Rebecca: "Yo chooms! You've got to try out this new shit I just found out about! It's called Kevlar!"
Sasha: "Becky are you wearing a tire? When did you get so fat?"
Rebecca: "Who cares what it looks like Kitty! It stops bullets!"
Pilar: "That's like five points less cool then your previous outfit sis."
Rebecca: "Did you guys not hear me? It Stops Bullets!"
Maine: "My subdermal stops bullets already kid, if you want true protection just get better 'ware."
Rebecca: "That's the neat part! You can use both!"
Sasha: "...But, why not just upgrade to a better subdermal when you need it so that you can still look good?"
Rebecca: "Do you not remember your last gig? Bullets hurt!"
Sasha: "I got better, and looked good doing it."
Rebecca: "...Yes, all the nurses where hitting on you 24/7... While you where in the ER."
Maine: "Bullets are a minor inconvenience kid. It comes with being an edgerunner."
Rebecca: "That's it, screw you guys! I'm bringing this back into style."
*Years later...*
"Trending fashion icon and model of the year 'Bulletproof Becca' once again stuns judges with her new 'Kevlar chic' line. A style both elegant and practical... The verdict is in, tactical leotards are the style of the 80's..."
...I'm halfway convinced that part of the reason the guns in Cyberpunk have such ridiculously large calibers is so that they can justify having their characters rock lingerie and leather pants into battle without it being too stupid.
But seriously wear body armor, the other mercs will laugh at you until you walk away from a successful raid on Arasaka.
Just look at Spider Murphy the hands down coolest character in the setting, who rocks a bucket helmet and a bulletproof vest.