Okay, so here's the fourth chapter!

Don't own HOA or Taylor Swifts song Mine.

Flash forward and we're taking on the world together,

And there's a drawer of my things at your place.

You learn my secrets and you figure out why I'm guarded,

You say we'll never make my parents' mistakes.

Nina's POV

It was December now, 2 months since I first went horseback riding. Now, Fabian takes me every Saturday. It's the highlight of my week. I am riding now, but Fabian started to slow to a walk. Then stopped.

"Uh, why are we stopping?" I asked.

"Because," Fabian told me, "We have to talk."

Oh no. It's over. I'm done. I knew it! Love is a tragedy!

"It's over isn't it?" I asked looking down.

"What? No Nina, look at me." Fabian said.

I looked up at him, I loved him. Fabian, please don't break my fragile little heart.

"Why do always ask that, Nina?" he questioned.

I looked down again.

"Nina? Why, why do you always think I'm gonna leave you?" he pressed.

"What did you wanna talk about?" I asked changing the subject.

"Nina, stop trying to change the subject." Fabian said.

"I don't know." I told him. Lie.

"Nina, just know that I'm not going anywhere." He said tilting my head up, "I love you."

"I love you too." I replied, "Now, what did you want to talk about?"

"Oh, um… I was a wondering… um… if you wanted to um…" he was being shy, I thought it was adorable. I smiled as he talked, "Move in with me?"

I was confused, "Umm, Fabian. I don't think Jerome and Alfie would like it if I moved into your dorm."

Mick and Amber had bought a place of campus, and it was just Fabian, Alfie, and Jerome now.

"No, Nina." He said, "I bought an apartment, in the same complex as Amber and Mick and I want you to live there with me."

"Yes." I said, "Yes!"

I wrapped my arms around his waist from behind, seeing he was facing front and I was behind him.

"Hey, Fabian." I said.

"Yes, Nina."

"Can I try riding, you know from the front." I asked.

"Okay, just don't go to fast." He smiled.

We quickly switched places and…

I was riding a horse. On my own. With Fabian kissing the back of my neck while I rode. It feels amazing. Oh yeah, the riding feels amazing too.

Before we knew it, it was 9:30 pm and I was exhausted. I had never been so tired. I don't know why, maybe it was the riding.

Or it could have been my lack of sleep the night before. I was up all night thinking about my brother, who is two years older than I am. His name is Austin and I hadn't seen him in a year. He was at college, and I was at college. And we couldn't be home for Christmas or Thanksgiving for last year because of snow.

So, I fell asleep in the passenger's seat of Fabian's car.

When I woke up the next morning I was in my bed. Still, in my yoga pants and long sleeve shirt.

It was 12:30 in the morning, I had missed breakfast. Great.

I called Fabian, "Hello, sleepyhead."

"Hey, Fabian, what happened last night?" I asked.

"You fell asleep in my car. And when I tried to wake you, you said 'Austin, get the dog off me!' and just stayed asleep. So I carried you back to your dorm and used your key to get inside. Wait, did just wake up now?" he asked.

"Yes, I did."

"Sometimes I wonder what you did with previous boyfriends." He laughed.

"What previous boyfriends?" I asked, "I haven't had a boyfriends since I was a junior."

"Then who the hell is Austin?" he said.

"My older brother. I haven't seen him in a year." I explained.

"Alright, you want me to come help you pack up your stuff?" he asked.

"That would be what a good boyfriend would do." I said.

"Then I won't come." He laughed.

"You know you're the best boyfriend in the world! So get your butt over here!" I shouted.

"Fine, fine."

Two weeks later, I was laying on my bed with Fabian. Watching Glee. Although his bedroom was next door, he stayed with me until I fell asleep. I love him.

Today, I was making dinner (spaghetti and meatballs with fresh sauce) when I got a call from my Gran.

"Hello, Gran." I said.

"Hi dear, how's college? You like your roommates?" Gran asked.

"Yeah, Gran. I love my roommate." I said smiling at Fabian.

"You only have one roommate?" she asked.

"No, I'm living in an apartment off campus with my boyfriend Fabian." I explained.

"Oh how lovely!" she said.

"Yeah, it is." I smiled.

"Great, great. Are you coming home for Christmas this year?" she asked.

"I don't know, Gran." I said.

"You know that the 20th is the day your parents died, maybe we could visit their grave?" she asked.

"I told you that the last time I would go there was the funeral! I am not visiting the damn grave!" I shouted.

"Nina, watch your language." Gran said, "They were you parents after all."

Gran was rather young. She had my mom at 16.

"Gran, they were not my parents!" I shouted. Fabian stared at me like I was nuts. I walked out to the balcony and shut the door.

"Gran, I don't care about them anymore! It was obvious they didn't like me or Austin! So let's not bring them up!" I said, "You and Austin can go to the damn grave, I'm never going there."

"Austin doesn't want to go either, dear." She told me.

"Good." I said.

"So will I see you at Christmas?" she asked.

"Yeah, you'll see me at Christmas. Is Austin going?" I replied.

"Yes, all four of us." She said, "He's here already, he wants to pick you up from the airport in his new car."

"Can I talk to him?" I asked.

"Sure."

"Hey baby sister." He said.

"Hey Austin." I smiled.

"How's your new boyfriend?" he mocked.

"Good, how's Taylor?" (A/N: Get it Taylor? As in Taylor Swift? The writer and singer of Mine? No? Well, I like my little twist)

His girlfriend, Taylor, was our forth for Christmas, I guess.

"Fine," he said, "I miss you Nina."

"I miss you too Austin." I told him, "You protest to go to the grave too?"

"Yes, and Taylor agrees with me." He said, "What does your boyfriend think?"

"Fabian doesn't know." I sighed.

"Why? Haven't you been dating for like, since you started there?" he asked.

"I just don't want to dump all that on him." I said, "I love him and he doesn't need to know yet."

"Nina, you love him? Aww, my baby sister isn't a baby anymore!" he shouted.

"No, I'm not a baby Austin. But, I have to go this call is gonna cost a lot of money."

"Alright, see you in a week."

I hung up and turned around to find Fabian leaning against the door frame.

"What doesn't Fabian need to know yet?" he asked.

"Nothing," I said walling past him into the apartment.

"Nina." He said.

"Fabian."

"You can tell me." He said.

"No thanks." I told him cutting some tomatoes, "I don't feel like crying tonight."

"Nina, if it's that bad then you need to tell me." He pressed.

I cut another piece of tomato buut cut part of thumb in the process.

"Oww!" I yelled, shaking my hand in the air.

"Let me see it." Fabian said.

"No." I replied putting in a towel.

He gave me a look like that said; 'now Nina, I have first aid training from when I was a lifeguard.'

I stuck my finger out at him and he looked at it.

"It's not bad. Just needs a band aid." He said.

I nodded and he grabbed the box out of the drawer in the bathroom and out a band aid on my finger.

"Thanks." I said. I would have smiled but that phone call put me in a bad mood.

"Nina, please tell me." He begged.

"Fine." I said. I pulled him over to the couch and played with his hand as I talked.

"Well, remember how I told you how my parents died in a car crash?" he nodded, "Well that's not exactly true. When I was 13 my parents wanted a divorce. But, they didn't want to do any of the custody stuff. They hated each other and told me and Austin that they were going to kill themselves. They said that love doesn't exist and they didn't feel it for each other or either one of us. Then they… they."

I burst into tears at the memory, but continued, "They said they were going to drive themselves off a cliff and they wanted to know if we wanted to come and die as well. They were crazy Fabian! That's one love did to them! It drove them crazy!"

I cried into his chest for a good half hour. He just rubbed my back and let me cry. He was speechless.

"Nina, I'm so sorry." He told me, "But, it's obvious that your parents weren't in love. And I love you enough for both of them."

"I love you too. Enough for everyone on this planet." I told him.

He wiped my tears and kissed me and soon it was an AMAZING make out session.

After a while were heard a knock at the door.

We didn't even acknowledge it. Until we heard, "NINA AND FABIAN HEAR YOU IN THERE OPEN THE DOOR NOW!"

"Oh Amber." Fabian said getting off me.

We opened the door and Mick and Amber told us they were having a surprise party for Jerome on Saturday.

"Well, I'm leaving the next day, but would love to come." I said.

"Wait you have to leave so soon?" he asked.

"Fabian I haven't seen my brother since Christmas last year. He had an apartment in California near his campus so he liked to stay at the beach in the summer." I told him.

"How long will you be gone?" he asked.

"I'll be back for New Year's." I promised.

"Where is she going?" Amber asked.

"To see her Gran and brother for Christmas." Fabian told them.

I loved Fabian, I really didn't want to go. But I had too.

I love Fabian Rutter. I can say it a million times. Please Fabian, don't ever leave me.

That is where I leave you. Srry. Hope you enjoyed!