*bbbrrrrriing*
Naruto picked up the phone. It was the bank.
"Mr Uzumaki, sir," the nasal voice on the other end droned. "You have insufficient funds in your bank account."
Naruto shrugged. "I know I'm broke. You didn't have to call."
The voice continued. "You currently have 5 dollars in your account. We will have to charge you a ten dollar fee."
"Wait..." Naruto's face scrunched up in thought. "You're charging me... for being poor?"
"Yes sir."
"So this means I'll have negative five dollars in my account now?" Naruto asked.
"Yes sir. Have a nice day." The line went dead.
*bbbrrrrriing*
Naruto picked up the phone. It was Choji.
"Naruto!" Chewing was heard on the other end. "Come on over to Ichiraku's! It's Free Ramen Day!"
Naruto sighed dejectedly. "Sorry, Choji, but I can't afford free ramen. My budget right now is negative five dollars."