A/N: I Hope you all forgave me! Here is the Alley! Enjoy!

Xx Still H.G. xX

For one of the few times in her life Hermione was speechless. It was… brilliant… no, wonderful… no, Magical. As tacky as that seems it was the only word that Hermione could come up with that fit.

Looking around the building should not be standing, some of them crooked, some without proper supporting beams, Hermione was fairly sure she just saw an owl fly over her head with a letter in it mouth. Little kids were running around with toy brooms that only floated a few feet off the ground.

The Professor got everyone's attention saying that they needed to go to the bank at the end of the alley to exchange their muggle money for wizarding currency. She pointed to the large white building at the far end of the alley in case anyone got separated. She started walking down the alley pointing out shops to pick up things like cauldrons and the telescopes, she pointed out Ollivanders for their wands as that should be the first stop after changing out money.

Tony was thrilled that they did not have to stay with the group after the bank. He wanted to explore. After all he knew that the things pointed out were for the normal kids, most people get them from there but as with most there is probably shops that use better quality things and he wanted Hermione to get the best. Although it looked like there was only shop for wands so they would have to go there.

By the time they made it to the bank the professor was pointing the families to the counter to get money changed over, there were tiny people that the professor called goblins. She had said that they were ruthless and that they did not do pleasantries. Tony did not want to just change over his money, he wanted to set up an account for Hermione, so remembering what the professor said he walked over to her to ask how to go about that.

Professor McGonagall waved over a man that was sitting behind one of the counters. "Mr. Stark this is William Weasley he works as a curse breaker for Gringotts. He will be able to take you up stairs and get you set up with a goblin to sort out getting a vault.

The tall red head held out his hand to shake Tony's. "People call me Bill; I am on desk duty today cause of all the new students coming through this week but normally I work out in the field. Let us go get you sorted. Do you know how much you are going to want to put into the vault? Also do you know the exchange rates. I know the rates from pounds to galleons but from what I heard you sound American so that would be different."

"I don't know the rates, but I know how much I want to transfer in dollars whatever the rates are and let us just say we may need a higher up to help with it. Also, can we just transfer, or will I need to bring in the cash because if that is the case its mighty inconvenient." Tony didn't want to talk numbers in the hall but he knew it was going to be a lot of money and didn't want to waste time with a small fry manager when he would probably need the boss of the branch.

Hermione took the moment to speak "I know the exchange rate, I had LAIL do the math after talking to Professor cat. I will have her send it to J.A.R.V.I.S." than she pulled out her phone "you catch that LAIL"

"yes, my lady it is already sent."

1 Galleon = €5.58 = $6.64 1 Sickle = €0.33 = $0.39 1 Knut = €0.01 = $0.01

1 Galleon = 17 Sickles = 493 Knuts 1 Sickle = 29 Knuts

"Good looking out Mia. J.A.R.V.I.S. run the numbers, I want the whole trust and half of the R and D transferred to funny money." Tony pulled out his phone to look at the conversion chart. All the while Bill is looking at them as if they just summoned a demon in front of him.

"How?! How did you get technology to work here?"

Tony being a little smug said back "my girl here is a genius like her dad that is how." As they walked into an office that looked like it belonged to someone important Tony looked back at his phone to get the numbers from J.A.R.V.I.S.

"looks like it would be 3,118,661 Galleons 4 Sickles 11 Knuts, to exchange 15 million US to the wizarding currency." Tony shook his head "that is not very impressive, why don't we bump it up till she has 10 mil in funny money than tell me what the damage is."

Hermione and bill both had their mouths hanging open while Happy and Pepper just shook their head.

"doing that conversion comes to $48,097,561.17 sir." Tony shook his head again "J, just put a full 50 mil in and then she can have some of the smaller coins to play with too."

"Estimated total for a full 50 million prior to any tax or transfer fees would be 10,395,537 Galleons 8 Sickles 27 Knuts" Tony nodded "good enough. This funny money is never going to come out even."

Bill was shaking at the thought of all that money and excused himself to get the branch manager. Hermione looked at her dad "you know you didn't have to do that all the things on my list come out to about 300 pounds I didn't need millions of dollars."

"Mia you are a Stark, that means that sooner or later all I have will be yours, and think of it this way I have 12 years of allowances to make up for and about half of it is your money for SI Wizarding branch research so it is company money." Tony said the last part with a wink.

Hermione glared at him and he wagged his finger at her.

"none of that now, after all I am worth Billions and I normally spend more than that on one of my Ironman suits. Plus, I already have J working on the patent paperwork. You will make it all back by the end of the next period so behave and take the money." Tony patted her on the head just as the door open to show Bill and a new goblin that was well dressed.

"Mr. Stark and company, this is the Branch manager as well as the leader of the Gringotts goblin hoard. Leader Ragnok." Bill said this with a little bow, before addressing Ragnok. "Sir, Mr. Stark wants to start a vault for his daughter. The amount of which he wishes to transfer is rather large. I believe it will make his daughter the largest active account holder. I believe he settled on the sum of 50 million US to transfer."

The goblin did a double take at Bill before turning to Tony and Hermione with a toothy grin. "Of course, we can accommodate Miss. Stark's new vault should all transfers go through the conversion will put you just shy of 10.4 million Galleons. For a vault this large we would place it in the lower levels with blood protections as well as your choice of dragon, sphinx or manticore protection for a fee of 200 Galleons per year. We also include inheritance testing when someone opens a new vault as you may be surprised how many times that one person is related to a family that has been believed to have fallen, and that will be free."

Tony looked like he fell in to candy land. "Dragon! They are real! We are getting the dragon protection; you can have a dragon protecting your money! That is awesome! Owww!"

Pepper smacked Tony over the head before nodding to the goblin. "As you can hear, we would like the dragon to protect Hermione's money, but we seem to have jumped a step. We still need to transfer the money. Do you have a routing number for us, or do you need one from us?"

"of course, of course we all seem to be getting ahead of ourselves." The goblin snapped his fingers and a plastic credit card appeared, this card will be attached to the account if you have need to walk out of the alley to make the call to your bank to transfer the funds I can have young Weasley go with you to let you back in."

"No need lord goblin sir, J take a photo of the card and transfer the funds." Tony said pulling out his phone for J.A.R.V.I.S. to take the photo. "Funds transferring now Sir."

The goblin looked at Tony with a look of shock on his face "Sir how did you get the muggle technology to work here? We goblins have been looking for a way to bring some technology in to our bank for years."

Tony smiled knowing that Hermione had been right on the money about there being a market in the wizarding world. "My Mia here invented a means to have tech work with magic after frying her computer to many times. She took care of me and mine here. But that being said she is working on a means to use that in bringing more tech into the wizarding world. I am sure that in the next few years you will see more of it."

The goblin stood up and walked over to the young witch. "Miss. Stark if you come up with a way to bring computerized banking to Gringotts you would be named friend to the goblin hoard, a high honor that grants you interest rates of a goblin instead of what we offer the wizards as well as access to our master smiths and knowledge that is not passed to wizard kind."

Bill looked shocked. No one is ever accepted into the hoard, not after the last wizard/ goblin war.

Hermione smiled "well I will just have to put that on my to-do list than, LAIL add wizard banking right under build you a body."

Her pocket answered back "yes my lady, new task added" The leader of the goblins kissed her hand to seal the agreement then walked back to his desk to pick up the paper that just appeared.

"Transfer is successful, your funds have been transferred to vault 10 now renamed the Stark Vault. Miss. Stark we will need to do your inheritance testing prior to you visiting your new vault to be sure all that is truly yours will be within your new vault."

The goblin snapped his fingers and a stone bowl, and a silver knife appeared in front of her. Happy in the back of the room tensed at the sight of the knife but did not move. Hermione looked on waiting for instructions as to what he wanted her to do.

"Miss. Stark, you will need to make a small cut along the meat of your palm, you will then bleed into the bowl, I will heal your hand after enough blood has been let. Then I will say an incantation over a piece of parchment then I will spill your blood onto the page. Your blood will form into a tree of your family on both sides, your muggle family members will show up as black but if you have any magical members, they will glow red. This spell will trace back roughly 200 years and it will be kept here in your vault on the wall. Any Red members will automatically be checked to see if they have left anything for future generations. Most do."

With that Hermione picked up the silver knife and ran it along the meat of her hand and held it over the bowl. After about 2 minutes Ragnok waved his hand and her hand healed and he started chanting. When he dumped the blood, Hermione's named appeared first in bright red followed by her mother and Tony than both of their parents and to everyone's surprise Hermione's great grandparents lit up red, on both her mother and Tony's sides. The tree went up 2 more generations and only the parents and grandparents of the red family members lit up.

"It would seam that we were right Miss Stark, or should I say Miss. Granger (nee Stark-Wilkins)." The goblin grinned at her before looking back at the paper.
"It would seem you are the last descendant of both the House of …"

A/N: Ok, I know you all Hate me now! I am sorry but I could not resist! A whole chapter in Gringotts and no Tony shopping, also WHO is Hermione related to! You must check back to see, but I will not make you all wait. I promise! I will be posting this after I finish the next chapter and I will post them within hours of each other.