A/N: Written by request. Little Gracie uses Mommy's credit card without permission to get an expensive toy that she wants.

"...now I know mine A, B, C's, nex' tie won' ew sing wiff me!" Gracie giggled happily and clapped her hands upon completing the song, sending soap suds flying everywhere as she slipped into 'little' space after a long day of being a 'big girl' at work.

"Good girl, so smart." Olivia praised as she gently bathed Gracie's body and washed her hair, "Hold still, sweetie. My goodness, somebody has the wiggles today." the brunette detective teased lovingly, struggling to keep hold of her slippery baby girl.

"Mommy, out, peeze. Need paci." Gracie tried to get out of the tub.

"Just one more quick second, baby, then you can get out." Olivia quickly finished bathing her impatient little one and guided Gracie out of the tub and into a fluffy, warm towel. She picked Gracie up and carried her into her room where she gently laid her on the bed and proceeded to gently dry her off.

"Mine paci!" Gracie cheered happily, rolling over onto her belly and reaching for her pacifier and popping it into her mouth, breathing a content sigh.

"Okay, time for clothes. Do you want your yellow Care Bear t-shirt or your purple Barney t-shirt?" Olivia inquired after she had wrestled Gracie into her diaper.

"Barney, peeze." Gracie smiled around the pacifier in her mouth.

"Good girl, so polite." Olivia praised, and then proceeded to dress Gracie in her clothes and then she fixed Gracie's hair into pigtails.

Sending Gracie off to play with an affectionate spank to her diaper-covered bottom that made the little one giggle, Olivia stepped into the bathroom for a shower of her own, washing the stress of the work day away and emerging from the bedroom dressed casually. The brunette detective smiled when she noticed that Gracie had happily settled down on the floor in the living room with her coloring books and crayons.

"Mommy, I watch 'toons, peeze?" Gracie pointed at the TV, knowing better than to touch the device herself.

"Yes, baby, you can watch cartoons." Olivia indulgently turned on the TV and found cartoons for Gracie to watch while she played on the floor.

Gracie got lost in her coloring and cartoons while Mommy went into the laundry room with a full laundry basket on her hip. Gracie giggled at the crazy antics of Tom and Jerry on the TV, and then her dazzling blue eyes lit up happily upon seeing a commercial begin playing.

"Mommy! Mommy, lookit!" Gracie called out excitedly.

"What? What am I looking at?" Olivia walked in with a smile, her tone matching Gracie's excitement.

"Dat! I has dat, peeze? Peeze, peeze, pitty peeze?!" Gracie pleaded, pointing at the TV.

"Oh, that's a pretty big toy for right now, sweetie, it's very expensive. I think we need to wait for your birthday this summer, and then maybe." Olivia gently denied her baby's heartfelt request.

"But, Mommy-" Gracie whined.

"Ah, ah, ah. Baby girls who whine go to beddy-bye early, you know that." Olivia warned.

"M'kays. I's sowwy." Gracie pouted a little.

"I know it's hard when you can't have what you want, sweetie." Olivia sympathized, "Your birthday is only five months away, though."

"Dat's a wong tie." Gracie sighed.

"I know it seems like a long time, and I'm not saying you will definitely get this toy for your birthday, but it's something to think about. Now, Mommy is tired and hungry, so we are going to order pizza tonight so Mommy doesn't have to cook. What kind of pizza would my baby like?" Olivia gently steered Gracie's attention in a different direction.

"Pizza!" Gracie's pout turned into a smile, "We has sausage, peeze?"

"Yes, we can have half sausage for you and half supreme for Mommy. And I think as a special treat we can order cinnamon sticks for dessert." Olivia smiled.

"Yay!" Gracie cheered happily and ran into Mommy's arms for a hug. Gracie went back to her coloring while Olivia went to order their dinner, the commercial on TV forgotten about for the time being.

A few days later, Gracie was once again coloring in front of the TV while Mommy took a shower. Gracie smiled when the familiar commercial came on TV, and she could practically taste how much she wanted it. She thought about what Mommy had told her and pouted again; five months was a very long time to wait, and even then there was no guarantee that she would get the toy for her birthday, and Christmas was even further away. Listening carefully and hearing Mommy still in the shower, Gracie crept to the kitchen and opened the drawer where Mommy kept 'big girl' Grace's cell phone when 'little' Gracie was around and retrieved the phone, and then she crept over to Mommy's purse and retrieved Mommy's credit card. The mischievous little one went back into the living room and pressed the numbers on the phone's keypad that matched the numbers on the TV screen. With a little difficulty, she managed to follow the voice prompts to order the toy, typing in Mommy's credit card number on the keypad and then pressing the number sign key, or what the automated voice called the 'pound' key. With all of that accomplished, Gracie replaced 'big girl' Grace's phone in the drawer and returned Mommy's credit card to Mommy's purse.

The next day, there was a knock on the door and Olivia went to answer it.

"Hi, lady. Here's your delivery." the delivery driver smiled and held out his clipboard for her to sign.

"Oh, there must be some mistake. I'm not expecting a package." Olivia told him, noticing the rather large box beside him. The delivery driver double checked the address he had.

"Nope, this is the right address." he said.

"Hmm. I must have forgotten that I ordered something. Thank you." Olivia signed for the package and let him bring it inside.

Olivia took the box into the living room and opened it, and she immediately groaned.

"Gracie Elizabeth Muncy, come to Mommy, please!" Olivia called out.

Gracie was playing in her room, and upon hearing Mommy call her by her full name, ice cold hands gripped her heart. Knowing better than to keep Mommy waiting, she immediately dropped her toys and ran to find out why she was in trouble. She ran into the living room, and she started to smile upon seeing the toy she had ordered in its box, but then she noticed the stern look on Mommy's face.

"Yes, Mommy?" Gracie tried to sound innocent.

"Come here, little girl. I think you have some explaining to do." Olivia sat down on the couch. Gracie gulped as she walked over to where Mommy sat and sat down on Mommy's lap, "Now I think you need to tell Mommy exactly where this toy came from. I seem to remember telling you just a few days ago that you needed to wait for your birthday, and then we would see."

"Yes, Mommy… but… I seen the 'mercial again, and it was so cool, I jus' wanted it." Gracie tried to explain.

"I can see why you wanted it. Did you think about how Mommy told you that this toy costs a lot of money?"

"I not taked your moneys, Mommy." Gracie said innocently.

"No? Then how did you get this toy delivered here?" Olivia inquired.

"When I seen da 'mercial, I got mine 'big girl' phone and da card you use when we shop, and I typed in da numbers when da robot lady said to." Gracie explained.

"Gracie Elizabeth, the card Mommy uses when we shop is exactly the same thing as money. That card knows how much money we have in the bank, and sometimes Mommy uses that card to buy things instead of using paper money and coins." Olivia explained.

The color drained from Gracie's face as she listened to Mommy's explanation of how a credit card worked, and she suddenly got the feeling that she was going to be in very big trouble.

"I not knowed dat." Gracie admitted quietly, "I jus' finked I could have da toy and you not knowed where it comed from."

"Didn't you think I would ask you where it came from when I saw it in your room?" Olivia inquired.

"I not fink 'bout dat." Gracie admitted.

"I think you need to go to Mommy's room and stand in time-out for a while. Mommy will be there soon, and then you are going to go over Mommy's knee." Olivia instructed sternly.

"Peeze, Mommy, no 'pank tushy! I's sowwy!" Gracie's lower lip trembled as tears filled her dazzling blue eyes.

"Yes, you are going to get a big spanking. You went into Mommy's purse without permission, you used big girl Grace's cell phone without permission, and you spent a lot of money on a toy that you were told you couldn't have. Go on now, go to Mommy's room and I will be there soon." Olivia stood Gracie to her feet and sent her in the right direction with a sharp spank on her tender thigh that was unprotected by her diaper.

"Ouchy!" Gracie winced, and hurried down the hall to Mommy's room. With a few tears beginning to fall down her cute face, she went to stand in her time-out corner and placed her hands on her head as she knew Mommy expected of her.

Olivia sighed as she called the number on the box and spent some time trying to figure out how and where to return the toy and get her money back. Luckily, the company had a thirty day money-back guarantee and they were happy to help her out and take the toy back without asking too many questions. Olivia put the toy back in its box, taped it up, and placed the box by the front door to take it to the post office first thing tomorrow. Then Olivia thought about her naughty girl in time-out and sighed again, wondering exactly how to best address Gracie's behavior. It was completely obvious that she needed to find a new place to put 'big girl' Grace's cell phone when Gracie was around, and she hoped that a good, hard spanking would discourage Gracie from going into her purse without permission and sneaking behind her back to get things that she wanted. With a heavy heart, Olivia walked into her bedroom and was pleased to find her naughty baby girl standing in the corner exactly where she was supposed to be. The brunette detective went to the closet and retrieved a small wooden paddle.

"Come here, Gracie Elizabeth." Olivia sat down on the bed.

With a trembling lower lip, Gracie turned from the corner and reluctantly walked over to where Mommy sat on the bed.

"Mommy, wha's dat?" Gracie pointed to the object in Mommy's hand that she had never seen before.

"This is called a paddle, Mommy is going to spank your bottom with it." Olivia explained.

"But… will it hurt?" Gracie's dazzling blue eyes filled with more tears.

"Yes, baby, I'm afraid it will hurt a lot. Mommy really needs you to learn this lesson the first time so that this never happens again. You are never allowed to go into Mommy's purse or use my credit card without permission. I called the toy company, and they are going to take the toy back, but it's going to be two or three days before they put the money back on Mommy's card, and until they do, you are going to be on restriction from the television. Do you understand?"

"Yes, Mommy. Peeze, no 'pank tushy!" Gracie pleaded one more time.

"Yes, spank tushy. Come here." Olivia gently pulled Gracie's pants and diaper down to her knees and guided her naughty little one over her lap. Gracie whimpered as she found herself in the familiar position and felt the foreign object tapping her bottom.

"OWIE! Mommy, dat hurts mine tushy!" Gracie wailed, bursting into tears immediately as her paddling began. Her hand flew back to shield her bottom, and Olivia gently pinned Gracie's hand in the small of her back.

"You know better than to reach back during a spanking, little girl. I know it hurts, that's why it's a punishment. You do not go into Mommy's purse to use Mommy's things without permission, you do not sneak to get things that you want, and when my big girl's cell phone is off limits, it stays in its drawer until my big girl is ready to come back." Olivia scolded.

"Yes, Mommy, I's so sowwy!" Gracie wept sadly.

It seemed to go on forever until finally, Olivia seemed to slow down and then stopped altogether. Upon feeling her baby girl go limp across her lap and hearing the sound of Gracie's sobbing change, Olivia tossed the paddle aside as if it had burned her and she reached for the arnica on the bedside table, gently applying a generous portion to her little one's freshly paddled bottom while Gracie continued to sob.

"Mommy, no mores! I's sowwy!" Gracie wailed.

"No more, baby. It's all done now, I promise. You just rest now, sweetie. Mommy is so proud of you for taking your paddling like such a good girl." Olivia soothed as she continued to rub Gracie's cherry red bottom.

"Mommy, cuddles! Peeze, cuddles!" Gracie sobbed.

"Yes, Gracie-baby, Mommy will pick you up in just one quick second, I promise." Olivia finished rubbing the arnica on Gracie's bottom and then scooped her sobbing baby into her arms to cuddle her and carried her across the hall into Gracie's own room and sat down on the bed, "There, there, my good girl. That's Mommy's good girl. It's all over, sweetie. Just cry it out now, Mommy is right here, my good girl is all forgiven."

"Mommy, dat hurted mine tushy! Ouchy!" Gracie laid her head on Mommy's shoulder, clinging to Mommy tightly.

"I know it hurts to be spanked, sweetie. You were very naughty, so Mommy had to give you a big spanking, but it's all over now and my good girl is all forgiven." Olivia continued to gently rub Gracie's bottom to soothe the pain.

Gracie sobbed for a long while until finally her dazzling blue eyes were dry and she was simply resting in Mommy's arms and letting out an occasional whimper while Mommy continued to reassure her that she was a good girl and all forgiven and very loved. When Gracie was completely calm, they went into their usual post-spanking routine of cuddling up on Gracie's bed and reading stories until Gracie decided they were done reading, and then Gracie found herself giggling happily as Mommy tickled her feet.

"Mommy, I's hung'y. I has snack a'fore I go nap tie, peeze?" Gracie smiled, her red bottom pretty much forgotten while Mommy gently changed her into a fresh diaper.

"Good girl, so polite." Olivia praised, and took Gracie to the kitchen to give her a snack before putting her down for her nap.