who is loyal to you. If someone who is not worthy tries to hitch a ride, they will be ejected mid travel and land in one of holding cells here in Gringotts. Also this ring will go thru any wards
"Now if you can look at the next sheet of parchment, that information is current as of 1 hour ago. It is all of the monetary materials you have inherited from Mr. Black."
Black Family Assets
Black Family Trust Vault 21
321 Millions Galleons
Cash on Hand in Vaults 21, 23, 25, 188,
23 billion galleons, 300 sickles, and 34 knuts
Dowry Vault for Nymphadora Tonks
2,700,000 galleons with 10,000 galleons added per year
Personal Vault for Nymphadora Tonks
2,700,000 galleons with 10,000 galleons added per year
Personal Properties
Black Home, London (Location Unknown due to Fidelius Charm)
Black Ancestral Home, Yorkshire
Flat Knockturn Alley, London
Flat, Muggle London
Flat, New York City, America
Beachfront Home, New Orleans, America
Ranchero, Buenos Aires, South America
Flat, Tokyo, Japan
Estate, Versailles, France
Investments*
Rental Properties
Number 93, Diagon Alley London-50 Galleons per month
Number 33, Diagon Alley London-100 Galleons per month
Number 87, Diagon Alley London-75 Galleons per month
Flat above 93 through out Diagon Alley-20 Galleons per month
Flat above 33 through out Diagon Alley-40 Galleons per month
Flat above 83 through out Diagon Alley-30 Galleons per month
Zonko's Joke Shop Building, Hogsmeade-70 Galleons per month
Madam Puddifoot's Building, Hogsmeade-70 Galleons per month
Yearly Income from Rental Properties-5,460 Galleons
Stocks-Magical
Nimbus Broom Company 35%
Daily Prophet News Corp. 35%
Zonko's Joke Shop 20%
Firebolt Company 40%
Madam Maulkin's Robes For All Occasions 15%
Yearly Stock Dividends from Magical Stocks-240 million Galleons
Stocks-Muggle
Microsoft Corp. 30,000 shares
The Walt Disney Company 20,000 shares
British Airways 10,000 shares
Virgin Inc. 10,000 shares
Mutual Funds 3.5millions pounds sterling
Last Year's Yearly Stock Dividends from Muggle Stocks- 10,645,842 Galleons
Total Investment Income per year 250,651,302 Galleons
Expenses**
Dowry Vault for Nymphadora Tonks-10,000 galleons per year
Personal Vault for Nymphadora Tonks-10,000 galleons per year
Maintenance of Personal Properties-24 million galleons
Maintenance of Rental Properties-10 million galleons
Gringotts Fees
Family Vaults Maintenance-57,500,000 Galleons (.25% of Vault's Value)
Dowry Vault Maintenance-6,750 Galleons (.25% of Vault's Value paid from Family Vaults)
Handling of Magical Stocks-360,000 Galleons (.15% of Stocks Value paid from Family Vaults)
Handling of Muggle Stocks-26,614 Galleons (.15% of Stocks Value paid from Family Vaults)
Total Yearly Expenses-91,913,364 Galleons
* Does not include any jewels, loose gemstones, weapons, furniture, family heirlooms, etc
** Does not include personal purchases (Food, Vacation, Leisure, Clothing, etc)
Harry was stunned. He was filthy rich. Mackrack calmly handed a stack of parchment over to Harry, whom signed it without thinking. After all the paperwork was finished, Griphook took it and left the office.
"Now that we have completed the business regarding the Black Family and the will of Mr. Sirius Black, we can now move on to the Potter Family and the wills of Lily and James Potter. Mrs. Potter, since you are now considered an adult thanks to you soul bonding, we do not require your parents to be here. However, we do need Mr. Albus Dumbledore and Ms. Minerva McGonagall to be present."
Remus spoke up, "I can contact them quickly, however they may not be able to appear due to injuries they both incurred yesterday."
Mackrack nodded and Remus quickly used his Phoenix Pendant and contacted Dumbledore who stated that he and Minerva would be there shortly.
Shortly afterwards, the two professors arrived in a flash of flame courtesy of Fawkes. Harry noticed that Dumbledore was leaning heavily on a beautiful wooden cane. It was painted in the same colors that Fawkes was, Fire Red, Black, and Golden. The head of it was a phoenix; the grand wings folded back, allowing for Dumbledore's hand to comfortably wrap around its body. Its head was proudly raised and easy to see. It was a rather dignified cane Harry thought. There were runes etched around the cane, some Harry knew, many he did not. The ones he thought he recognized were to make the cane indestructible, unable to be summoned except the proper owner and a rune to make the cane free standing. Overall, Harry thought it these runs were very practical and wondered if he could craft one for himself.
Harry was pulled from his musing by Dumbledore's voice. "Greetings Mackrack, please accept our apologies for our tardiness. I was not aware that we required for the Potter's Will. As a matter of fact, I would have thought that James and Lily's wills would have been read shortly after their deaths?"
"Your tardiness is excusable, due to your age and the battle you fought yesterday. As to your questions about the Potter's will, according to our information, this will was made in September of 1981 and was never heard because of the main beneficiary, namely Lord Potter here, was not available. When we contacted the Ministry of Magic in order to make contact, we were told that all Magical contact to you was restricted until you turned 11 years old. Unfortunately this information was buried under enormous paperwork until recently." Harry was livid; someone else was trying to run his life. If it had been Dumbledore…well Harry would soon find out if it was possible to kill a phoenix.
"Who placed the restriction? If it is anyone in this room, I recommend that you let them leave before I do permanent damage to them." Albus understood the threat quite clearly and was afraid of what Harry might do. Just as Albus was about reassure Harry that he had nothing to do with it, Mackrack beat him to the punch.
"Mr. Potter, the only thing the Headmaster did was place the wards around the house that you have lived in to keep you safe. This order was placed by then Junior Undersecretary Cornelius Oswald Fudge, when he became Minister he reposted these orders." Everyone in the room was pissed off. Fudge has isolated Harry from his rightful inheritance, which was a low blow even for him.
"Master Mackrack," Dumbledore spoke, with a deathly quiet voice, "Are you telling me that Lily and James Potter's will has never been heard?" Griphook looked somewhat afraid. The magic pouring off of him was a site to see.
"That is correct sir, now at this time I would like to display their last will." With a simple nod from Harry and Albus, Mackrack placed the crystal in the center of the table and it began to play. Two forms, a man who looked almost identical to Harry and woman who looked like Ginny, rose from the crystal and began to speak:
We, Lily Marie Evans-Potter and James Harold Potter, being of sound mind and judgment hereby make this, our last will and testament. All previous wills are null in void.
Lily started the will first:
First off, we name Sirius Orion Black, Harry's godfather, his guardian. If Sirius is incapacitated or was an idiot, which knowing Sirius is a possibility, we wish for the following people to care for him in this order: Remus Lupin, Frank and Alice Longbottom, Arthur and Molly Weasley, Madam Amelia Susan Bones, Minerva McGonagall, or Albus Dumbledore.
If we are dead, then Peter betrayed us. We had Peter be our secret keeper when we cast the Fidelius Charm on our home in Godric's Hollow, Sirius was a decoy; if he has done something rash, please send a copy of this will to the Ministry of Magic, Department of Magical Law Enforcement, attention Alastor Moody or Amelia Bones.
Albus, we are sorry we did not trust you to be secret keeper for us. I hoped that we could find the leak and save Harry at the same time.
At this point James wrapped his arms around his wife's body and spoke:
To our son Harry James Potter, we leave you everything we have. This includes Lionfire Hall, Godric's Hollow, shares in the Nimbus Broom Company and a lot of other things. Griphook, who is our estate manager, has a complete list of assets.
Harry you are the last remaining Potter. Because of this you are now Head of the House of Potter. I also name your magical guardian as steward until your turn age 15. This means that they will handle all of your affairs until you turn 15.
So what does it mean to be the Head of the House of Potter? Well it's a lot of work and responsibility. You are now considered an adult. Yes that means no more underage restrictions on magic. Next, all marriages involving members of the family must be approved by you. This isn't a problem since you are the only Potter left. You must also approve the bonding of any house elves to the house of Potter. They are free to wear clothes and you are to treat them with dignity and respect or else I'll haunt you till your dying day.
Where was I? oh yes, you also have the power to disband marriages, declare contracts null in void, make someone a member and disown a member of the House of Potter. You also have a seat on the Council of Twelve and the Wizengamot. I pray you have learned about the Council in History of Magic, but if Binns is still teaching…I won't hold my breath.
You see Harry, the Gryffindor/Potter family is one of the original 12 families the Merlin brought together and created the first magical government. As you just heard, we are the direct descendants of Godric Gryffindor. When the Council of Twelve was first formed, our family name was Potter of Gryffindor.
Where was I? Oh yes, when the first Ministry of Magic was founded in 1252 AD, the twelve families were given the 12 permanent seats on the Wizengamot by this time, our family name was shorted to Potter, and all record of our ties to Godric Gryffindor were buried for very good reasons. The main reason was that as the direct heirs of Gryffindor, our family would always be targeted by dark wizards and by the psychopathic descendants of Salazar Slytherin. There is a book in the vault that explains what I mean regarding Slytherin's family.
Over the years, only the Potter and Dumbledore families have controlled their seats continuously since this time. According to the ancient laws which are the foundations of the Ministry of Magic, you have the power to remove the Minister if you see fit.
Once this will reading is completed, you will be give the Gryffindor/Potter Signet Ring. This is to be worn on your left hand on your ring finger. When you are married, the wedding band will bond itself to this ring. With this ring, you now control all of the properties and wards of the House of Potter. The ring also serves as a portkey to all of the Potter Family Holdings; all you have to do is think about where you want to go.
Harry reached out and pulled Ginny into his lap. He breathed in the scent of her hair and visibly relaxed. He then thought about what Fudge had robbed him of and how he was going to make him pay for his actions.
To Minerva and Albus Dumbledore; I just want to say that I love you both very much. I as so happy when my parents named you my godparents; please do me a favor and keep an eye on Harry, with Lily's brains and my Quidditch skills he should be a hand full.
To Sirius and Remus we leave you custody of Harry. Please remember our son and make sure he never forgets us.
At this point Lily spoke up again and looked directly at her son.
Harry, I know about the prophecy concerning you and Voldemort. Albus told us soon after it was made. Don't let it get you down. I want you to train hard but enjoy life to the fullest.
Shortly before we went into hiding I had a vision. It was about your soulmate Harry. She would be the seventh child born to a family of men and she would be the first female in seven generations. After talking with Alice Longbottom, who has a son your age, I believe that this girl is Arthur and Molly's daughter Ginevra. Take time to get to know her. There is a book in the family library that will explain about magical bonds, read it if you have any questions.
James then took over the will again at this point, even though everyone could see and hear Lily sobbing quietly.
So Lily leaves me divide up the estate, typical. She does the emotional stuff and I have to do the manual labor. Ok here it goes: to Albus Dumbledore, we leave you copies of the books that are in the Potter Family Library. Albus, please feel free to copy any of the books your want for your other professors since they include many different fields.
To Minerva McGonagall, our Head of House and inspiration for becoming Animagi, we also leave you copies of the books that are in the Potter Family Library. Please note that while Albus' are magical duplicates, yours are real copies. Lily and I also leave you The Marauder's Guide to Becoming An Animagus and The Marauder's Guide to Hogwarts: Everything You Need to Know-From the Astronomy Tower to the Dungeons. Ask Sirius or Remus about them I promise you you'll love the,
Lily then stepped back to the forefront and looked at Ginny.
Ginevra, if Harry is anything like his father then you need to hit him up side the head at least 10 times a day. And this is before you start dating, let alone marriage. He will try to be very noble and possibly try to leave you to tend to the home while he goes off to kill Voldemort. If he does it, go to Potter Manor, in the kitchen is a very large caste iron frying pan in one of the cupboards, grab it, find Harry, then hit him upside the head until he either passes out, or regains some common sense. You might have to heal him a few times, so make sure you know some good healing charms for concussions.
If something has gone wrong and Harry has not realized you are a girl, the soul bond will begin to affect Harry when he turns 15. The bond will create circumstances for you two to get together. Only after you both profess your love for each other will the bond will activate. However, the time between when the bond starts to affect Harry and you each profess your love for each other should be rather interesting.
If this vision is true, then you should both meet the last two Potters to be soul bonded, William Harrison James Michael Percival Arthur Potter and his soulmate Ariana Minuet Elizabeth Bones Potter. There is a rather long story regarding how this was done, and you should really listen to them.
Finally to the both of you, remember the James and I love you both very much and we'll keep an eye on you from time to time.
The two images faded back into the crystal and the room returned to its normal illumination level. Harry and Ginny were whispering too each other, lost in their own world. Bill and Charlie were staring at them while trying to engage Remus in conversation; this was failing because Remus was lost in memories of two of his best friends. Minerva and Albus were sitting quietly, thinking about their godson and his wife, two bright lives that were cut short because of madmen. On one side was Voldemort, whom was mad in quest for blood purity and world domination, on the other side was Dumbledore himself with his crazy ideas of the greater good and seeing the good in people.
In some ways, both of them were to blame for the state the world was in, however only Dumbledore could use his position to help save it. It was with the vow that Albus Dumbledore opened his eyes ad with a determined look, was ready to do whatever was needed to atone for his sins.
Usually to a goblin, time is money. Today however, Mackrack had all the time in world because Harry Potter and his mate represented the future of not just the wizarding world, but entire world. The raw magical power that these two people possessed was only matched by the economic and political power they were to soon receive. But first, they had to finish their business here.
"Lord Potter, I am sorry if I seem a bit rash, but we should finish our business here. For what it matters, I am sorry for your lost. I had the honor of being invited to your parents wedding and considered them friends of mine. Their deaths hit me quite personally."
There was a moment of silence before Mackrack continued, "There are a few remaining pieces of business that need to be dealt with. As per the will of Godric Gryffindor, his hereditary title would be passed down thru his eldest child's line for eternity. Lord Gryffindor would have access to all that belonged to Godric himself save for Hogwarts Castle and Grounds, and Gringotts Vault #2 and Sub basement vault 2.
"These vaults would be reserved for his heir of blood and magic only if he was soul bonded. Harry, you are the heir Lord Godric spoke about. You see, his wife, Lady Gwendolyn, was somewhat of a seer. She saw a great battle looming ahead one day that their heir would have to fight. Because of this, Lord Godric placed many things in these vaults and sealed them until you came along to claim them. Here is your financial breakdown of the Potter/Gryffindor Estate including what you have received because of the stipulations in Lord Godric's will."
Potter/Gryffindor Estate
Cash on Hand in Family Vaults 2, 10, 11, 12, 20, 22, 714, 1002
87 billion galleons, 987 sickles, and 4 Knuts
Education Trust Vault
94,438 galleons
Subbasement Vault 2
1,465,211,469 galleons
Personal Properties
Potter Manor (Lionfire Hall) with 200 acres, Wales
10 acres of land with ruins, Godric's Hollow
Little Manor, Scotland
Flat, Muggle London
Flat, New York City, America
Beachfront Home, Santa Monica, California, America
Evan's Ranch, Montana
Flat, Chicago, Illinois, America
Ski Chalet, Toronto, Canada
Flat, Tokyo, Japan
James' Place, Australia
House, Cairo, Egypt
Dragon Manor, Romania
Investments*
Stocks-Magical
Nimbus Broom Company 45%
Daily Prophet News Corp. 30%
Zonko's Joke Shop 20%
Firebolt Company 15%
Madam Maulkin's Robes For All Occasions 25%
Weasley Wizarding Wheezes 30%
Yearly Stock Dividends from Magical Stocks-180 million galleons
Stocks-Muggle
Microsoft Corp. 40,000 shares
The Walt Disney Company 50,000 shares
British Airways 30,000 shares
Virgin Inc. 23,000 shares
Apple Inc. 12,000 shares
General Motors Corp 14,398 shares
Aston Martin Co. 10,987 shares
Cunnard Inc. 25,231 shares
Time Warner Inc. 37,985 shares
Mutual Funds 3.5 millions pounds sterling
Last Year's Yearly Stock Dividends from Muggle Stocks- 56,075,837 galleons
Total Investment Income per year 236,075,837 galleons
Expenses**
Maintenance of Personal Properties-39 million galleons
Gringotts Fees
Family Vaults Maintenance-217,500,002 galleons (.25% of Vault's Value)
Education Trust Fund Vault Maintenance-236 galleons (.25% of Vault's Value paid from Family Vaults)
Subbasement #2 Vault Maintenance-36,630,287 galleons (.05% of Vault's Value paid from Vault)
Handling of Magical Stocks-270,000galleons (.15% of Stocks Value paid from Family Vaults)
Handling of Muggle Stocks-140,190 galleons(.15% of Stocks Value paid from Family Vaults)
Total Yearly Expenses-293,540,715 galleons
* Does not include any jewels, loose gemstones, weapons, furniture, family heirlooms, etc
** Does not include personal purchases (Food, Vacation, Leisure, Clothing, etc)
"This of course does not include any the weapons and armor that are in the vaults. Harry, Ginny, between the Black & Gryffindor/Potter Estates, you are not only the wealthiest customers Gringotts has in England, you are the wealthiest customers in the world, both magical and muggle."
Harry's jaw just dropped. It was the comic relief needed right then, because everyone fell over in laughter at Harry's face. After everyone stopped laughing, Harry signed all the relevant paperwork before Mackrack continued again.
"Harry, we are finally down to the last few final pieces of business we must deal with here tonight. Due to your family's position on the Council of Twelve, each new heir must undergo the Inheritance Ritual."
Harry looked dumbfounded, "What is the Inheritance Ritual Master Mackrack? I have never heard of it before."
However Remus answered, "Harry, the Inheritance Ritual will show us if you have any other inheritances coming to you. Because of the long line family tree, there may be branches of the family that have died out that have something that you can claim. It may be a small claim like mine. I underwent the ritual myself when I turned 17 and found out I own a house that soon became Lupin Lodge, where I go for my transformations."
Harry thought for a moment before answering the goblin. "Very well. Ginny and I should both do the ritual."
Mackrack frowned and answered, "I'm sorry, but only men may participate in the Inheritance Ritual. Due to the marriage bond, or in your case the soul bond, anything that Ginny may inherit will be revealed. If you would please follow me, we will begin the ritual. Due to the magic used, I would ask that your companions either return to their homes, or you may return here. Griphook will take you to one of our VIP guest suites. The ritual may take several hours."
Harry and Ginny both looked unhappy for a moment. After a quick discussion, Harry rose from his chair and walked over to where he was standing. A moment later the two of them left the office.